Patents by Inventor Jacqueline Klock

Jacqueline Klock has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7945240
    Abstract: A telecommunications payment system which includes a transaction component that facilitates the communication of at least billing and payment information to at least one of a plurality of mobile terminals. In operation the carrier will cause the transaction component to communicate an SMS message to the mobile terminal that includes a billing notification message. The notification message can include a current account balance, including total and past due, if applicable, the user's last payment method, and personal financial account data such as the last four digits of a credit card and/or bank account file. When providing the proper reply, payment processing is initiated such that an amount of funds will be transferred from the user's financial institution to the carrier back-office systems or its financial institution.
    Type: Grant
    Filed: May 12, 2006
    Date of Patent: May 17, 2011
    Assignee: AT&T Mobility II LLC
    Inventors: Jacqueline Klock, Beverly Ann Bowman, Deborah L. Ballot, Selena G. Womac, Rebecca Winter, Kenneth Dale Heil