Patents by Inventor James A. Meek
James A. Meek has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8002177Abstract: An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that reads data from user cards corresponding to financial accounts. The machine can communicate with a host computer to cash financial checks. The machine can read check indicia, send check data to the host, receive authorization from the host to cash the check, and dispense cash corresponding to the check. The machine can also produce image data representative of the check indicia and determine whether the image data can be accurately identified within a predetermined level of assurance.Type: GrantFiled: September 16, 2010Date of Patent: August 23, 2011Assignee: Diebold, IncorporatedInventors: James Meek, H. Thomas Graef, Edward L. Laskowski, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Dale Blackson
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Publication number: 20110196785Abstract: An exemplary system includes an automated banking machine (322) which is operable to conduct transactions including cash dispensing for users responsive to communication with a transaction host (336). The machine is also operative to provide output signals which drive external displays (328, 330) which are separate from the machine. The machine is operable to receive visual and audio content from one or more broadcast content sources (342, 343) and to store the content in the machine. The content is then output through the external displays. The machine is also operative to receive and store a plurality of advertising messages. The advertising messages are output in a targeted manner to users of the machine.Type: ApplicationFiled: April 12, 2011Publication date: August 11, 2011Applicant: Diebold, IncorporatedInventors: James Meek, Allan R. Bakerink, Bartholomew J. Frazzitta, Randolph C. Benore, Daniel S. McIntyre, Mark DePietro
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Patent number: 7980462Abstract: An automated transaction machine includes a card reader that can read a unique magnetic characteristic of a magnetic stripe on a card. The machine can then send data reflective of the read characteristic to a remote card validator. The card validator can compare the received data to referenced magnetic characteristic data corresponding to cards authorized for use with the machine. The machine can also communicate with a transaction host computer to carry out a financial transaction. As a result of the magnetic data comparison, an invalid card can be discovered and a fraudulent transaction prevented. Communication between the card validator and machine is independent from communication between the transaction host and machine.Type: GrantFiled: October 31, 2007Date of Patent: July 19, 2011Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: H. Thomas Graef, James Meek
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Patent number: 7967192Abstract: An automated transaction machine can operate to carry out a financial transaction for a machine user responsive to communication with a financial transaction host computer. The machine includes a card reader that can read a user identifier from a magnetic stripe of a user card. The machine sends the read user identifier to a remote marketing computer. The marketing computer uses a user identifier to determine the next marketing presentation to be presented to a machine user corresponding to the user identifier. Responsive to a message received from the marketing computer, the machine operates to display the determined next marketing presentation to the machine user. A marketing campaign includes a sequence of presentations to be output in a predetermined order to a machine user. Machine communication with the remote marketing message computer is independent of machine communication with the transaction host computer.Type: GrantFiled: November 13, 2007Date of Patent: June 28, 2011Assignee: Diebold, IncorporatedInventor: James Meek
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Publication number: 20110125640Abstract: A system includes automated banking machines that operate responsive to data read from data bearing records. Transactions may also be carried out through communication with local and remote service providers. An automated banking machine (322) operative to conduct transactions including cash dispensing for users responsive to data read from user cards and through communication with a transaction host (336). The machine is also operative to provide output signals which drive external displays (328, 330). A machine processor is operative to cause the machine to receive visual and/or audio content from content sources (342, 343) and to store data corresponding to the content. The content is then output through the external displays.Type: ApplicationFiled: January 27, 2011Publication date: May 26, 2011Applicant: Diebold, IncorporatedInventors: James Meek, Allan R. Bakerink, Bartholomew J. Frazzitta, Randolph C. Benore, Daniel S. Mclntyre, Mark DePietro
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Patent number: 7931193Abstract: An automated banking machine that operates responsive to data read from user cards which accepts checks and dispenses cash to users. The machine operates to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user in exchange for the deposited check. The machine dispenses cash responsive to communications with a transaction host.Type: GrantFiled: March 12, 2010Date of Patent: April 26, 2011Assignee: Diebold, IncorporatedInventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Wayne Warren, Martin J. Brown, Todd Galloway, Kenneth Turocy, Douglas T. Dominick, Jason J. Smolk, Brian E. Lucas, Bradley Lightner, James Meek, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, Victor Bell, William McCarthy, Matthew Pahl, Keith Carpenter, Laura Drozda
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Patent number: 7926712Abstract: An automated banking machine includes a cash dispenser. Servicing the automated banking machine by on-site servicer is facilitated through use of a portable diagnostic article which can instruct the machine computer to gather machine diagnostic data and then record the gathered machine diagnostic data onto the portable diagnostic article. The gathered diagnostic data recorded on the portable diagnostic article can then be analyzed by an analysis computer. The machine computer can verify that a portable diagnostic article is authorized to instruct the machine based on obtaining a secret code from the portable diagnostic article.Type: GrantFiled: June 21, 2010Date of Patent: April 19, 2011Assignee: Diebold Self-Service SystemsInventors: Mark R. Schlabach, James Meek, Damon J. Blackford, Robert W. Barnett, Joseph P. Newman, Paul Mercina, Steven Shepley, Glenda Griswold, Christyan Moauro, Nick Billett
