Abstract: Various embodiments provide systems for monitoring a plurality of users over one or more websites. Such systems comprise a memory and at least one processor configured to: (a) receive transaction information from the one or more websites for the plurality of users; (b) after receiving the transaction information: (1) determine norms of behavior based on the transaction information; (2) compare the one or more attributes from the transaction information for each individual user of the plurality of users against the norms of behavior; (3) identify individual users of the plurality of users as potentially problem users, the potentially problem users comprising each individual user of the plurality of users who has at least one attribute diverge from the norms of behavior; and (4) save information on the potentially problem users in the memory. Associated methods are likewise provided.

Abstract: Various embodiments provide systems for validating transaction activity a user may perform on a website in which the user has engaged in an initial interactive session. According to particular embodiments, the system comprises a memory and at least one processor configured to: (a) receive, from the website, information identifying the user and information that the user is engaging in the initial interactive session with the website; and (b) after receiving the information: (1) validate one or more transaction activities the user can engage in during an interactive session with the website; (2) issue a session identifier that is associated with the plurality of validated transaction activities, the website, and the initial interactive session with the website; and (3) store the session identifier along with the information identifying the user, the website, and the initial interactive session in the memory. Associated methods are also provided.

Abstract: Various embodiments provide systems and methods for monitoring a user over at least two websites. The systems and methods are configured to: (a) receive self-exclusion information from the user; (b) after receiving the self-exclusion information: (1) associate a unique user identifier that identifies the user with the self-exclusion information; and (2) store the unique user identifier and the self-exclusion information; (c) receive a first request from a first website to validate whether the user can engage in one or more first types of transaction activities; (d) after receiving the first request: (1) query the memory based on the unique user identifier; and (2) in response, send the first website a first indication that the user is excluded from engaging in the at least one of the first types of transaction activities. Second requests for a second website are then handled analogously. Associated methods are likewise provided.

Abstract: Various embodiments provide systems for managing chargeback requests. Such systems comprise a memory and at least one processor configured to: (a) retrieve transaction parameters associated with the previously executed transaction from the memory; (b) retrieve historical parameters associated with one or more other previously executed transaction activities conducted by the user from the memory; (c) compare one or more transaction parameters with one or more historical parameters to identify at least one correlation; and (d) after identifying at least one correlation, transmit information on the at least one correlation to be used as evidence sufficient to support a finding that the user did conduct the previously executed transaction activity with the website. Associated methods are also provided.

Abstract: Various embodiments provide systems for clearing and settling one or more transaction activities conducted between a user and a website. According to particular embodiments, the system comprises a memory and at least one processor configured to: (a) receive one or more clearing files comprising information collected on the one or more transaction activities; (b) receive one or more settlement files comprising information related to funds associated with the one or more transaction activities; (c) credit an electronic settlement account by re-presenting the funds in the settlement account; (d) reconcile the funds credited to the settlement account by comparing the information from the one or more clearing files with the information from the one or more settlement files; and (e) facilitate one or more adjustments to the settlement account such that the funds remaining in the settlement account are due to the website. Associated methods are also provided.

Abstract: Various embodiments provide systems for registering a user with at least two websites. The systems comprise a memory and at least one processor configured to (1) receive a first set of attributes from a first website for the user; (2) allocate a unique user identifier that is associated with the user; (3) associate the unique user identifier and the first set of attributes; and (4) store the unique user identifier and the first set of attributes in the memory. In particular embodiments, the processor is further configured to receive a second set of attributes from a second website for the user, and after receiving the second set of attributes compare one or more attributes of the first set of attributes with one or more attributes of the second set of attributes. Associated methods are also provided.

Abstract: Various embodiments provide systems for registering a user with one or more websites. Such systems comprise at least one processor configured to: receive an IP address for a computing device being used by the user; and after receiving the IP address: (1) obtain a location associated with the IP address; and (2) identify whether the user is in a jurisdiction that permits the user to register with a website. The systems may then receive one or more parameters obtained from the user, upon which the systems verify an age of the user; determine which of the one or more types of transaction activities the user is permitted to conduct; query one or more registration attempts over a predetermined previous time period to identify duplicate or similar parameters; and verify the user's identity based at least on one of the one or more parameters. Associated methods are also provided.

Abstract: System, method and computer program for initiating a search at a server computer. A data base including a URL of the server computer is stored at a client computer. Information entered by a user into the client computer is received. From the information, a search term and the URL of the server computer are identified. Then, an HTTP search request which includes the URL of the server computer and the search term is generated. Then, the HTTP search request is sent to the server computer. The identifying of the URL of the server computer comprises searching the data base for a character string contained in the information that matches the URL of the server computer. The identifying of the search term comprises identifying a portion of the information appended to the URL of the server. The identifying of the search term also comprises omitting from the portion one or more symbols adjacent to the search term which are inconsistent with a search request using HTTP.

Abstract: Various embodiments of the invention provide a more secure financial transaction system for e-commerce sectors that (1) more securely processes payment transactions, (2) helps to protect merchants and banks against fraudulent transactions, money laundering, and underage gambling, and (3) helps to limit other abuses in areas of e-commerce that are perceived to pose special risks, such as Internet gaming, travel, and consumer purchasing of electronic goods. To accomplish the above goals, various embodiments of the financial transaction system (1) establish operating and transaction processing protocols for merchants, Internet payment service providers, acquiring banks, and card schemes and (2) provide automated systems for monitoring and securely processing payment and financial transactions.

