Patents by Inventor Hyperwallet Systems, Inc.

Hyperwallet Systems, Inc. has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • COMMUNICATION PROTOCOL FOR ELECTRONIC FUNDS TRANSFER SYSTEMS
    Publication number: 20140019339
    Abstract: A method and system for the electronic transfer of funds utilizes a computerized facilitating agent and associated database which contains the addresses and operating protocols of all known accounts. A sender of funds instructs the facilitating agent as to the recipient and recipient's destination account and the amount to be transferred. Using the database, the facilitating agent can acquire the address of the recipient destination account and the protocols required for a transfer and effectuates the transfer utilizing available automated clearing house procedures without human intervention.
    Type: Application
    Filed: December 21, 2012
    Publication date: January 16, 2014
    Applicant: HYPERWALLET SYSTEMS, INC.
    Inventor: Hyperwallet Systems, Inc.