Abstract: An apparatus and method for electronically managing and approving a loan application. The apparatus may include a document administration module, a loan officer module, an underwriting module, and an administration module, with each of the modules interacting with one another. Further, at least one of the modules operates on a document, and a plurality of the modules may simultaneously operate on the loan application. The method may receive a loan application, generate an indication of at least one document required to approve the loan application, electronically receive the at least one document, store the at least document, provide access to the at least one document; electronically underwrite the at least one document, and in response to electronically underwriting the at least one document, electronically approve the loan application.

Abstract: An apparatus and method for focused presentations of static and dynamic data using local storage media and networked web pages. In one example of the invention, a focused presentation is encoded on the local storage media, such as a CDROM. The focused presentation provided links to information related to the focus of the presentation. The focused presentation may also include links to a jump stations, which connects the user with a focused network location related to the presentation. The focused network location, such as a website, in one example is accessed through a limited functionality browser window. In one example, a generator module is provided that allows a user to customize one or more presentations.