Abstract: A digital/virtual gift product is provided for generation and customization by a giver through a service provider and for receipt by a recipient for use with a merchant. The digital/virtual gift product includes: a representation of a monetary gift value selected by the giver and depicted on the digital/virtual gift product for use and redemption with a preselected merchant; a merchant identification depicted on the digital/virtual gift product to identify the preselected merchant, selected by the giver, and at which preselected merchant the digital/virtual gift product is redeemable; and a giver identification to identify the giver of the digital/virtual gift product to the recipient and to the merchant. At least one system and associated methods also are disclosed for creating, customizing, and tracking multiple digital/virtual gift products.

Abstract: A computer-implemented method includes receiving a first transaction request including a first transaction amount, determining that the first transaction amount would cause a violation of a daily spending limit, determining to apply an adaptive daily spending limit (ADSL) override, generating an approval message indicating that the first transaction request is approved based on the application of the ADSL override, transmitting the approval message to the ATM, and dispensing the first transaction amount in a currency by the ATM.

Abstract: A system including a network interface and a processing circuit is provided. The processing circuit includes one or more processors coupled to non-transitory memory. The processing circuit is configured to receive a transaction request from a transaction device. The transaction request associated with a payment card and including a transaction amount. The processing circuit is further configured to determine that the transaction amount would cause a violation of a daily spending limit associated with the payment card. The processing circuit is further configured to generate a one-time-password (OTP) associated with the transaction request. The processing circuit is further configured to provide the OTP to a mobile device of a user. The processing circuit is additionally configured to process the transaction request by applying an adaptive daily spending limit (ADSL) override of the daily spending limit responsive to an indication that the user provided the OTP to the transaction device.

Abstract: A system including a network interface and a processing circuit is provided. The processing circuit includes one or more processors coupled to non-transitory memory. The processing circuit is configured to receive a transaction request associated with a payment card. The transaction request includes a transaction amount. The processing circuit is further configured to determine that the transaction amount would cause a violation of a daily spending limit associated with the payment card. The payment card includes a smart chip. The processing circuit is additionally configured to apply an adaptive daily spending limit (ADSL) override of the daily spending limit based at least in part on a determination that the transaction request originated from the payment card having the smart chip, and approve the transaction request based on the ADSL application.

Abstract: Devices for debilitating airborne infectious agents in an enclosed space, and associated systems and methods, are disclosed herein. A representative device includes a housing extending in an axial direction from a first to a second end. The housing includes an internal chamber defining an airflow pathway extending in the axial direction. The internal chamber includes a surface, at least a portion of which is reflective. The housing also includes a first opening toward the first end and positioned to allow air flow into the internal chamber, and a second opening toward the second end and positioned to allow air flow out of the internal chamber. The device can also include an air mover in fluid communication with the internal chamber and a light emitting diode (LED) component contained in the internal chamber. The LED component is positioned to emit ultraviolet (UV) radiation into the internal chamber toward the reflective surface.

Abstract: There is provided a method of controlling a direction of an airflow emitted from a fan assembly, the fan assembly being capable of changing the direction of the airflow emitted therefrom to any direction within a range of adjustment of the fan assembly. The method comprises receiving user inputs that select an angle of oscillation and that determine a central emission direction for the airflow emitted from the fan assembly, and controlling the emission direction of the fan assembly such that the emitted airflow oscillates through the selected angle of oscillation with the oscillation of the emitted airflow being centered at the central emission direction.

Abstract: A fan assembly for generating an air flow within a room includes an annular casing which defines an interior passage. The interior passage includes an air inlet, and houses, downstream from the air inlet, an impeller and a motor for driving the impeller to draw an air flow through the air inlet and into the fan assembly. The interior passage also has an air outlet from which at least a portion of the air flow is emitted from the fan assembly. The annular casing defines a bore about which the interior passage extends and through which a secondary air flow from outside the fan assembly is drawn by the air emitted from the air outlet.

Abstract: A fan assembly for generating an air flow within a room includes an impeller and a motor for driving the impeller to draw an air flow into the fan assembly, and a casing having an interior passage with a scroll section having a cross-sectional area that decreases from a scroll inlet section to a scroll outlet section. The scroll inlet section has an inlet port for receiving the air flow and the scroll outlet section has an outlet port for returning a first portion of the air flow to the scroll inlet section. The scroll section includes an air outlet for emitting a second portion of the air flow from the casing. The casing defines a bore through which air from outside the fan assembly is drawn by the air emitted from the air outlet.

Abstract: A fan assembly for generating an air flow within a room includes an impeller and a motor for driving the impeller to draw an air flow into the fan assembly, and a casing having a continuous interior passage with a tangential air inlet through which the air flow enters the interior passage and at least one air outlet for emitting at least a portion of the air flow. The casing defines a bore about which the interior passage extends and through which air from outside the fan assembly is drawn by the air emitted from said at least one air outlet.

Abstract: A fan assembly for generating an air flow within a room includes an annular casing which defines an interior passage. The interior passage includes an air inlet, and houses, downstream from the air inlet, an impeller and a motor for driving the impeller to draw an air flow through the air inlet and into the fan assembly. The interior passage also has an air outlet from which at least a portion of the air flow is emitted from the fan assembly. The annular casing defines a bore about which the interior passage extends and through which a secondary air flow from outside the fan assembly is drawn by the air emitted from the air outlet.

