Abstract: A system for providing information to a magnetic card reader. The system comprises an antenna (in one embodiment comprising a multi-purpose antenna or an antenna module) and a microprocessor for applying a differential signal to the antenna. The differential signal represents data stored in a memory segment of the microprocessor or in a memory connected to the microprocessor. The antenna transmits an alternating magnetic field representing the information the alternating magnetic field is responsive to the differential signal and received by the magnetic card reader.

Abstract: The present invention relates to a person's personal preferences. These personal preferences are detected or determining according to several different systems and methods and based on these preferences personal services are provided to the person. Certain embodiments of the invention utilize a “so-called” smart card, including a card with EMV contacts, for determining those preferences and/or for providing services.

Abstract: The present invention relates to a person's personal preferences. These personal preferences are detected or determining according to several different systems and methods and based on these preferences personal services are provided to the person. Certain embodiments of the invention utilize a “so-called” smart card, including a card with EMV contacts, for determining those preferences and/or for providing services.

Abstract: The present invention relates to a person's personal preferences. These personal preferences are detected or determining according to several different systems and methods and based on these preferences personal services are provided to the person. Certain embodiments of the invention utilize a “so-called” smart card, including a card with EMV contacts, for determining those preferences and/or for providing services.

Abstract: A method for executing a transaction. A first processing device senses a sound, an action, or a behavior from a source and receives identification information from the source, which may be related to or a portion of the sound, action or behavior. The first processing device processes one or more of the sound, the action, and the behavior and the identification information to identify the transaction and to identify the source. Executing the transaction if the source is an authorized source.

Abstract: A system for authenticating a first entity. The system comprises a storage component for storing a trained electronic-metric factor, a sensor for receiving an electronic-metric input from the first entity, an analysis component associated with a second entity for determining a first relationship between the trained electronic-metric factor and any electronic-metric input, and an authentication component for authenticating the first entity responsive to the first relationship.

Abstract: A system for providing information to a magnetic card reader. The system comprises an antenna (in one embodiment comprising a multi-purpose antenna or an antenna module) and a microprocessor for applying a differential signal to the antenna. The differential signal represents data stored in a memory segment of the microprocessor or in a memory connected to the microprocessor. The antenna transmits an alternating magnetic field representing the information the alternating magnetic field is responsive to the differential signal and received by the magnetic card reader.

Abstract: An antenna for transmitting electromagnetic radiation. The antenna comprises a core further comprising at least one layer of contiguous core material and windings disposed on the core forming a plurality or winding segments. The windings define gaps between each winding segment, wherein parameters of the gaps and parameters of the windings are selected to generate a balanced magnetic field. A material of the core comprises an amorphous or annealed material, further comprising metal or alloys, comprising one or more of nickel or nano-crystalline or nano-materials.

Abstract: A method for determining an authentication score for use in exchanging information between a first and a second device. The method comprises at the first device: determining a first authentication score associated with a first information exchange session between the first and second devices; determining a second authentication score associated with a second information exchange session between the first and second devices, the second information exchange after the first information exchange; combining the first and second authentication scores to create a combined score; responsive to the first authentication score, generating an encryption key for encrypting the combined score, wherein the encryption key is known by the first and the second devices; and encrypting the combined score to generate a dynamic pairing code.

Abstract: A method for determining a dynamic pairing code for use in exchanging information between a first and a second communications entity. At the at the first communications entity, determining a first authentication score associated with a first information exchange session between the first and second communications entities, determining a second authentication score associated with a second information exchange session between the first and second communications entities, (the second information exchange spaced apart in time from the first information exchange), combining the first and second authentication scores to create a cumulative risk analysis score, and responsive to the cumulative risk analysis score, generating a dynamic pairing code for use in governing exchange of information during subsequent communications between the first and second communications entities.

Abstract: A method for securely communicating information between an authenticator at a local endpoint and a remote device at a remote endpoint and for authenticating to the remote device. The method comprises activating the authenticator; determining at least one communication scheme useable at the local or remote endpoints or any midpoints between the local and the remote endpoints on a communication channel; determining authentication schemes and authentication credentials usable at the local or remote endpoints or any midpoints on the communication channel; determining data encryption schemes useable at the local or remote endpoints or any midpoints on the communication channel; a user supplying authentication credentials to the authenticator; the authenticator supplying determined authentication credentials to the remote device; and responsive to a successful authentication, the authenticator and remote device exchanging information according to a determined communication scheme and a determined encryption scheme.

Abstract: A method for determining an authentication score for use in exchanging information between a first and a second device. The method comprises at the first device: determining a first authentication score associated with a first information exchange session between the first and second devices; determining a second authentication score associated with a second information exchange session between the first and second devices, the second information exchange after the first information exchange; combining the first and second authentication scores to create a combined score; responsive to the first authentication score, generating an encryption key for encrypting the combined score, wherein the encryption key is known by the first and the second devices; and encrypting the combined score to generate a dynamic pairing code.

Abstract: An electronic wallet system that protects payment accounts, identification and other personal information found within a typical wallet with a secure electronic vault (first) device that can be part of a physical wallet, insert to a wallet, or in other embodiments, wearable/portable devices. A unique biometrically enabled multi-factor authentication process ensures only owners of the information can copy the information to the device or retrieve it thereafter. Authenticated users may then select payment, identification, medical or virtually any private information via touch display or voice command on the vault or on another (second) device that operates in conjunction with the vault. The second device comprises, for example, a programmable card with dynamic magnetic stripe, cell phone, or other wearable technology, that initiates and processes a payment and/or transfer of private information.