Patents by Inventor Ian R. Bell

Ian R. Bell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and systems for identifying early terminating loan customers
    Patent number: 7392221
    Abstract: Methods and systems for identifying and retaining customers who are likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract are disclosed. The method includes the steps of using an early termination model to identify customers likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract, notifying those customers of new loan opportunities at competitive loan interest rates and attempting to cross sell new loans to the customers before the customer early terminates their existing loan.
    Type: Grant
    Filed: April 6, 2001
    Date of Patent: June 24, 2008
    Assignee: General Electric Capital Corporation
    Inventors: Oumar Nabe, David J. Fogarty, Ian R. Bell, Maria Abdul Karim, Rossen G. Valtchanov
  • Methods and systems for supplying customer leads to dealers
    Patent number: 7305364
    Abstract: A method is disclosed for generating customer leads for use by dealers attempting to sell a product, for example a loan product. The method is implemented on a system and includes providing a database of customer information, predicting a propensity for one or more customers within the database to respond to an offer, predicting when the customers will respond to the offer, generating a potential customer list, and providing the potential customer list to one or more dealers.
    Type: Grant
    Filed: April 6, 2001
    Date of Patent: December 4, 2007
    Assignee: General Electric Capital Corporation
    Inventors: Oumar Nabe, David J. Fogarty, Ian R. Bell, Balwinder S. Samra
  • Methods and systems for identifying early terminating loan customers
    Publication number: 20030097329
    Abstract: Methods and systems for identifying and retaining customers who are likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract are disclosed. The method includes the steps of using an early termination model to identify customers likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract, notifying those customers of new loan opportunities at competitive loan interest rates and attempting to cross sell new loans to the customers before the customer early terminates their existing loan.
    Type: Application
    Filed: April 6, 2001
    Publication date: May 22, 2003
    Inventors: Oumar Nabe, David J. Fogarty, Ian R. Bell, Maria Abdul Karim, Rossen G. Valtchanov
  • Methods and systems for supplying customer leads to dealers
    Publication number: 20020194050
    Abstract: A method is disclosed for generating customer leads for use by dealers attempting to sell a product, for example a loan product. The method is implemented on a system and includes providing a database of customer information, predicting a propensity for one or more customers within the database to respond to an offer, predicting when the customers will respond to the offer, generating a potential customer list, and providing the potential customer list to one or more dealers.
    Type: Application
    Filed: April 6, 2001
    Publication date: December 19, 2002
    Inventors: Oumar Nabe, David J. Fogarty, Ian R. Bell, Balwinder S. Samra