Patents by Inventor Igor Karpenko

Igor Karpenko has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11847643
    Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.
    Type: Grant
    Filed: November 1, 2021
    Date of Patent: December 19, 2023
    Assignee: Visa International Service Association
    Inventors: Igor Karpenko, Oleg Makhotin, Kiushan Pirzadeh, Glenn Powell, John Sheets, Erick Wong
  • Patent number: 11836642
    Abstract: A method, system, and computer program product for dynamically scheduling machine learning inference jobs receive or determine a plurality of performance profiles associated with a plurality of system resources, wherein each performance profile is associated with a machine learning model; receive a request for system resources for an inference job associated with the machine learning model; determine a system resource of the plurality of system resources for processing the inference job associated with the machine learning model based on the plurality of performance profiles and a quality of service requirement associated with the inference job; assign the system resource to the inference job for processing the inference job; receive result data associated with processing of the inference job with the system resource; and update based on the result data, a performance profile of the plurality of the performance profiles associated with the system resource and the machine learning model.
    Type: Grant
    Filed: December 23, 2022
    Date of Patent: December 5, 2023
    Assignee: Visa International Service Association
    Inventors: Yinhe Cheng, Yu Gu, Igor Karpenko, Peter Walker, Ranglin Lu, Subir Roy
  • Publication number: 20230342203
    Abstract: A method for dynamically assigning an inference request is disclosed. A method for dynamically assigning an inference request may include determining at least one model to process an inference request on a plurality of computing platforms, the plurality of computing platforms including at least one Central Processing Unit (CPU) and at least one Graphics Processing Unit (GPU), obtaining, with at least one processor, profile information of the at least one model, the profile information including measured characteristics of the at least one model, dynamically determining a selected computing platform from between the at least one CPU and the at least one GPU for responding to the inference request based on an optimized objective associated with a status of the computing platform and the profile information, and routing, with at least one processor, the inference request to the selected computing platform. A system and computer program product are also disclosed.
    Type: Application
    Filed: June 29, 2023
    Publication date: October 26, 2023
    Inventors: Hao Yang, Biswajit Das, Yu Gu, Peter Walker, Igor Karpenko, Robert Brian Christensen
  • Patent number: 11720337
    Abstract: Embodiments of the present invention are directed at methods and systems for providing a partial personalization process. For example, personalization profiles associated with multiple versions of the application may be stored at a provisioning system and the provisioning system may determine the appropriate partial provisioning information to update the application for each migration notification. Partial personalization information that is to be updated for the updated version of the application may be generated and installed to enable new functionality and/or update the information contained within an updated application without requiring re-personalization of all personalized information.
    Type: Grant
    Filed: October 27, 2020
    Date of Patent: August 8, 2023
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Christian Aabye, Kiushan Pirzadeh, Glenn Powell, Igor Karpenko
  • Patent number: 11714681
    Abstract: A method for dynamically assigning an inference request is disclosed. A method for dynamically assigning an inference request may include determining at least one model to process an inference request on a plurality of computing platforms, the plurality of computing platforms including at least one Central Processing Unit (CPU) and at least one Graphics Processing Unit (GPU), obtaining, with at least one processor, profile information of the at least one model, the profile information including measured characteristics of the at least one model, dynamically determining a selected computing platform from between the at least one CPU and the at least one GPU for responding to the inference request based on an optimized objective associated with a status of the computing platform and the profile information, and routing, with at least one processor, the inference request to the selected computing platform. A system and computer program product are also disclosed.
