Patents by Inventor Jacob Learned

Jacob Learned has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240070675
    Abstract: A fraud detection system may identify a suspected fraudulent transaction based on one or more criteria. The transaction may be associated with a user. Based on identifying a suspected fraudulent transaction, the fraud detection system may receive augmented reality data from an augmented reality device of the user. The fraud detection system may determine, based on the augmented reality data, whether the transaction is fraudulent, and may take an action based on the determination.
    Type: Application
    Filed: November 7, 2023
    Publication date: February 29, 2024
    Inventors: Joshua Edwards, Eric Loucks, Jacob Learned
  • Patent number: 11854014
    Abstract: A fraud detection system may identify a suspected fraudulent transaction based on one or more criteria. The transaction may be associated with a user. Based on identifying a suspected fraudulent transaction, the fraud detection system may receive augmented reality data from an augmented reality device of the user. The fraud detection system may determine, based on the augmented reality data, whether the transaction is fraudulent, and may take an action based on the determination.
    Type: Grant
    Filed: July 1, 2020
    Date of Patent: December 26, 2023
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Eric Loucks, Jacob Learned
  • Publication number: 20230334141
    Abstract: Systems and methods for identifying and remedying password insecurities are disclosed. The systems and methods include crawling websites to identify popular cultural terms and saving the cultural terms in a backend system. The cultural terms can include names of celebrities, politicians, movies, and the like. An identification system receives a password and compares the received password to the cultural terms using a similarity score. If the number of similarities is above a predetermined threshold, or if the number of differences is below a predetermined threshold, the identification system denies the password. A recommendation system can generate a suggested password, which can also be compared to the cultural terms. The systems and methods also provide the ability to calculate a similarity score if the cultural terms or passwords are saved in an encrypted or hashed format.
    Type: Application
    Filed: June 26, 2023
    Publication date: October 19, 2023
    Inventors: Jacob Learned, Michael Saia, Max Miracolo, Kaylyn S. Gibilterra
  • Publication number: 20230289810
    Abstract: Disclosed are systems and methods for data breach identification. The method may include: generating virtual card number (VCN) data sets; storing the VCN data sets on a first database; receiving one or more compromised VCN data sets stored on a second database and obtained from a scan of unindexed websites; comparing the compromised VCN data sets with the VCN data set stored on the first database to determine whether the VCN data sets have been compromised; for each compromised VCN data set, training the recurrent neural network (RNN) to associate the compromised VCN data sets with one or more sequential patterns found within the compromised VCN data sets to generate a trained RNN; receiving a first VCN data set from the first database; determining whether the first VCN data set matches a compromised VCN data set; and transmitting a message indicating the determination to a user or provider device.
    Type: Application
    Filed: May 19, 2023
    Publication date: September 14, 2023
    Applicant: Capital One Services, LLC
    Inventors: Jacob LEARNED, Michael SAIA, Max MIRACOLO, Kaylyn GIBILTERRA
  • Patent number: 11727108
    Abstract: Systems and methods for identifying and remedying password insecurities are disclosed. The systems and methods include crawling websites to identify popular cultural terms and saving the cultural terms in a backend system. The cultural terms can include names of celebrities, politicians, movies, and the like. An identification system receives a password and compares the received password to the cultural terms using a similarity score. If the number of similarities is above a predetermined threshold, or if the number of differences is below a predetermined threshold, the identification system denies the password. A recommendation system can generate a suggested password, which can also be compared to the cultural terms. The systems and methods also provide the ability to calculate a similarity score if the cultural terms or passwords are saved in an encrypted or hashed format.
    Type: Grant
    Filed: January 8, 2021
    Date of Patent: August 15, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Jacob Learned, Michael Saia, Max Miracolo, Kaylyn S. Gibilterra
  • Publication number: 20230244777
    Abstract: Disclosed herein are system, method, and device embodiments for implementing password suggestion. An embodiment operates by selecting one or more random terms from dictionary information, generating an alphanumeric string based on a password requirement, combining the one or more random terms and the alphanumeric string to form a generated password, determining a password strength of the generated password based on compromised password information, and presenting the generated password for selection by a user device when the password strength meets or exceeds a threshold value.
