Patents by Inventor Ilya Oskolkov

Ilya Oskolkov has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140236695
    Abstract: Financial transactions are tracked and a communication thread related to a financial transaction is generated. A reward stimulus is offered as part of and related to the communication thread. A third party vendor or a bank server can identify the communication thread and initiate a communication with the reward stimulus. A behavior profile can be generated based on the financial transaction and personal data including purchases tracked and spending habits. A communication exchange can be initiated on a mobile device as part of the communication thread based on predetermined options such as important dates, a geophysical location, social networking activity, a reminder, the behavioral profile, an inquiry and/or feedback received or published.
    Type: Application
    Filed: February 20, 2013
    Publication date: August 21, 2014
    Inventors: Simon Shvarts, Ilya Oskolkov, Dmitry Bocharov
  • Publication number: 20140101039
    Abstract: Remote processing of paper invoices online is described. In an aspect, a device can receive an electronic image representative of an invoice associated with a user of the device and a payee, send the electronic image of the invoice to an online accounting system, wherein the online accounting system converts the electronic image of the invoice into an electronic form, access accounts associated with the user of the device, accessing the electronic form of the invoice, and authorize payment of the invoice, including authorization of an electronic transfer of money from at least one of the accounts to the payee. A list of payees can also be received, and the payee can be selected from the list of payees. The selection of the payee can be sent to the online accounting system, which links the payee to the invoice.
    Type: Application
    Filed: December 11, 2013
    Publication date: April 10, 2014
    Applicant: Rawllin International Inc.
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Publication number: 20140074688
    Abstract: A financial interaction related to a set of financial behaviors is facilitated. The financial interaction drives behaviors to affect a real-time credit risk, and the visualization of alterations (increases and decreases) of the credit risk as direct feedback. The system demonstrates how behaviors identified in the financial interaction affect credit risk. Based on the financial interaction, estimates can be made of a financial score and presented in a display.
    Type: Application
    Filed: September 13, 2012
    Publication date: March 13, 2014
    Applicant: RAWLLIN INTERNATIONAL INC.
    Inventors: Simon Shvarts, Ilya Oskolkov, Rodion Shishkov
  • Patent number: 8635156
    Abstract: Systems, apparatuses and methods are described for remotely processing paper invoices online. In an aspect, a method comprises receiving by a computing device, an electronic image representative of an invoice associated with a user of the device and a payee, sending the electronic image of the invoice to an online accounting system, wherein the online accounting system converts the electronic image of the invoice into an electronic form, accessing accounts associated with the user of the device, accessing the electronic form of the invoice, and authorizing payment of the invoice, including authorizing electronic transfer of money from at least one of the accounts to the payee. The method can further include receiving a list of payees, selecting the payee from the list of payees, and sending the selection of the payee to the online accounting system, wherein the online accounting system links the payee to the invoice.
    Type: Grant
    Filed: September 6, 2011
    Date of Patent: January 21, 2014
    Assignee: Rawllin International Inc.
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Publication number: 20140019342
    Abstract: Electronic payment systems and supporting methods and devices are described. For instance, the disclosed subject matter describes aggregated transactional account functionality configured to receive electronic financial transactions associated with one or more of a set of electronic identifying information such as phone ID, email, instant message, etc. for a user and related functionality. The disclosed details enable various refinements and modifications according to system design and tradeoff considerations.
    Type: Application
    Filed: June 28, 2013
    Publication date: January 16, 2014
    Applicant: Rawllin International Inc.
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Patent number: 8515870
    Abstract: Electronic payment systems and supporting methods and devices are described. For instance, the disclosed subject matter describes aggregated transactional account functionality configured to receive electronic financial transactions associated with one or more of a set of electronic identifying information such as phone ID, email, instant message, etc. for a user and related functionality. The disclosed details enable various refinements and modifications according to system design and tradeoff considerations.
    Type: Grant
    Filed: September 6, 2011
    Date of Patent: August 20, 2013
    Assignee: Rawllin International Inc.
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Publication number: 20130138552
    Abstract: Technologies are generally described for systems and methods effective to create and use a unified charging system that provides instant loans in a networking environment. In an example, a loan can be provided when a payment at an online shopping site, such as an online shopping portal, is rejected due to insufficient funds. The loan can be automatic, or the loan can be provided in response to acceptance of a loan offer. In another example, pre-approved credit can be used to pay at an online shopping site when the cash and credit accounts associated with a virtual charging account have insufficient funds to complete the transaction. The payment can consist of a portion, or all of the pre-approved credit. The pre-approved credit can be granted on request, or can be automatically provided based on an analysis of open source information about the holder of the virtual charging account.