    Type: Grant
    Filed: January 23, 2020
    Date of Patent: August 1, 2023
    Assignee: Visa International Service Association
    Inventors: Hao Yang, Biswajit Das, Yu Gu, Peter Walker, Igor Karpenko, Robert Brian Christensen
  • Publication number: 20230130887
    Abstract: A method, system, and computer program product for dynamically scheduling machine learning inference jobs receive or determine a plurality of performance profiles associated with a plurality of system resources, wherein each performance profile is associated with a machine learning model; receive a request for system resources for an inference job associated with the machine learning model; determine a system resource of the plurality of system resources for processing the inference job associated with the machine learning model based on the plurality of performance profiles and a quality of service requirement associated with the inference job; assign the system resource to the inference job for processing the inference job; receive result data associated with processing of the inference job with the system resource; and update based on the result data, a performance profile of the plurality of the performance profiles associated with the system resource and the machine learning model.
    Type: Application
    Filed: December 23, 2022
    Publication date: April 27, 2023
    Inventors: Yinhe Cheng, Yu Gu, Igor Karpenko, Peter Walker, Ranglin Lu, Subir Roy
  • Patent number: 11562263
    Abstract: A method, system, and computer program product for dynamically scheduling machine learning inference jobs receive or determine a plurality of performance profiles associated with a plurality of system resources, wherein each performance profile is associated with a machine learning model; receive a request for system resources for an inference job associated with the machine learning model; determine a system resource of the plurality of system resources for processing the inference job associated with the machine learning model based on the plurality of performance profiles and a quality of service requirement associated with the inference job; assign the system resource to the inference job for processing the inference job; receive result data associated with processing of the inference job with the system resource; and update based on the result data, a performance profile of the plurality of the performance profiles associated with the system resource and the machine learning model.
    Type: Grant
    Filed: January 17, 2020
    Date of Patent: January 24, 2023
    Assignee: Visa International Service Association
    Inventors: Yinhe Cheng, Yu Gu, Igor Karpenko, Peter Walker, Ranglin Lu, Subir Roy
  • Publication number: 20220327527
    Abstract: Embodiments are described that are directed to optimizing the provisioning of payment account credentials to mobile devices utilizing mobile wallets. In some embodiments, one of multiple provisioning schemes may be selectively chosen for payment account credential provisioning based upon a determined risk involved with a particular provisioning request. A low risk provisioning request leads to an immediate provisioning of a payment credential, whereas a provisioning request of high risk results in the provisioning request being denied. In some embodiments, medium risk provisioning requests will cause an additional user authentication to be performed before the payment account provisioning is finalized. The additional user authentication may occur using a separate communication channel than the channel in which the provisioning request was received.
    Type: Application
    Filed: June 16, 2022
    Publication date: October 13, 2022
    Inventors: Erick Wong, Kiushan Pirzadeh, Oleg Makhotin, Glenn Powell, Igor Karpenko, John Sheets, Frederick Liu
  • Publication number: 20220253832
    Abstract: The SNAP MOBILE PAYMENT APPARATUSES, METHODS AND SYSTEMS (“SNAP”) transform real-time-generated merchant-product Quick Response codes via SNAP components into virtual wallet card-based transaction purchase notifications. In one embodiment, the SNAP obtains a snapshot of a QR code presented on a display screen of a point-of-sale device from a mobile device. The SNAP decodes the QR code to obtain product information included in a checkout request of the user, and merchant information for processing a user purchase transaction with a merchant providing the QR code. The SNAP accesses a user virtual wallet to obtain user account information to process the user purchase transaction with the merchant. Using the product information, merchant information and user account information, the SNAP generates a card authorization request, and which the SNAP provides to a payment network for transaction processing. Also, the SNAP obtains a purchase receipt confirming processing of the user purchase transaction.
    Type: Application
    Filed: February 16, 2022
    Publication date: August 11, 2022
    Inventors: Ayman Hammad, Igor Karpenko, Miroslav Gavrilov, Abhinav Shrivastava, Mark Carlson, Prakash Hariramani
  • Patent number: 11392939
    Abstract: Embodiments are described that are directed to optimizing the provisioning of payment account credentials to mobile devices utilizing mobile wallets. In some embodiments, one of multiple provisioning schemes may be selectively chosen for payment account credential provisioning based upon a determined risk involved with a particular provisioning request. A low risk provisioning request leads to an immediate provisioning of a payment credential, whereas a provisioning request of high risk results in the provisioning request being denied. In some embodiments, medium risk provisioning requests will cause an additional user authentication to be performed before the payment account provisioning is finalized. The additional user authentication may occur using a separate communication channel than the channel in which the provisioning request was received.
