Patents by Inventor James BRIGHTER

James BRIGHTER has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12289430
    Abstract: Systems for performing instant optical character recognition (OCR) of documents to be uploaded to a server process for allowing mid-stream adjustments during the document upload process. are disclosed. A system may include a mobile device with a document upload application and a backend system to which a document is to be uploaded. The backend system may initiate the OCR process automatically upon receiving images of documents to be uploaded and provide options to the document upload application for managing the upload process based on the results of the OCR process.
    Type: Grant
    Filed: January 3, 2023
    Date of Patent: April 29, 2025
    Assignee: Capital One Services, LLC
    Inventors: Keegan Franklin, Christopher Gregory, Keane Ellis, James Brighter, John Maillett, Suranya Jayan Schott, Karin Gonzalez, Xinfeng Dong, Charlie Hung
  • Publication number: 20250117762
    Abstract: A computer implemented method, system and non-transitory computer-readable device for a remote deposit environment. Upon receiving a user request, based on interactions with the UI, the method implements an electronic deposit of a financial instrument by activating a camera on the client device to generate a live stream of image data of a field of view of at least one camera, wherein the live stream includes imagery of at least a portion of the financial instrument. The method continues by extracting in real-time, based on the formation of byte array objects from the live stream of image data, data fields from a ranked sequence of imagery to be processed by an optical character recognition (OCR) program resident on the client device. The OCR process extracts one or more data fields from of the financial instrument that are communicated to a remote deposit server to complete the electronic deposit.
    Type: Application
    Filed: November 7, 2023
    Publication date: April 10, 2025
    Applicant: Capital One Services, LLC
    Inventors: Keegan FRANKLIN, James BRIGHTER, Megan OBRIEN, John MAILLETT, Jane JUSTIZ
  • Publication number: 20250104032
    Abstract: A computer implemented method, system and non-transitory computer-readable device for a remote deposit environment activating, on a client device, a financial application, wherein the financial application is configured to instantiate a customer interface (UI) on the client device. Upon receiving a customer request, based on interactions with the UI, the method implements an electronic deposit of a financial instrument by activating a camera on the client device to generate a live stream of image data of a field of view of at least one camera, wherein the live stream includes imagery of at least a portion of the financial instrument. The method continues by extracting, based on the live stream of image data and by an optical character recognition program resident on the client device, one or more data fields from the financial instrument and communicating the extracted one or more data fields to a remote deposit server to complete the electronic deposit.
    Type: Application
    Filed: November 7, 2023
    Publication date: March 27, 2025
    Applicant: Capital One Services, LLC
    Inventors: Keegan FRANKLIN, James BRIGHTER, Megan OBRIEN, John MAILLETT, Jane JUSTIZ
  • Patent number: 12260381
    Abstract: A computer implemented method, system and non-transitory computer-readable device for a remote deposit environment activating, on a client device, a financial application, wherein the financial application is configured to instantiate a customer interface (UI) on the client device. Upon receiving a customer request, based on interactions with the UI, the method implements an electronic deposit of a financial instrument by activating a camera on the client device to generate a live stream of image data of a field of view of at least one camera, wherein the live stream includes imagery of at least a portion of the financial instrument. The method continues by extracting, based on the live stream of image data and by an optical character recognition program resident on the client device, one or more data fields from the financial instrument and communicating the extracted one or more data fields to a remote deposit server to complete the electronic deposit.
    Type: Grant
    Filed: November 7, 2023
    Date of Patent: March 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Keegan Franklin, James Brighter, Megan OBrien, John Maillett, Jane Justiz
  • Publication number: 20240296687
    Abstract: Systems for detecting and resolving exceptions during a document upload process are disclosed. The system can receive, via a document upload application installed on user equipment, a document to be uploaded to a user account maintained by the system. An OCR component may be used to detect exceptions associated with the document and the system may include a component to handle any detected exceptions to prevent termination of the document upload process.
    Type: Application
    Filed: March 2, 2023
    Publication date: September 5, 2024
    Applicant: Capital One Services, LLC
    Inventors: Keegan FRANKLIN, Carlos GRASSO, Suranya Jayan SCHOTT, James BRIGHTER, Thomas R. KUKLINSKI
  • Publication number: 20240296688
    Abstract: Systems for detecting and resolving exceptions associated with document irregularities during a document upload process are disclosed. One example of an irregularity is a deviation from an expected standard format for a document type of the document. The system can receive, via a document upload application installed on user equipment, a document to be uploaded to a user account maintained by the system. An OCR component may be used to detect exceptions associated with the document and the system may include a component to handle any detected exceptions to prevent termination of the document upload process.
    Type: Application
    Filed: March 2, 2023
    Publication date: September 5, 2024
    Applicant: Capital One Services, LLC
    Inventors: Keegan FRANKLIN, Suranya Jayan SCHOTT, James BRIGHTER, Thomas R. KUKLINSKI
  • Publication number: 20240223708
    Abstract: Systems for performing instant optical character recognition (OCR) of documents to be uploaded to a server process for allowing mid-stream adjustments during the document upload process. are disclosed. A system may include a mobile device with a document upload application and a backend system to which a document is to be uploaded. The backend system may initiate the OCR process automatically upon receiving images of documents to be uploaded and provide options to the document upload application for managing the upload process based on the results of the OCR process.
    Type: Application
    Filed: January 3, 2023
    Publication date: July 4, 2024
    Applicant: Capital One Services, LLC
    Inventors: Keegan FRANKLIN, Christopher GREGORY, Keane ELLIS, James BRIGHTER, John MAILLETT, Suranya Jayan SCHOTT, Karin GONZALEZ, Xinfeng DONG, Charlie HUNG
  • Publication number: 20240221406
    Abstract: Systems for performing signature-based techniques on document during a document upload process are disclosed. During the document upload process, a document upload application may determine whether signature is required on the document to be uploaded and whether the required signature is present on the document. Upon determining that a signature is required but is missing from the document, document upload application may retrieve and merge the required signature with the document as part of the document upload process.
    Type: Application
    Filed: January 3, 2023
    Publication date: July 4, 2024
    Applicant: Capital One Services, LLC
    Inventors: Keegan FRANKLIN, James BRIGHTER, John MAILLETT, Karin GONZALEZ, Suranya Jayan SCHOTT
  • Publication number: 20240221409
    Abstract: Systems for document type detection during a document upload process are disclosed. Character recognition processes are performed on images of a document being uploaded to a backend system. The character recognition processes may identify different subsets of characters in the document which are used to identify the document type. Subsets of characters may include keywords and account characters and each subset may be processed by a different character recognition process. One or both of the subsets of characters may be used to identify the document type and the identified document type may be used to decide whether to proceed with the document upload process.
    Type: Application
    Filed: January 3, 2023
    Publication date: July 4, 2024
    Applicant: Capital One Services, LLC
    Inventors: Suranya Jayan SCHOTT, James BRIGHTER, John MAILLETT, Keegan FRANKLIN