Abstract: In described embodiments, a thin film transistor (TFT) liquid crystal display (LCD) structure incorporates a white light emitting diode (LED) structure for backlighting. White LEDs are formed behind each TFT cell, allowing for display “black” as a function of a nematic layer, on the TFT substrate, while increasing intensity of the LED LCD backlight structure. A lens structure might be formed between the LEDs and the TFT substrate to reduce a number of LED sources for a given backlight intensity.

Abstract: Matchmaking between a plurality of users is facilitated. This may include providing a virtual space to the users that enables the user to interact in an immersive manner. Matches may be proposed between users, and then activities to be attempted by the matched users may be provided. The activities may be conducted via interactive, electronic social media. The interactive, electronic social media may include the virtual space and/or electronic social media hosted or provided by one or more third-parties. Based on the performance of matched users during an activity, user information may be released to the matched users. As such, before a user is provided with some information related to another user, the user must first participate in an interactive activity with the other user. This may facilitate deeper interactions between matched users.

Abstract: Various embodiments of the invention provide a more secure financial transaction system for e-commerce sectors that (1) more securely processes payment transactions, (2) helps to protect merchants and banks against fraudulent transactions, money laundering, and underage gambling, and (3) helps to limit other abuses in areas of e-commerce that are perceived to pose special risks, such as Internet gaming, travel, and consumer purchasing of electronic goods. To accomplish the above goals, various embodiments of the financial transaction system (1) establish operating and transaction processing protocols for merchants, Internet payment service providers, acquiring banks, and card schemes and (2) provide automated systems for monitoring and securely processing payment and financial transactions.

Abstract: A method and system for providing navigational instructions. A signal is received from a first device. The signal specifies a destination location, a second device, and a request for at least one route leading to the destination location such that the at least one route is to be sent to the second device. During or after the signal is received from the first device, a device type of the second device is determined. At least one set of images is sent to the second device. Each set of images defines a unique route leading to the destination location. A total number of the sets of images and a content of each set of images are a function of the determined device type.

Abstract: In described embodiments, a thin film transistor (TFT) liquid crystal display (LCD) structure incorporates a white light emitting diode (LED) structure for backlighting. White LEDs are formed behind each TFT cell, allowing for display “black” as a function of a nematic layer, on the TFT substrate, while increasing intensity of the LED LCD backlight structure. A lens structure might be formed between the LEDs and the TFT substrate to reduce a number of LED sources for a given backlight intensity.

Abstract: The invention relates to a method, system and service for processing at a remote device a request from a first device, the method has the steps of receiving a request message to obtain information on location based services available at the physical location of the remote device from the first device, determining a user defined query in the request message, routing the query to an appropriate response service, formulating the response from the response service into a response message, and routing the response message to the first device.

Abstract: A method for display of activity of users at workstations. Each workstation is in a different geographical location. Data relating to a rate of computer input activity of at least one user at each workstation is continuously collected from each workstation, compiled in a central database, and displayed in a display in a representation of the rate of computer input activity of the at least one user at each workstation as a different musical characteristic for each workstation. Each different musical characteristic for each workstation is displayed in accordance with the combined number of input device clicks of the users in each workstation in a given period. The input device clicks are key clicks, mouse clicks, or a combination of key clicks and mouse clicks. The representation of the rate of computer input activity may alternatively comprise a visual swirl across a screen or an activity of a robot.

Abstract: A drive train for a wind turbine is provided. The wind turbine includes a rotor connected to a low speed shaft, and a low speed shaft connected to a gearbox. The gearbox has a high speed shaft connected to a generator. The drive train includes a bearing interposed between the gearbox and the generator. A gearbox lubrication medium is at least partially contained within the gearbox, and the bearing shares the gearbox lubrication medium with the gearbox.

Abstract: A system for executing a multimedia resource, for use in an environment having a first multimedia resource comprising an associated first tag, a set of multimedia resources comprising an associated set of tags, an executing component for executing the first multimedia resource. The system comprises a comparator, responsive to the first multimedia resource being executed, for comparing a second tag of the set of tags with the first tag, to determine whether a second multimedia resource is compatible with the first multimedia resource; a determining component, responsive to the second resource being compatible with the first resource, for determining in accordance with at least one rule, whether the second multimedia resource has a higher priority than the first multimedia resource; and a control component, responsive to a determination that the second multimedia resource has the higher priority, for controlling the executing component to execute the second multimedia resource.

Abstract: A drive train for a wind turbine is provided. The wind turbine includes a rotor connected to a low speed shaft, and a low speed shaft connected to a gearbox. The gearbox has a high speed shaft connected to a generator. The drive train includes a bearing interposed between the gearbox and the generator. A gearbox lubrication medium is at least partially contained within the gearbox, and the bearing shares the gearbox lubrication medium with the gearbox.

Abstract: Various embodiments of the invention provide a more secure financial transaction system for e-commerce sectors that (1) more securely processes payment transactions, (2) helps to protect merchants and banks against fraudulent transactions, money laundering, and underage gambling, and (3) helps to limit other abuses in areas of e-commerce that are perceived to pose special risks, such as Internet gaming, travel, and consumer purchasing of electronic goods. To accomplish the above goals, various embodiments of the financial transaction system (1) establish operating and transaction processing protocols for merchants, Internet payment service providers, acquiring banks, and card schemes and (2) provide automated systems for monitoring and securely processing payment and financial transactions.