Patents by Inventor Isaac Moussa Bayoh

Isaac Moussa Bayoh has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10467595
    Abstract: A system includes a memory, a prediction engine, and an offer engine. The memory stores a plurality of salaries and an average salary for each age group. The prediction engine determines that a first user is of a first age that belongs in a first age group and predicts, based on the salaries for the users in a second age group different from the first age group, a percentage of the average salary for the second age group that the first user will make at a second age greater than the first age. The prediction engine also determines a probability that the first user will retire at the second age based on the predicted percentage. The offer engine determines an amount of money that will increase the determined probability above a threshold and displays the amount of money, the determined probability, and the predicted percentage.
    Type: Grant
    Filed: July 11, 2016
    Date of Patent: November 5, 2019
    Assignee: The Prudential Company of America
    Inventors: Marcus Samuel Howell, Isaac Moussa Bayoh
  • Publication number: 20180012187
    Abstract: A system includes a memory, a prediction engine, and an offer engine. The memory stores a plurality of salaries and an average salary for each age group. The prediction engine determines that a first user is of a first age that belongs in a first age group and predicts, based on the salaries for the users in a second age group different from the first age group, a percentage of the average salary for the second age group that the first user will make at a second age greater than the first age. The prediction engine also determines a probability that the first user will retire at the second age based on the predicted percentage. The offer engine determines an amount of money that will increase the determined probability above a threshold and displays the amount of money, the determined probability, and the predicted percentage.
    Type: Application
    Filed: July 11, 2016
    Publication date: January 11, 2018
    Inventors: Marcus Samuel Howell, Isaac Moussa Bayoh