    Type: Application
    Filed: April 10, 2023
    Publication date: August 3, 2023
    Applicant: Capital One Services, LLC
    Inventors: Max MIRACOLO, Jacob LEARNED, Kaylyn S. GIBILTERRA, Michael SAIA
  • Patent number: 11694205
    Abstract: Disclosed are systems and methods for data breach identification. The method may include: generating virtual card number (VCN) data sets; storing the VCN data sets on a first database; receiving one or more compromised VCN data sets stored on a second database and obtained from a scan of unindexed websites; comparing the compromised VCN data sets with the VCN data set stored on the first database to determine whether the VCN data sets have been compromised; for each compromised VCN data set, training the recurrent neural network (RNN) to associate the compromised VCN data sets with one or more sequential patterns found within the compromised VCN data sets to generate a trained RNN; receiving a first VCN data set from the first database; determining whether the first VCN data set matches a compromised VCN data set; and transmitting a message indicating the determination to a user or provider device.
    Type: Grant
    Filed: January 29, 2021
    Date of Patent: July 4, 2023
    Assignee: Capital One Services, LLC
    Inventors: Jacob Learned, Michael Saia, Max Miracolo, Kaylyn Gibilterra
  • Patent number: 11681409
    Abstract: An augmented reality system that includes processors and storage devices storing instructions. The instructions configure the processors to perform operations. The operations include identifying a writing object in a video feed being displayed in an augmented reality viewer, identify a tip of the writing object based on a contour of the writing object, and tracking movements of the tip in the augmented reality viewer. The operations may also include generating a virtual file, the virtual file storing the tracked movements and generating a text file by performing an image recognition operation associating the tracked movements stored in the virtual file with one or more characters.
    Type: Grant
    Filed: June 2, 2022
    Date of Patent: June 20, 2023
    Assignee: Capital One Servies, LLC
    Inventors: Joshua Edwards, Jacob Learned, Eric Loucks
  • Patent number: 11625477
    Abstract: Disclosed herein are system, method, and device embodiments for implementing password suggestion. An embodiment operates by selecting one or more random terms from dictionary information, generating an alphanumeric string based on a password requirement, combining the one or more random terms and the alphanumeric string to form a generated password, determining a password strength of the generated password based on compromised password information, and presenting the generated password for selection by a user device when the password strength meets or exceeds a threshold value.
    Type: Grant
    Filed: August 13, 2020
    Date of Patent: April 11, 2023
    Assignee: Capital One Services, LLC
    Inventors: Max Miracolo, Jacob Learned, Kaylyn S. Gibilterra, Michael Saia
  • Publication number: 20220291809
    Abstract: An augmented reality system that includes processors and storage devices storing instructions. The instructions configure the processors to perform operations. The operations include identifying a writing object in a video feed being displayed in an augmented reality viewer, identify a tip of the writing object based on a contour of the writing object, and tracking movements of the tip in the augmented reality viewer. The operations may also include generating a virtual file, the virtual file storing the tracked movements and generating a text file by performing an image recognition operation associating the tracked movements stored in the virtual file with one or more characters.
    Type: Application
    Filed: June 2, 2022
    Publication date: September 15, 2022
    Applicant: Capital One Services, LLC
    Inventors: Joshua EDWARDS, Jacob LEARNED, Eric LOUCKS
  • Publication number: 20220245640
    Abstract: Disclosed are systems and methods for data breach identification. The method may include: generating virtual card number (VCN) data sets; storing the VCN data sets on a first database; receiving one or more compromised VCN data sets stored on a second database and obtained from a scan of unindexed websites; comparing the compromised VCN data sets with the VCN data set stored on the first database to determine whether the VCN data sets have been compromised; for each compromised VCN data set, training the recurrent neural network (RNN) to associate the compromised VCN data sets with one or more sequential patterns found within the compromised VCN data sets to generate a trained RNN; receiving a first VCN data set from the first database; determining whether the first VCN data set matches a compromised VCN data set; and transmitting a message indicating the determination to a user or provider device.
