Patents by Inventor James B. O'Connell

James B. O'Connell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20100094735
    Abstract: Techniques for defining and customizing payment rules and automatically paying charges in accordance with the rules is described. A charge is settled and the charge is posted to an account, for example a credit card account, in the form of a settlement record. An automated payments engine compares the settlement record against payment conditions of one or more payment rules. If a payment condition is satisfied, the automated payments engine initiates a payment according to a payment method associated with the satisfied payment condition.
    Type: Application
    Filed: May 7, 2009
    Publication date: April 15, 2010
    Inventors: Charles Reynolds, Edward J. Hogan, Mary Jo Winterer, James B. O'Connell, John Burkley