Abstract: Systems, methods and apparatus for breath training are disclosed. The systems and apparatus may comprise an output device, at least one sensor configured to detect physiological data from a trainee, and a data processor coupled to the output device and the at least one sensor, the data processor configured to provide instructions to a trainee through the output device based on a breath training regimen and to receive and analyze the physiological data detected from the at least one sensor. The methods may comprise the steps of instructing a trainee based on a breath training regimen, detecting physiological data from the trainee through at least one sensor, analyzing physiological data and providing feedback to the trainee based on the analyzed physiological data.

Abstract: Systems, methods and apparatus for breath training are disclosed. The systems and apparatus may comprise an output device, at least one sensor configured to detect physiological data from a trainee, and a data processor coupled to the output device and the at least one sensor, the data processor configured to provide instructions to a trainee through the output device based on a breath training regimen and to receive and analyze the physiological data detected from the at least one sensor. The methods may comprise the steps of instructing a trainee based on a breath training regimen, detecting physiological data from the trainee through at least one sensor, analyzing physiological data and providing feedback to the trainee based on the analyzed physiological data.

Abstract: A method and system includes at least one transaction network configured to route credit card or ACH/debit card transactions. A compilation credit card is associated with the existing credit card accounts of the consumer. A compilation card service provider has a compilation card database that stores information about the plurality of existing credit card accounts belonging to the consumer and a consumer preferences database that stores predefined preferences of the consumer. The compilation card service provider is accessible by the at least one transaction network to receive credit card transaction requests or ACH/debit card transaction requests based on the compilation credit card number. One of the compilation credit card and the compilation card service provider is configured to select one of an existing credit card account among the plurality of existing credit card accounts to which to charge a particular transaction based on the predefined preferences of the consumer.

Abstract: A method and system permits a consumer to access one of a plurality of existing credit card accounts belonging to the consumer. The system includes at least one transaction network configured to route credit card or ACH/debit card transactions. A compilation credit card is associated with the plurality of existing credit card accounts of the consumer. A compilation card service provider has a compilation card database that stores information about the plurality of existing credit card accounts belonging to the consumer and a consumer preferences database that stores predefined preferences of the consumer. The compilation card service provider is accessible by the at least one transaction network. Either the compilation credit card or the compilation card service provider is configured to select one of an existing credit card account among the plurality of existing credit card accounts to which to charge a particular transaction based on the predefined preferences.

Abstract: A method and system permits performing a debit/PIN transaction using one of a plurality of existing credit accounts belonging to a consumer. Account data is provided to a compilation account service provider about the plurality of existing credit accounts belonging to the consumer. The consumer is provided with a compilation account associated with the plurality of existing credit accounts of the consumer. Preferences of the consumer that determine selection of one of the plurality of existing credit accounts belonging to the consumer are stored. The consumer performs a debit/PIN transaction using the compilation account. At the compilation account service provider, the debit/PIN transaction is treated as a credit transaction directed to one of the plurality of existing credit accounts based on the stored preferences of the consumer.