    Type: Application
    Filed: January 29, 2021
    Publication date: August 4, 2022
    Applicant: Capital One Services, LLC
    Inventors: Jacob LEARNED, Michael SAIA, Max MIRACOLO, Kaylyn GIBILTERRA
  • Publication number: 20220222332
    Abstract: Systems and methods for identifying and remedying password insecurities are disclosed. The systems and methods include crawling websites to identify popular cultural terms and saving the cultural terms in a backend system. The cultural terms can include names of celebrities, politicians, movies, and the like. An identification system receives a password and compares the received password to the cultural terms using a similarity score. If the number of similarities is above a predetermined threshold, or if the number of differences is below a predetermined threshold, the identification system denies the password. A recommendation system can generate a suggested password, which can also be compared to the cultural terms. The systems and methods also provide the ability to calculate a similarity score if the cultural terms or passwords are saved in an encrypted or hashed format.
    Type: Application
    Filed: January 8, 2021
    Publication date: July 14, 2022
    Inventors: Jacob Learned, Michael Saia, Max Miracolo, Kaylyn S. Gibilterra
  • Patent number: 11372518
    Abstract: An augmented reality system that includes processors and storage devices storing instructions. The instructions configure the processors to perform operations. The operations include identifying a writing object in a video feed being displayed in an augmented reality viewer, identify a tip of the writing object based on a contour of the writing object, and tracking movements of the tip in the augmented reality viewer. The operations may also include generating a virtual file, the virtual file storing the tracked movements and generating a text file by performing an image recognition operation associating the tracked movements stored in the virtual file with one or more characters.
    Type: Grant
    Filed: June 3, 2020
    Date of Patent: June 28, 2022
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Jacob Learned, Eric Loucks
  • Publication number: 20220050894
    Abstract: Disclosed herein are system, method, and device embodiments for implementing password suggestion. An embodiment operates by selecting one or more random terms from dictionary information, generating an alphanumeric string based on a password requirement, combining the one or more random terms and the alphanumeric string to form a generated password, determining a password strength of the generated password based on compromised password information, and presenting the generated password for selection by a user device when the password strength meets or exceeds a threshold value.
    Type: Application
    Filed: August 13, 2020
    Publication date: February 17, 2022
    Applicant: Capital One Services, LLC
    Inventors: Max MIRACOLO, Jacob LEARNED, Kaylyn S. GIBILTERRA, Michael SAIA
  • Publication number: 20220005040
    Abstract: A fraud detection system may identify a suspected fraudulent transaction based on one or more criteria. The transaction may be associated with a user. Based on identifying a suspected fraudulent transaction, the fraud detection system may receive augmented reality data from an augmented reality device of the user. The fraud detection system may determine, based on the augmented reality data, whether the transaction is fraudulent, and may take an action based on the determination.
    Type: Application
    Filed: July 1, 2020
    Publication date: January 6, 2022
    Inventors: Joshua Edwards, Eric Loucks, Jacob Learned
  • Publication number: 20210382605
    Abstract: An augmented reality system that includes processors and storage devices storing instructions. The instructions configure the processors to perform operations. The operations include identifying a writing object in a video feed being displayed in an augmented reality viewer, identify a tip of the writing object based on a contour of the writing object, and tracking movements of the tip in the augmented reality viewer. The operations may also include generating a virtual file, the virtual file storing the tracked movements and generating a text file by performing an image recognition operation associating the tracked movements stored in the virtual file with one or more characters.
    Type: Application
    Filed: June 3, 2020
    Publication date: December 9, 2021
    Applicant: Capital One Services, LLC
    Inventors: Joshua EDWARDS, Jacob Learned, Eric Loucks