    Type: Application
    Filed: November 28, 2011
    Publication date: May 30, 2013
    Applicant: RAWLLIN INTERNATIONAL INC.
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Publication number: 20130060694
    Abstract: Technologies are generally described for systems and methods effective to create and use a unified charging system in a networking environment. In an example, a virtual charging card can be created and authenticated, and cash and credit accounts can be associated with the virtual charging card, and billing accounts can also be associated. In another example, the virtual charging card can be used to transfer money from affiliated cash and credit accounts to selected billing accounts, or other virtual charging cards, while anonymizing the transfer process. In another example, the virtual charging card can be used to schedule automatic payments for utility bills, loan repayments, and charitable accounts.
    Type: Application
    Filed: September 6, 2011
    Publication date: March 7, 2013
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Publication number: 20130060678
    Abstract: Electronic payment systems and supporting methods and devices are described. For instance, the disclosed subject matter describes aggregated transactional account functionality configured to receive electronic financial transactions associated with one or more of a set of electronic identifying information such as phone ID, email, instant message, etc. for a user and related functionality. The disclosed details enable various refinements and modifications according to system design and tradeoff considerations.
    Type: Application
    Filed: September 6, 2011
    Publication date: March 7, 2013
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Publication number: 20130060689
    Abstract: Techniques for efficient transfer of funds between parties using personal communication devices are presented. A first user can use a first communication device to transfer funds from an account associated with the first user to a second user via a communication address associated with the second user's second communication device even if the second user is not registered with a financial service provider associated with the account of the first user. The funds can be sent from the first communication device using the Internet, mobile communication systems, or other communication technology via a message, an email, a voice mail, etc., to the second user, wherein notification of the funds can be sent to the second communication device. The first user can send funds using an account with the financial service provider or an affiliated account, and the second user can have the funds deposited into a desired account.
    Type: Application
    Filed: September 6, 2011
    Publication date: March 7, 2013
    Applicant: RAWLLIN INTERNATIONAL INC.
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Publication number: 20130060684
    Abstract: Systems, apparatuses and methods are described for remotely processing paper invoices online. In an aspect, a method comprises receiving by a computing device, an electronic image representative of an invoice associated with a user of the device and a payee, sending the electronic image of the invoice to an online accounting system, wherein the online accounting system converts the electronic image of the invoice into an electronic form, accessing accounts associated with the user of the device, accessing the electronic form of the invoice, and authorizing payment of the invoice, including authorizing electronic transfer of money from at least one of the accounts to the payee. The method can further include receiving a list of payees, selecting the payee from the list of payees, and sending the selection of the payee to the online accounting system, wherein the online accounting system links the payee to the invoice.
    Type: Application
    Filed: September 6, 2011
    Publication date: March 7, 2013
    Applicant: RAWLLIN INTERNATIONAL INC.
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Publication number: 20130060690
    Abstract: Electronic payment systems and supporting methods and devices are described. For instance, the disclosed subject matter describes aggregated transactional account functionality configured to receive electronic financial transactions associated with one or more of a set of electronic identifying information such as phone ID, email, instant message, etc. for a user and related functionality. The disclosed details enable various refinements and modifications according to system design and tradeoff considerations.
    Type: Application
    Filed: September 6, 2011
    Publication date: March 7, 2013
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Publication number: 20130060693
    Abstract: Technologies are generally described for systems and methods effective to create and use a unified charging system in a networking environment. In an example, a virtual charging card can be created and authenticated, and cash and credit accounts can be associated with the virtual charging card, and billing accounts can also be associated. In another example, a virtual charging card can be initialized when checking out at a shopping portal, and display a list of cash and credit accounts affiliated with the virtual charging card. One or more of the cash and credit accounts can be selected, and payment transferred to the shopping portal via the virtual charging card, masking the identity of the owner of the cash and credit accounts.
    Type: Application
    Filed: September 6, 2011
    Publication date: March 7, 2013
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Publication number: 20130060680
    Abstract: Described herein are systems, methods, and articles of manufacture that establish services that facilitate funds management. These services can manage multiple accounts of different types for the same user (either payer or payee). The services can also link a payee account and a payer account to establish electronic funds transfers and other transactions. The services can also facilitate the establishment of an electronic funds transfer through enabling a search for either a payee or a payer according to a criterion.
