Abstract: A mobile computerized apparatus configured to provide membership status in a roadside assistance program after occurrence of a roadside event is disclosed. The apparatus executes instructions that cause/allow the apparatus to receive input related to an electronic membership card, retrieve from a data store membership information associated with the vehicle, and dynamically update the electronic membership card for display on the apparatus.

Abstract: Methods, computer-readable media, software, and apparatuses provide a system that may facilitate communications so that parents or other superiors may monitor driving behavior of a vehicle carrying children or other subordinates. The system may allow communications to be sent from a parent computing device to a particular child computing device to set conditions for notifying the parent or superior of the driving behavior of a vehicle. Child computing devices may collect drive data (e.g., vehicle telematics data) for the system to evaluate and determine whether conditions are met (e.g., whether parental restrictions, like a geo-fence, are violated). Further, the system may send notifications to child computing devices and parent computing devices indicating whether the drive data meets the conditions of an agreement between a parent and teen. The system may also provide a web portal for use in forming the agreement between parents and their teens.

Abstract: Methods, computer-readable media, software, and apparatuses provide a system that may facilitate communications so that parents or other superiors may monitor driving behavior of a vehicle carrying children or other subordinates. The system may allow communications to be sent from a parent computing device to a particular child computing device to set conditions for notifying the parent or superior of the driving behavior of a vehicle. Child computing devices may collect drive data (e.g., vehicle telematics data) for the system to evaluate and determine whether conditions are met (e.g., whether parental restrictions, like a geo-fence, are violated). Further, the system may send notifications to child computing devices and parent computing devices indicating whether the drive data meets the conditions of an agreement between a parent and teen. The system may also provide a web portal for use in forming the agreement between parents and their teens.

Abstract: A shower curtain system including a shower curtain having a first portion configured to hang the shower curtain from a shower rod, a second portion that is separable from the shower curtain, the second portion having a predetermined length, and a separating means configured to separate the first portion and the second portion. The system may further include shower liner having almost the same width as the shower curtain. The shower liner may include a first portion that is separable from the shower curtain, and a separating means configured to separate the first portion from the shower curtain. The separating means may include at least one of a zipper, Velcro, and snap buttons.

Abstract: Methods, computer-readable media, systems and apparatuses for determining and implementing usage-based insurance policies are presented. A first cost per day and second cost per day associated with the usage-based insurance policy may be determined and a cost for a first trip may be determined based on the cost per day and cost per mile. Driving data received during the first trip may be used to modify the cost per day and cost per mile to determine a second cost per day and/or cost per mile that may be used to determine a cost of subsequent driving trips.

Abstract: A mobile computerized apparatus configured to provide membership status in a roadside assistance program after occurrence of a roadside event is disclosed. The apparatus executes instructions that cause/allow the apparatus to receive input related to an electronic membership card, retrieve from a data store membership information associated with the vehicle, and dynamically update the electronic membership card for display on the apparatus.

Abstract: Methods, computer-readable media, systems and apparatuses for determining and implementing usage-based insurance policies are presented. A first cost per day and second cost per day associated with the usage-based insurance policy may be determined and a cost for a first trip may be determined based on the cost per day and cost per mile. Driving data received during the first trip may be used to modify the cost per day and cost per mile to determine a second cost per day and/or cost per mile that may be used to determine a cost of subsequent driving trips.

Abstract: A method for enhancing the performance of a video camera capable of switching between night-mode and day-mode operation comprises: acquiring a first sequence of images with the video camera with an IR-transmission filter of known transmission characteristics in front of an image sensor of the video camera, the IR transmission filter having a transmission in the IR-region of above 30%, and acquiring a second sequence of images with the video camera without the IR-transmission filter. The method then uses the first and second image sequences to measure the contribution from visual light, or a contribution of IR radiation to images in the first or second stream of images. The measurements utilize an assessment of the calculated contribution to improve the performance of the video camera by switching the video camera from night-mode to day-mode, or add color information to images acquired with IR-radiation to the image sensor.

Abstract: Methods, computer-readable media, software, and apparatuses provide a system that may facilitate communications so that parents or other superiors may monitor driving behavior of a vehicle carrying children or other subordinates. The system may allow communications to be sent from a parent computing device to a particular child computing device to set conditions for notifying the parent or superior of the driving behavior of a vehicle. Child computing devices may collect drive data (e.g., vehicle telematics data) for the system to evaluate and determine whether conditions are met (e.g., whether parental restrictions, like a geo-fence, are violated). Further, the system may send notifications to child computing devices and parent computing devices indicating whether the drive data meets the conditions of an agreement between a parent and teen. The system may also provide a web portal for use in forming the agreement between parents and their teens.

Abstract: A textile structure including one or more layers of warp yarns interwoven with one or more layers of weft yarns, a durable thermoregulating coating, and a binder that chemically bonds the durable thermoregulating coating to the textile structure. The warp yarns and/or weft yarns include polyester yarns. A method for manufacturing a textile structure includes weaving one or more layers of warp yarns with one or more layers or weft yarns to form a woven textile structure, brushing the textile structure at least two times, applying a binder to the textile structure, and applying a durable thermoregulating coating to the textile structure such that the binder chemically bonds the durable thermoregulating coating to the textile structure. The method may also include heat setting and curing the textile structure to fix the durable thermoregulating coating permanently onto the textile structure.

