Patents by Inventor Jacob Senn

Jacob Senn has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • MICROTRANSACTION DETECTION AND AUTHORIZATION SYSTEMS AND METHODS
    Publication number: 20230097001
    Abstract: Systems and methods for transaction authorization management based on user-defined account restrictions are provided. A financial services device may receive a transaction approval policy including one or more parameters defining account access restrictions. The financial services device may receive attempted purchases from a purchase device and determine, based on the transaction approval policy, whether to authorize or decline the attempted purchases. The financial services device may also be capable of notifying an account-holder about the attempted purchases and receive instructions from the account-holder whether to authorize or decline the attempted purchase.
    Type: Application
    Filed: December 7, 2022
    Publication date: March 30, 2023
    Inventor: Jacob Senn
  • Microtransaction detection and authorization systems and methods
    Patent number: 11551232
    Abstract: Systems and methods for transaction authorization management based on user-defined account restrictions are provided. A financial services device may receive a transaction approval policy including one or more parameters defining account access restrictions. The financial services device may receive attempted purchases from a purchase device and determine, based on the transaction approval policy, whether to authorize or decline the attempted purchases. The financial services device may also be capable of notifying an account-holder about the attempted purchases and receive instructions from the account-holder whether to authorize or decline the attempted purchase.
    Type: Grant
    Filed: December 20, 2018
    Date of Patent: January 10, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: Jacob Senn
  • MICROTRANSACTION DETECTION AND AUTHORIZATION SYSTEMS AND METHODS
    Publication number: 20200202354
    Abstract: Systems and methods for transaction authorization management based on user-defined account restrictions are provided. A financial services device may receive a transaction approval policy including one or more parameters defining account access restrictions. The financial services device may receive attempted purchases from a purchase device and determine, based on the transaction approval policy, whether to authorize or decline the attempted purchases. The financial services device may also be capable of notifying an account-holder about the attempted purchases and receive instructions from the account-holder whether to authorize or decline the attempted purchase.
    Type: Application
    Filed: December 20, 2018
    Publication date: June 25, 2020
    Inventor: Jacob Senn