Abstract: An electrical connector includes a dielectric housing having a terminal-receiving passage for insertion thereinto of a terminal. The terminal includes a cantilevered spring contact arm projecting into the passage for engagement by an appropriate conductor inserted into the passage. The terminal further includes an engagement arm projecting into the passage behind the cantilevered spring contact arm at a location to perform the dual function of providing an anti-overstress engagement surface for the spring contact arm and providing an engagement shoulder for an insertion tool which forces the terminal into the terminal-receiving passage of the housing. The passage is open-ended to allow the conductor to be inserted completely through the housing past the contact arm of the terminal and into the clearance hole of the printed circuit board.