Patents by Inventor Hyun J. Ko

Hyun J. Ko has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for scheduling and tracking bank account activity
    Patent number: 8423452
    Abstract: A computer-assisted method for alerting a user of a potential negative balance condition in a financial account. The method includes estimating a future account balance of the financial account and determining whether the future account balance will be a negative value. The method also includes generating for display, in a graphical format, an alert to the user that signifies when the future account balance is the negative value.
    Type: Grant
    Filed: February 9, 2009
    Date of Patent: April 16, 2013
    Assignee: The PNC Financial Services Group, Inc.
    Inventors: Michael S. Ley, Bryan L. Mackrell, Thomas E. Kunz, Rodney H. Monson, Hyun J. Ko, Michael A. Chapman, Mark A. Jones