Patents by Inventor Ish Kumar Malhotra

Ish Kumar Malhotra has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Verifying a customer address by device location prior to sending replacement card
    Patent number: 11720958
    Abstract: Systems and methods relating to determining an address of a user by device location prior to sending a replacement card, the method being performed by a card management computing system associated with a card management entity. The method includes determining a location of a mobile device associated with a user via geolocation monitoring of the mobile device. The method further includes determining that a card associated with the user needs to be replaced. Upon determining that the card needs to be replaced, the method further includes determining an address for the user based on the geolocation monitoring. The method further includes sending instructions indicating a replacement card should be mailed to the determined address.
    Type: Grant
    Filed: May 3, 2021
    Date of Patent: August 8, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jesse F. Lee, Ish Kumar Malhotra, Steven E. Puffer, Katherine M. Yee
  • Verifying a customer address by device location prior to sending replacement card
    Patent number: 10997655
    Abstract: Systems and methods relating to determining an address of a user by device location prior to sending a replacement card, the method being performed by a card management computing system associated with a card management entity. The method includes determining a location of a mobile device associated with a user via geolocation monitoring of the mobile device. The method further includes determining that a card associated with the user needs to be replaced. Upon determining that the card needs to be replaced, the method further includes determining an address for the user based on the geolocation monitoring. The method further includes sending instructions indicating a replacement card should be mailed to the determined address.
    Type: Grant
    Filed: June 17, 2019
    Date of Patent: May 4, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jesse F. Lee, Ish Kumar Malhotra, Steven E. Puffer, Katherine M. Yee
  • Verifying a customer address by device location prior to sending replacement card
    Patent number: 10430874
    Abstract: Systems and methods relating to determining an address of a user by device location prior to sending a replacement card, the method being performed by a card management computing system associated with a card management entity. The method includes determining a location of a mobile device associated with a user via geolocation monitoring of the mobile device. The method further includes determining that a card associated with the user needs to be replaced. Upon determining that the card needs to be replaced, the method further includes determining an address for the user based on the geolocation monitoring. The method further includes sending instructions indicating a replacement card should be mailed to the determined address.
    Type: Grant
    Filed: December 23, 2016
    Date of Patent: October 1, 2019
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Jesse F. Lee, Ish Kumar Malhotra, Steven E. Puffer, Katherine M. Yee