Abstract: A group payment vehicle and process for establishing and utilizing the group payment vehicle may be utilized to make proxy payments for group members and associate payment mechanisms with the group payment vehicle. The group payment vehicle may be virtual or physical and may be time limited (or have another payment limitation). The group payment vehicle may be a debit-type or credit-type as established by a creator of the group payment vehicle. A system may be configured to enable the creator to invite potential group participants to participate with the group payment vehicle that functions as a single payment mechanism to vendors for an event. The system may limit the group payment vehicle to be time limited, geolocation limited, and/or merchant limited to limit potential financial exposure and fraud.

Abstract: A respiratory effort belt connector system and method for securing the belt to the user's body is provided. The respiratory effort belt connector system includes a belt coupled to the grip of a connector and a receptacle housing. The receptacle housing having a receptacle opening, a guide notch, a locking recess, and a locking lug located above the locking recess. The connector includes a barrel having an end configured to be inserted into the receptacle opening and a locking bar coupled to the barrel. The locking bar is configured to be aligned and inserted into the guide notch and then rotated into the locking recess where the locking bar/connector are retained by the locking lug of the receptacle. A connector neck couples the grip, which is configured to be accessible, to the barrel.

Abstract: A group payment vehicle and process for establishing and utilizing the group payment vehicle may be utilized to make proxy payments for group members and associate payment mechanisms with the group payment vehicle. The group payment vehicle may be virtual or physical and may be time limited (or have another payment limitation). The group payment vehicle may be a debit-type or credit-type as established by a creator of the group payment vehicle. A system may be configured to enable the creator to invite potential group participants to participate with the group payment vehicle that functions as a single payment mechanism to vendors for an event. The system may limit the group payment vehicle to be time limited, geolocation limited, and/or merchant limited to limit potential financial exposure and fraud.

Abstract: A respiratory effort belt connector system and method for securing the belt to the user's body is provided. The respiratory effort belt connector system includes a belt coupled to the grip of a connector and a receptacle housing. The receptacle housing having a receptacle opening, a guide notch, a locking recess, and a locking lug located above the locking recess. The connector includes a barrel having an end configured to be inserted into the receptacle opening and a locking bar coupled to the barrel. The locking bar is configured to be aligned and inserted into the guide notch and then rotated into the locking recess where the locking bar/connector are retained by the locking lug of the receptacle. A connector neck couples the grip, which is configured to be accessible, to the barrel.

Abstract: A device to add height to a pony tail comprising a dome-shaped appendage integrally connected to a clip through a stem, the appendage having a plurality of arrow-shaped dowels of various shapes and lengths on its surface to trap and hold the hair in place over it so that the hair does not slide and fall to the sides, exposing the device. The clip of the device is comprised of a handle and two prongs connected at their bases through a round pin with a spring inserted around the pin to maintain the two prongs in continuous tension so that the clip with the appendage stays securely within the pony tail and does not fall off.

Abstract: A pony tail enhancer hair clip device with a dome-shaped appendage and a clip connected to each other through a stem, the appendage having a plurality of arrow-shaped dowels of various shapes and lengths on its surface to trap and hold the hair in place over it so that the hair does not slide and fall to the sides, exposing the device. The clip of the device is comprised of two prongs connected at their bases through a round pin with a spring inserted around the pin to maintain the two prongs in continuous tension so that the clip with the appendage stays securely within the pony tail and does not fall off. The use of the pony tail enhancer hair clip device gives the pony tail, the appearance of having a fuller, thicker hair with the additional advantage of creating height to the pony tail style.