Patents by Inventor Huihui Wu

Huihui Wu has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10762241
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for securing data. One of the methods includes receiving, by a computer system, a network packet for analysis. The method includes determining, by the computer system, to examine the network packet for private data. The method includes identifying, by the computer system, private data in payload of the packet. The method includes encrypting the private data. The method includes storing the encrypted private data in a location separate from the payload. The method also includes obfuscating the private data by adding a reference to the location of the encrypted private data in the payload.
    Type: Grant
    Filed: June 10, 2019
    Date of Patent: September 1, 2020
    Assignee: United Services Automobile Associatio (USAA)
    Inventors: Thomas Bret Buckingham, Donald Nathaniel Holloway, III, Robert Aaron Ghavidel, Jennifer Nannery, Cory Landon Newsom, Robert Lawrence, Huihui Wu, Alejandra Valles
  • Publication number: 20200125420
    Abstract: A virtual resource control and distribution system is provided that utilizes virtual resource pools coupled to authentic resource pools in order to reduce processing capacity requirements, memory requirements, and processing time. In particular, a reduced number of authentic resource pools are used, such as one single authentic resource pool, that is coupled to virtual resource pools. The virtual resource pools may be utilized to enter into interactions. However, when interactions are entered, the virtual resource pools may be adjusted based on the resources associated with the interaction without actually having any resources associated with the virtual resource pools. As such, the virtual resource pools may illustrate a change in virtual resources in the virtual resource pool, but the authentic resource pool to which the virtual resource pool is associated, will be utilized for distributing the resources and processing the interactions.
    Type: Application
    Filed: December 18, 2019
    Publication date: April 23, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Alfred James Reed, Huihui Wu
  • Patent number: 10579440
    Abstract: A virtual resource control and distribution system is provided that utilizes virtual resource pools coupled to authentic resource pools in order to reduce processing capacity requirements, memory requirements, and processing time. In particular, the present invention utilizes a reduced number of authentic resource pools, such as one single authentic resource pool, that is coupled to one or more virtual resource pools. The virtual resource pools may be utilized to enter into interactions. However, when interactions are entered, the virtual resource pools may be adjusted based on the resources associated with the interaction without actually having any resources associated with the virtual resource pools. As such, the virtual resource pools may illustrate a change in virtual resources in the virtual resource pool, but the authentic resource pool to which the virtual resource pool is associated, will be utilized for distributing the resources and processing the interactions.
    Type: Grant
    Filed: November 7, 2017
    Date of Patent: March 3, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Alfred James Reed, Huihui Wu
  • Patent number: 10530780
    Abstract: Provide improved validation of a recipient entity when the recipient entity is involved in an interaction with a provider entity. One or more application programming interfaces (APIs) are provided that are utilized to validate the recipient entity. Recipient entity information, such as a recipient entity identifier, is utilized and communicated to the resource systems to more efficiently validate the recipient entity in order to improve the processing capacity, reduce memory requirements, and improve processing speeds for validating the recipient entity for an interaction. Moreover, a more accurate determination of the actual identity of the recipient entity may be provided, thus improving the security of the interaction between the entities and reducing the potential for misappropriation of the resources involved in the interactions.
    Type: Grant
    Filed: October 11, 2017
    Date of Patent: January 7, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Dean Lyons Henry, Huihui Wu, Alfred James Reed
  • Patent number: 10318762
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for securing data. One of the methods includes receiving, by a computer system, a network packet for analysis. The method includes determining, by the computer system, to examine the network packet for private data. The method includes identifying, by the computer system, private data in payload of the packet. The method includes encrypting the private data. The method includes storing the encrypted private data in a location separate from the payload. The method also includes obfuscating the private data by adding a reference to the location of the encrypted private data in the payload.
    Type: Grant
    Filed: March 3, 2016
    Date of Patent: June 11, 2019
    Assignee: United Services Automobile Association (USAA)
    Inventors: Thomas Bret Buckingham, Donald Nathaniel Holloway, III, Robert Aaron Ghavidel, Jennifer Nannery, Cory Landon Newsom, Robert Lawrence, Huihui Wu, Alejandra Valles
  • Patent number: 10296897
    Abstract: Embodiments of the systems and methods described herein can detect that a user is accessing a payment webpage of a website associated with a merchant. The system can cause a window requesting authentication credentials associated with an account of the user to appear on a display of a computing device associated with the user. After the system has received and verified the authentication credentials, the system can create a merchant-specific virtual card linked to a pre-existing payment instrument associated with the account. The system can enter information associated with the merchant-specific virtual card in a payment section of the payment webpage. After receiving an authorization request for a transaction using the merchant-specific virtual card, the system can authorize the transaction based on a balance of the pre-existing payment instrument.
    Type: Grant
    Filed: April 30, 2018
    Date of Patent: May 21, 2019
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Huihui Wu, Alejandra Valles, Darrius M. Jones, Valmore M. Smith, Lonnie B. Roberts
  • Publication number: 20190138363
    Abstract: A virtual resource control and distribution system is provided that utilizes virtual resource pools coupled to authentic resource pools in order to reduce processing capacity requirements, memory requirements, and processing time. In particular, the present invention utilizes a reduced number of authentic resource pools, such as one single authentic resource pool, that is coupled to one or more virtual resource pools. The virtual resource pools may be utilized to enter into interactions. However, when interactions are entered, the virtual resource pools may be adjusted based on the resources associated with the interaction without actually having any resources associated with the virtual resource pools. As such, the virtual resource pools may illustrate a change in virtual resources in the virtual resource pool, but the authentic resource pool to which the virtual resource pool is associated, will be utilized for distributing the resources and processing the interactions.
    Type: Application
    Filed: November 7, 2017
    Publication date: May 9, 2019
    Inventors: Alfred James Reed, Huihui Wu
  • Publication number: 20190108062
    Abstract: Provide improved delivery of resources to a recipient entity when the recipient entity is involved in an interaction with a provider entity. One or more application programing interfaces (APIs) are utilized to identify delivery channels, and potentially substitute an original delivery channel with an alternate delivery channel. The present invention utilizes entity information, such as a recipient entity identifier, in order to determine recipient entity delivery preferences from a stored preference or from communications with the recipient entity. The system provides the resources to the recipient entity according to the preferences identified. A more efficient delivery of resources to the recipient entity is provided that improves the capacity, memory, and processing speed of the delivery systems and improve the ability to identify the identity of the recipient entity before the resources are delivered to the recipient entity.
    Type: Application
    Filed: October 11, 2017
    Publication date: April 11, 2019
    Inventors: Huihui Wu, Dean Lyons Henry, Alfred James Reed
  • Publication number: 20190109853
    Abstract: Provide improved validation of a recipient entity when the recipient entity is involved in an interaction with a provider entity. One or more application programing interfaces (APIs) are provided that are utilized to validate the recipient entity. Recipient entity information, such as a recipient entity identifier, is utilized and communicated to the resource systems to more efficiently validate the recipient entity in order to improve the processing capacity, reduce memory requirements, and improve processing speeds for validating the recipient entity for an interaction. Moreover, a more accurate determination of the actual identity of the recipient entity may be provided, thus improving the security of the interaction between the entities and reducing the potential for misappropriation of the resources involved in the interactions.
    Type: Application
    Filed: October 11, 2017
    Publication date: April 11, 2019
    Inventors: Dean Lyons Henry, Huihui Wu, Alfred James Reed