    Type: Application
    Filed: September 6, 2011
    Publication date: March 7, 2013
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Publication number: 20130060708
    Abstract: Techniques for efficient transfer of funds between parties using personal communication devices are presented. A sender can use a first communication device to transfer funds from an account associated with the sender to a recipient via a communication address associated with the recipient's second communication device even if the recipient is not registered with a financial service provider associated with the account of the sender, without requiring the recipient to travel to a physical office or present a physical personal identification to obtain the funds. A transfer fund request can include the recipient's communication address, and a fund transfer message, comprising a link that facilitates retrieving the funds, can be sent to the recipient's communication address, and the recipient can be validated based on the communication address and/or a validation code. When validated, the funds can be made available to the recipient via an account of the recipient.
    Type: Application
    Filed: September 6, 2011
    Publication date: March 7, 2013
    Applicant: RAWLLIN INTERNATIONAL INC.
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Publication number: 20130060679
    Abstract: Providing for third-party payments for mobile electronic commerce is described herein. By way of example, an electronic transaction initiated at a first subscriber account can be funded at least in part from a second subscriber account. Particularly, the first subscriber account associated with a mobile terminal can select an item for purchase with a content browsing application on the first mobile terminal. A request for payment can be sent from the first mobile terminal to a second mobile terminal, associated with the second subscriber account. Funds transferred from the second mobile terminal to a banking account associated with the first mobile terminal can then be utilized to purchase the item and complete the electronic transaction. In an aspect, information pertaining to respective accounts can be masked from respective subscribers to provide financial privacy in conjunction with third party financing of electronic commerce.
    Type: Application
    Filed: September 6, 2011
    Publication date: March 7, 2013
    Inventors: Ilya Oskolkov, Rodion Shishkov
  • Publication number: 20130006803
    Abstract: Disclosed are electronic systems and techniques for implementing lists that include source of origin information for items added to the lists. A portal can include a component that enables items to be added to lists associated with the portal from a variety of sources, such as social networks, other portals, advertisements, search engines, other users, etc. In this regard, the items can be added to a list with references to the portal, instead of the source of origin, and information relating to the source of origin can be maintained to assist users in future prioritizations of items included in the list.
    Type: Application
    Filed: July 1, 2011
    Publication date: January 3, 2013
    Inventors: Ilya Oskolkov, Artem Kirakosyan, Rodion Shishkov, Igor Sokolov
  • Publication number: 20120311624
    Abstract: Described herein are systems, methods, and articles of manufacture that facilitate creation, editing, and sharing of video quotes. A video quote can be created based on user input. For example, the video quote can be created based on a time range selected by a user. The video quote can also include comments from the user. In order to create the video quote, the user can be authenticated and/or permissions of the user related to viewing, editing and/or sharing of the video can be verified. If permissions are verified, the user can edit the content of the video quote, for example, by changing the time range and/or including different comments. The video quote can be shared, for example, on a social network and/or via e-mail.
    Type: Application
    Filed: June 3, 2011
    Publication date: December 6, 2012
    Applicant: RAWLLIN INTERNATIONAL INC.
    Inventors: Ilya Oskolkov, Artem Kirakosyan, Rodion Shishkov, Igor Sokolov
  • Publication number: 20120278127
    Abstract: Systems and methods are described for generating online product recommendations. A plurality of data objects representative of a plurality of items for user consumption from an online merchant are stored at a computing device. A method then comprises, registering a device associated with a user with the online merchant; and in response to registering the device: associating the device with at least one other device registered with the online merchant associated with an other user in response to selection of the at least one other device by the device, monitoring a first social activity of the at least one other device, wherein the first social activity includes a first activity related to an interaction of the at least one other device with at least one of the plurality of data objects, and collecting and storing first social activity data related to the first social activity of the at least one other device.
    Type: Application
    Filed: April 28, 2011
    Publication date: November 1, 2012
    Applicant: RAWLLIN INTERNATIONAL INC.
    Inventors: Artem Kirakosyan, Ilya Oskolkov, Rodion Shishkov, Igor Sokolov
  • Publication number: 20120253972
    Abstract: Disclosed are shared shopping systems and techniques based on social graph information and spanning multiple merchant providers. A device can include a component for implementing a shopping portal and include an access security module. Social graph information for use in connection with any of the embodiments described herein can come from internal sources or external sources. In this regard, the object information respecting items selected by users represented by a given user social graph can be stored in storage. The access security module can be configured to categorize the object information according to a set of predetermined criteria and allow access to the object information by others represented in a social graph for the user that have received authorization to access the object information.
    Type: Application
    Filed: March 28, 2011
    Publication date: October 4, 2012
    Inventors: Ilya Oskolkov, Artem Kirakosyan, Rodion Shishkov, Igor Sokolov