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Patent number: 7891550Abstract: A banking transaction processing system includes customer stations and at least one server provider station. The customer stations include automated banking machines. Each automated banking machine includes a card reader that reads indicia on user cards corresponding to financial accounts. Each automated banking machine also includes a cash dispenser. Service providers at service provider stations are enabled to communicate with customers at automated banking machines to help carry out transactions. Customers at automated banking machines may also carry out banking transactions without the involvement of service providers. Pneumatic tube transport systems may be used for moving items between local service providers and customers.Type: GrantFiled: April 3, 2007Date of Patent: February 22, 2011Assignee: Diebold, IncorporatedInventors: Mark D. Smith, James Meek, Allan R. Bakerink, Randolph C. Benore, Daniel S. McIntyre, Mark DePietro
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Patent number: 7883009Abstract: A system includes automated banking machines that operate responsive to data read from data bearing records. Transactions may also be carried out through communication with local and remote service providers. An automated banking machine (322) operative to conduct transactions including cash dispensing for users responsive to data read from user cards and through communication with a transaction host (336). The machine is also operative to provide output signals which drive external displays (328, 330). A machine processor is operative to cause the machine to receive visual and/or audio content from content sources (342, 343) and to store data corresponding to the content. The content is then output through the external displays.Type: GrantFiled: August 16, 2010Date of Patent: February 8, 2011Assignee: Diebold, IncorporatedInventors: James Meek, Allan R. Bakerink, Bartholomew J. Frazzitta, Randolph C. Benore, Daniel C. McIntyre, Mark DePietro
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Publication number: 20110013822Abstract: An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that reads data from user cards corresponding to financial accounts. The machine can communicate with a host computer to cash financial checks. The machine can read check indicia, send check data to the host, receive authorization from the host to cash the check, and dispense cash corresponding to the check. The machine can also produce image data representative of the check indicia and determine whether the image data can be accurately identified within a predetermined level of assurance.Type: ApplicationFiled: September 16, 2010Publication date: January 20, 2011Inventors: James Meek, H. Thomas Graef, Edward L. Laskowski, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Dale Blackson
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Patent number: 7854378Abstract: A banking transaction processing system includes customer stations and at least one server provider station. The customer stations include automated banking machines. Each automated banking machine includes a card reader that reads indicia on user cards corresponding to financial accounts. Each automated banking machine also includes a cash dispenser. Service providers at service provider stations are enabled to communicate with customers at automated banking machines to help carry out transactions. Customers at automated banking machines may also carry out banking transactions without the involvement of service providers. Pneumatic tube transport systems may be used for moving items between local service providers and customers.Type: GrantFiled: April 3, 2007Date of Patent: December 21, 2010Assignee: Diebold, IncorporatedInventors: Mark D. Smith, James Meek, Allan R. Bakerink, Randolph C. Benore, Daniel S. McIntyre, Mark DePietro
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Publication number: 20100318462Abstract: A system includes automated banking machines that operate responsive to data read from data bearing records. Transactions may also be carried out through communication with local and remote service providers. An automated banking machine (322) operative to conduct transactions including cash dispensing for users responsive to data read from user cards and through communication with a transaction host (336). The machine is also operative to provide output signals which drive external displays (328, 330). A machine processor is operative to cause the machine to receive visual and/or audio content from content sources (342, 343) and to store data corresponding to the content. The content is then output through the external displays.Type: ApplicationFiled: August 16, 2010Publication date: December 16, 2010Applicant: Diebold, IncorporatedInventors: James Meek, Allan R. Bakerink, Bartholomew J. Frazzitta, Randolph C. Benore, Daniel S. McIntyre, Mark DePietro
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Patent number: 7845552Abstract: An exemplary system includes an ATM (322) which is operative to conduct transactions including cash dispensing for users responsive to communication with a transaction host (336). The ATM is also operative to provide output signals which drive external displays (328, 330) which are separate from the ATM. The processor in the ATM is also operative to cause the ATM to receive visual and/or audio content from one or more content sources (342, 343) and to store data corresponding to such content in the ATM. Such content is then output through the external displays. The ATM is also operative to receive and store a plurality of advertising messages. The advertising messages are output in a targeted manner to users of the ATM.Type: GrantFiled: February 21, 2006Date of Patent: December 7, 2010Assignee: Diebold, IncorporatedInventors: James Meek, Allan R. Bakerink, Bartholomew J. Frazzitta, Randolph C. Benore, Daniel S. McIntyre, Mark DePietro