Abstract: A fan assembly for generating an air flow within a room includes an impeller and a motor for driving the impeller to draw an air flow into the fan assembly, and a casing having an interior passage with a scroll section having a cross-sectional area that decreases from a scroll inlet section to a scroll outlet section. The scroll inlet section has an inlet port for receiving the air flow and the scroll outlet section has an outlet port for returning a first portion of the air flow to the scroll inlet section. The scroll section includes an air outlet for emitting a second portion of the air flow from the casing. The casing defines a bore through which air from outside the fan assembly is drawn by the air emitted from the air outlet.

Abstract: A fan assembly for generating an air flow within a room includes an annular casing which defines an interior passage. The interior passage includes an air inlet, and houses, downstream from the air inlet, an impeller and a motor for driving the impeller to draw an air flow through the air inlet and into the fan assembly. The interior passage also has an air outlet from which at least a portion of the air flow is emitted from the fan assembly. The annular casing defines a bore about which the interior passage extends and through which a secondary air flow from outside the fan assembly is drawn by the air emitted from the air outlet.

Abstract: A fan assembly for generating an air flow within a room includes an impeller and a motor for driving the impeller to draw an air flow into the fan assembly, and a casing having a continuous interior passage with a tangential air inlet through which the air flow enters the interior passage and at least one air outlet for emitting at least a portion of the air flow. The casing defines a bore about which the interior passage extends and through which air from outside the fan assembly is drawn by the air emitted from said at least one air outlet.

Abstract: A training apparatus (500) for use with an external defibrillator is provided, the external defibrillator being responsive to a first electrode and a second electrode, including: a transparent layer having a first electrode attachment region defining an opening sized to receive the first electrode; a signal conductor disposed proximate the first electrode attachment region, the signal conductor having a transfer path, the transfer path operable to provide communication between the first electrode and the second electrode, when the first electrode and the second electrode are disposed on the training apparatus; and a two-dimensional representation of an anterior portion of a defibribation subject, identificable through the transparent layer, having the first electrode attachment region arranged thereon in a manner that defines a preferred plancement area of the first electrode on the defibrillation subject.

Abstract: A method for operating an automatic external defibrillator (AED) prompts an operator about proper operation of the automatic external defibrillator and placement of the electrodes to ensure rapid and proper operation. Depending upon a state of a pad storage compartment, upon activation the AED issues an initial prompt, pauses after the initial prompt and then issues a second prompt. The AED also determines whether the pads have been removed from a liner and if so, issues a pad application prompt. The AED next determines whether both pads have been placed and if so, analyzes an impedance signal and if the impedance signal is erratic, issues a pad correction prompt. The AED also issues the pad correction prompt if the pads are removed from the liner but never go on the patient.

Abstract: A method and apparatus for training a user to operate an external defibrillator, usable in a therapy or training mode, which includes an energy source; an electrode interface responsive to an electrode arrangeable on a release liner and configured for placement on a subject; and an energy delivery system operable to selectively deliver electrical energy from the energy source to the electrode via the electrode interface. The method includes: when the electrode is coupled to the electrode interface, receiving an input signal from the electrode, prior to placement of the electrode on the subject; based on the input signal, identifying a degree of electrical connectivity along an electrical path including the electrode; based on the determined degree of electrical conductivity, advancing the external defibrillator from a first training state to a second training state; and issuing a training state notification indicating advancement from the first training state to the second training state.

Abstract: A training apparatus (500) for use with an external defibrillator is provided, the external defibrillator being responsive to a first electrode and a second electrode, including: a transparent layer having a first electrode attachment region defining an opening sized to receive the first electrode; a signal conductor disposed proximate the first electrode attachment region, the signal conductor having a transfer path, the transfer path operable to provide communication between the first electrode and the second electrode, when the first electrode and the second electrode are disposed on the training apparatus; and a two-dimensional representation of an anterior portion of a defibribation subject, identificable through the transparent layer, having the first electrode attachment region arranged thereon in a manner that defines a preferred plancement area of the first electrode on the defibrillation subject.

Abstract: Methods, systems, and computer program products analyze and resolve Internet service problems. A method involves receiving via a user interface consumer data associated with a request for Internet service problem analysis and resolution, triggering a query to retrieve additional data, and querying one or more systems to fulfill the request. The method further involves retrieving from the systems, information associated with fulfilling the request, identifying the Internet Service problem, and rendering in real time the Internet service problem via the user interface. Still further the method involves rendering and enabling a command to fix the Internet service problem in response to identifying the Internet service problem, receiving a selection of the command to fix the Internet service problem, fixing the Internet service problem in substantially real time, and rendering notice of the fix and disabling the command to fix the Internet service problem.

Abstract: The formation of uniformly high quality abrasive compacts, especially cubic boron nitride compacts, is achieved by employing a substrate material (comprising a carbide such as tungsten carbide and a ferrous metal such as cobalt) having a titanium content of not greater than 100 ppm as shown by analysis. Preferably, the maximum tantalum content is also not greater than 100 ppm.