    Type: Grant
    Filed: November 12, 2019
    Date of Patent: July 19, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Erick Wong, Kiushan Pirzadeh, Oleg Makhotin, Glenn Powell, Igor Karpenko, John Sheets, Frederick Liu
  • Patent number: 11288661
    Abstract: The SNAP MOBILE PAYMENT APPARATUSES, METHODS AND SYSTEMS (“SNAP”) transform real-time-generated merchant-product Quick Response codes via SNAP components into virtual wallet card-based transaction purchase notifications. In one embodiment, the SNAP obtains a snapshot of a QR code presented on a display screen of a point-of-sale device from a mobile device. The SNAP decodes the QR code to obtain product information included in a checkout request of the user, and merchant information for processing a user purchase transaction with a merchant providing the QR code. The SNAP accesses a user virtual wallet to obtain user account information to process the user purchase transaction with the merchant. Using the product information, merchant information and user account information, the SNAP generates a card authorization request, and which the SNAP provides to a payment network for transaction processing. Also, the SNAP obtains a purchase receipt confirming processing of the user purchase transaction.
    Type: Grant
    Filed: June 25, 2018
    Date of Patent: March 29, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Ayman Hammad, Igor Karpenko, Miroslav Gavrilov, Abhinav Shrivastava, Mark Carlson, Prakash Hariramani
  • Publication number: 20220051237
    Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.
    Type: Application
    Filed: November 1, 2021
    Publication date: February 17, 2022
    Inventors: Igor Karpenko, Oleg Makhotin, Kiushan Pirzadeh, Glenn Powell, John Sheets, Erick Wong
  • Patent number: 11188901
    Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.
    Type: Grant
    Filed: March 28, 2017
    Date of Patent: November 30, 2021
    Assignee: Visa International Service Association
    Inventors: Igor Karpenko, Oleg Makhotin, Kiushan Pirzadeh, Glenn Powell, John Sheets, Erick Wong
  • Publication number: 20210295305
    Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device comprising a server computer receiving a payment request including encrypted payment information. The encrypted payment information being generated by a mobile payment application of the mobile device and being encrypted using a third party key. The method further comprises decrypting the encrypted payment information using the third party key, determining a transaction processor public key associated with the payment information, and re-encrypting the payment information using the transaction processor public key. The method further comprises sending a payment response including the re-encrypted payment information to a transaction processor.
    Type: Application
    Filed: June 1, 2021
    Publication date: September 23, 2021
    Inventors: John Sheets, Kim Wagner, Christian Aabye, Frederick Liu, Igor Karpenko, Glenn Powell, Kiushan Pirzadeh
  • Publication number: 20210232399
    Abstract: A method for dynamically assigning an inference request is disclosed. A method for dynamically assigning an inference request may include determining at least one model to process an inference request on a plurality of computing platforms, the plurality of computing platforms including at least one Central Processing Unit (CPU) and at least one Graphics Processing Unit (GPU), obtaining, with at least one processor, profile information of the at least one model, the profile information including measured characteristics of the at least one model, dynamically determining a selected computing platform from between the at least one CPU and the at least one GPU for responding to the inference request based on an optimized objective associated with a status of the computing platform and the profile information, and routing, with at least one processor, the inference request to the selected computing platform. A system and computer program product are also disclosed.
