Abstract: Provided herein are processes, including a computer implemented process, and an apparatus for making financial resources available for the treatment, medication, and other life extending expenses of life-expectancy reducing situations through life insurance policies. Also provided herein is medical network to provide up to date, accurate, and credible data related to life-expectancy reducing situations when time is of the essence.

Abstract: In one embodiment, the present invention is directed to a Medication Compliance Dispenser to help prevent drug abuse by a patient taking medicine which comprises a multicompartment container wherein (a) at least some of the compartments contain individual doses of the medicine and at least some of the compartments contain a placebo; (b) the compartments containing the medicine are known but unknown to the patient; (c) each compartment is labeled with a code to identify the compartment; (d) the container permits random access to each compartment and the dispersing of its contents; and (e) the Dispenser displays a telephone number which the patient must call to learn the code of a compartment which contains the medicine.