Abstract: A health risk evaluation system may manage, for a set of users, a corresponding set of digital healthcare profiles, where each digital healthcare profile includes a healthcare decision tree; determine, for a first user, a first subset of the users with a first set of similar digital healthcare profiles based on the corresponding set of healthcare decision trees; determine, based on correlation between a first healthcare decision tree with the first set of healthcare decision trees, a first recommended action; provide information related to the first recommended action; update, for a second user, a second digital healthcare profile and healthcare decision tree; determine the updated second healthcare decision tree deviates from the first set of healthcare decision trees; removing, based on the determined deviation, the second user from the users; determine, based on the updated first set of digital healthcare profiles, a second recommended action; and provide information related to the second recommended actio

Abstract: A method for enhancing the performance of a video camera capable of switching between night-mode and day-mode operation comprises: acquiring a first sequence of images with the video camera with an IR-transmission filter of known transmission characteristics in front of an image sensor of the video camera, the IR transmission filter having a transmission in the IR-region of above 30%, and acquiring a second sequence of images with the video camera without the IR-transmission filter. The method then uses the first and second image sequences to measure the contribution from visual light, or a contribution of IR radiation to images in the first or second stream of images. The measurements utilize an assessment of the calculated contribution to improve the performance of the video camera by switching the video camera from night-mode to day-mode, or add color information to images acquired with IR-radiation to the image sensor.

Abstract: A health risk evaluation system may manage, for a set of users, a corresponding set of digital healthcare profiles, where each digital healthcare profile includes a healthcare decision tree; determine, for a first user, a first subset of the set of users with a first set of similar digital healthcare profiles based on the corresponding set of healthcare decision trees; determine, for the first user, a second subset of the set of users that are associated with the first user based on a social relationship between the first user and each user in the second subset of users; determine, based on the first set of digital healthcare profiles of the first subset of users and the second set of digital healthcare profiles of the second subset of users, a first recommended action for the first user; and provide, to the first user, information related to the first recommended action.

Abstract: A health risk evaluation system may manage, for a set of users, a corresponding set of digital healthcare profiles, where each digital healthcare profile includes a healthcare decision tree; determine, for a first user, a set of possible actions related to improving health of the first user; determine, for each of the set of possible actions, an impact of the recommendation; determine, from the set of possible actions, a first action based on an impact of the first action; and provide, to the first user, the first action from the set of possible actions.

Abstract: Methods, computer-readable media, software, and apparatuses provide a system that may facilitate communications so that parents or other superiors may monitor driving behavior of a vehicle carrying children or other subordinates. The system may allow communications to be sent from a parent computing device to a particular child computing device to set conditions for notifying the parent or superior of the driving behavior of a vehicle. Child computing devices may collect drive data (e.g., vehicle telematics data) for the system to evaluate and determine whether conditions are met (e.g., whether parental restrictions, like a geo-fence, are violated). Further, the system may send notifications to child computing devices and parent computing devices indicating whether the drive data meets the conditions of an agreement between a parent and teen. The system may also provide a web portal for use in forming the agreement between parents and their teens.

Abstract: A mobile computerized apparatus configured to provide membership status in a roadside assistance program after occurrence of a roadside event is disclosed. The apparatus executes instructions that cause/allow the apparatus to receive input related to an electronic membership card, retrieve from a data store membership information associated with the vehicle, and dynamically update the electronic membership card for display on the apparatus.

Abstract: A mobile computerized apparatus configured to provide membership status in a roadside assistance program after occurrence of a roadside event is disclosed. The apparatus executes instructions that cause/allow the apparatus to receive input related to an electronic membership card, retrieve from a data store membership information associated with the vehicle, and dynamically update the electronic membership card for display on the apparatus.

Abstract: Methods, computer-readable media, systems and apparatuses for determining and implementing usage-based insurance policies are presented. A first cost per day and second cost per day associated with the usage-based insurance policy may be determined and a cost for a first trip may be determined based on the cost per day and cost per mile. Driving data received during the first trip may be used to modify the cost per day and cost per mile to determine a second cost per day and/or cost per mile that may be used to determine a cost of subsequent driving trips.

Abstract: A mobile computerized apparatus or method configured to coordinate towing facilities and roadside assistance providers and their available capacity to tow and provide roadside assistance and match users with those towing facilities and roadside assistance providers is disclosed. The apparatus or method may be configured to consider the following factors in matching the towing facilities/roadside assistance providers and users: (a) availability of nearby towing facilities; (b) telematics information from the vehicle to assist with the diagnosis/repairs; (c) preset preferences of the user; (d) insurance information (such as the type of the vehicle the user has and the user's home address); and (e) the capabilities of the towing facility.

Abstract: A mobile computerized apparatus configured to provide membership status in a roadside assistance program after occurrence of a roadside event is disclosed. The apparatus executes instructions that cause/allow the apparatus to receive input related to an electronic membership card, retrieve from a data store membership information associated with the vehicle, and dynamically update the electronic membership card for display on the apparatus.