    Type: Application
    Filed: January 23, 2020
    Publication date: July 29, 2021
    Inventors: Hao Yang, Biswajit Das, Yu Gu, Peter Walker, Igor Karpenko, Robert Brian Christensen
  • Publication number: 20210224665
    Abstract: A method, system, and computer program product for dynamically scheduling machine learning inference jobs receive or determine a plurality of performance profiles associated with a plurality of system resources, wherein each performance profile is associated with a machine learning model; receive a request for system resources for an inference job associated with the machine learning model; determine a system resource of the plurality of system resources for processing the inference job associated with the machine learning model based on the plurality of performance profiles and a quality of service requirement associated with the inference job; assign the system resource to the inference job for processing the inference job; receive result data associated with processing of the inference job with the system resource; and update based on the result data, a performance profile of the plurality of the performance profiles associated with the system resource and the machine learning model.
    Type: Application
    Filed: January 17, 2020
    Publication date: July 22, 2021
    Inventors: Yinhe Cheng, Yu Gu, Igor Karpenko, Peter Walker, Ranglin Lu, Subir Roy
  • Patent number: 11062306
    Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device. The method comprises receiving, by a mobile payment application on a secure memory of the mobile device, transaction data from a transaction processor application on the mobile device. The method further comprises validating that the transaction processor application is authentic and in response to validating the transaction processor application, providing encrypted payment credentials to the transaction processor application. The transaction processor application further initiates a payment transaction with a transaction processor server computer using the encrypted payment credentials.
    Type: Grant
    Filed: April 18, 2017
    Date of Patent: July 13, 2021
    Assignee: Visa International Service Association
    Inventors: Igor Karpenko, Oleg Makhotin, Kiushan Pirzadeh, Glenn Powell, John Sheets, Erick Wong
  • Patent number: 11055694
    Abstract: Embodiments of the present invention are directed to methods, apparatuses, computer readable media and systems for securely processing remote transactions. One embodiment of the invention is directed to a method of processing a remote transaction initiated by a mobile device comprising a server computer receiving a payment request including encrypted payment information. The encrypted payment information being generated by a mobile payment application of the mobile device and being encrypted using a third party key. The method further comprises decrypting the encrypted payment information using the third party key, determining a transaction processor public key associated with the payment information, and re-encrypting the payment information using the transaction processor public key. The method further comprises sending a payment response including the re-encrypted payment information to a transaction processor.
    Type: Grant
    Filed: November 27, 2019
    Date of Patent: July 6, 2021
    Assignee: Visa International Service Association
    Inventors: John Sheets, Kim Wagner, Christian Aabye, Frederick Liu, Igor Karpenko, Glenn Powell, Kiushan Pirzadeh
  • Patent number: 11023886
    Abstract: The UNIVERSAL ELECTRONIC PAYMENT APPARATUSES, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.
    Type: Grant
    Filed: February 12, 2019
    Date of Patent: June 1, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Edward Katzin, Julian Hua, Gregory Kenneth Storey, Michael Mori, Abhinav Shrivastava, Amit Bhargava, Andrew Beck, Ayman Hammad, Ben Pfisterer, Diane Salmon, Igor Karpenko, Jennifer Schulz, Miroslav Gavrilov, Peter Ciurea, Patrick Faith, Phillip Kumnick, Saurav Chatterjee, Sebastian Badea, Shaw Li, Shipra Jha, Stacy Pourfallah, Susan French, Tenni Theurer, Theodore Harris, Thomas Purves, Vanita Pandey, Victoria Graham, Prakash Hariramani
  • Publication number: 20210072972
    Abstract: Embodiments of the present invention are directed at methods and systems for providing a partial personalization process that allows for more efficient and effective personalization of a application on a communication device. For example, personalization profiles associated with multiple versions of the application may be stored at a provisioning system and the provisioning system may determine the appropriate partial provisioning information to update the application for each migration notification. Partial personalization information that is to be updated for the updated version of the application may be generated and installed to enable new functionality and/or update the information contained within an updated application without requiring re-personalization of all personalized information.
    Type: Application
    Filed: October 27, 2020
    Publication date: March 11, 2021
    Inventors: Christian Aabye, Kiushan Pirzadeh, Glenn Powell, Igor Karpenko