Abstract: Systems and methods for communicating a financing application from a retailer to a finance source are provided. In some embodiments, information related to a financing application may be communicated from a retailer. The information may be converted to a suitable file format and automatically transmitted, for example, as a facsimile (or any other suitable file format) over communications paths using a communications network. In some embodiments of the present invention, motor vehicle dealership financing application techniques are used to determine financing eligibility, financing terms, or any combination thereof in connection with the sale or leasing of motor vehicles.

Abstract: Polymer-fibre mixtures with improved homogeniety of dispersion of fibres throughout the polymer matrix are prepared from fibres prior mixed or coated with a plasticizer which is compatible with both the fibre and the polymer matrix. Then the plasticizer-fibre combination can be mixed into the polymer matrix, using standard polymer mixing equipment and for reasonable lengths of time, to produce a mixture in which agglomerations of fibres are very materially reduced. A preferred fibre is a fibrillated aramid fibre, dispersion of which in polymers has previously caused particular difficulties. Suitable polymers include hydrocarbon elastomers such as SBR, for use with which an aromatic mineral oil is a preferred plasticizer, and oil-resistant NBR elastomers, for use with which an ester plasticizer such as dioctyl phthalate is preferred.

Abstract: A process is provided for the production of mixtures of polymer and fibrous materials by co-coagulation of the polymer and fibrous material. Mixtures of the polymer and fibrous material and vulcanizates of these mixtures are also described.

Abstract: A process is provided for the incorporation of fibrous material into a polymer wherein the fibrous material as a dispersion in water is added to a solution of the polymer which is being subjected to agitation, whereby the fibrous material transfers from the aqueous phase to the polymer solution, and the polymer-fibrous material mixture is recovered.