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Patent number: 7832632Abstract: A system includes automated banking machines that operate responsive to data read from data bearing records. Transactions may also be carried out through communication with local and remote service providers. An automated banking machine (322) operative to conduct transactions including cash dispensing for users responsive to data read from user cards and through communication with a transaction host (336). The machine is also operative to provide output signals which drive external displays (328, 330). The processor in the machine is also operative to cause the machine to receive visual and/or audio content from one or more content sources (342, 343) and to store data corresponding to such content. Such content is then output through the external displays.Type: GrantFiled: July 21, 2009Date of Patent: November 16, 2010Assignee: Diebold, IncorporatedInventors: James Meek, Allan R. Bakerink, Bartholomew J. Frazzitta, Randolph C. Benore, Daniel C. McIntyre, Mark DePietro
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Patent number: 7815104Abstract: A cash dispensing automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user.Type: GrantFiled: April 21, 2006Date of Patent: October 19, 2010Assignee: Diebold, IncorporatedInventors: Keith Carpenter, Craig Hockman, Willis Miller, Laura Drozda, Paul Burns, Thomas B. Phillips, John C. Valcore, H. Thomas Graef, Edward L. Laskowski, James Meek, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Greg Miller, Arindam Laha, Joseph M. Altier
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Publication number: 20100258621Abstract: An automated banking machine includes a cash dispenser. Servicing the automated banking machine by on-site servicer is facilitated through use of a portable diagnostic article which can instruct the machine computer to gather machine diagnostic data and then record the gathered machine diagnostic data onto the portable diagnostic article. The gathered diagnostic data recorded on the portable diagnostic article can then be analyzed by an analysis computer. The machine computer can verify that a portable diagnostic article is authorized to instruct the machine based on obtaining a secret code from the portable diagnostic article.Type: ApplicationFiled: June 21, 2010Publication date: October 14, 2010Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark R. Schlabach, James Meek, Damon J. Blackford, Robert W. Barnett, Joseph P. Newman, Paul Mercina, Steven Shepley, Glenda Griswold, Christyan Moauro, Nick Billett
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Patent number: 7798398Abstract: An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that reads data from user cards corresponding to financial accounts. The machine can communicate with a host computer to cash financial checks. The machine can read check indicia, send check data to the host, receive authorization from the host to cash the check, and dispense cash corresponding to the check. The machine can also produce image data representative of the check indicia and determine whether the data can be accurately identified within a predetermined level of assurance.Type: GrantFiled: September 2, 2009Date of Patent: September 21, 2010Assignee: Diebold, IncorporatedInventors: James Meek, H. Thomas Graef, Edward L. Laskowski, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Dale Blackson
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Patent number: 7780078Abstract: A system includes automated banking machines that operate responsive to data read from data bearing records. Transactions may also be carried out through communication with local and remote service providers. An automated banking machine (322) operative to conduct transactions including cash dispensing for users responsive to data read from user cards and through communication with a transaction host (336). The machine is also operative to provide output signals which drive external displays (328, 330). The processor in the machine is also operative to cause the machine to receive visual and/or audio content from one or more content sources (342, 343) and to store data corresponding to such content. Such content is then output through the external displays.Type: GrantFiled: July 28, 2009Date of Patent: August 24, 2010Assignee: Diebold, IncorporatedInventors: James Meek, Allan R. Bakerink, Bartholomew J. Frazzitta, Randolph C. Benore, Daniel C. McIntyre, Mark DePietro
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Publication number: 20100176190Abstract: An automated banking machine that operates responsive to data read from user cards which accepts checks and dispenses cash to users. The machine operates to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user in exchange for the deposited check. The machine dispenses cash responsive to communications with a transaction host.Type: ApplicationFiled: March 12, 2010Publication date: July 15, 2010Applicant: Diebold, IncorporatedInventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Wayne Warren, Martin J. Brown, Todd Galloway, Kenneth Turocy, Douglas T. Dominik, Jason J. Smolk, Brian E. Lucas, Bradley Lightner, James Meek, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, Victor Bell, William McCarthy, Matthew Pahl, Keith Carpenter, Laura Drozda
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Patent number: 7748611Abstract: A cash dispensing automated banking machine (10) includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of sheets may include sheets such as notes, checks or other documents. Stacks input to the machine may include mixtures of various types of sheets. The machine operates to receive notes, process checks and perform other operations. Notes received in the machine may be recycled and dispensed to other users. Checks processed by the machine may be imaged by an imaging device, cancelled and stored in the machine or alternatively returned to a user.Type: GrantFiled: April 21, 2006Date of Patent: July 6, 2010Assignee: Diebold, IncorporatedInventors: Keith Carpenter, Craig Hockman, Willis Miller, Laura Drozda, Paul Burns, Thomas B. Phillips, John C. Valcore, H. Thomas Graef, Edward L. Laskowski, James Meek, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Greg Miller, Arindam Laha, Joseph M. Altier