Patents by Inventor James C. Noe
James C. Noe has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 11948134Abstract: Point of sale (POS) devices, systems, and methods disclosed herein enable payments by merchants to non-customers, such as to employees of the merchant. A point of sale system of the merchant determines an amount of a payment to be made by the merchant to the employee. The point of sale system transmits payment instructions for executing the payment to a payment system provider computing system. The funds are made available in a bank account of the employee instantly or near instantly.Type: GrantFiled: January 9, 2023Date of Patent: April 2, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Theresa Ann Clements, Daniel David, Shane D. Eaton, Albert Hwu, Derek D. Mohr, James C. Noe, Jacob T. Orth, Michelle E. Ziolkowski
-
Patent number: 11551190Abstract: Point of sale (POS) devices, systems, and methods disclosed herein enable payments by merchants to non-customers, such as to employees of the merchant. A point of sale system of the merchant determines an amount of a payment to be made by the merchant to the employee. The point of sale system transmits payment instructions for executing the payment to a payment system provider computing system. The funds are made available in a bank account of the employee instantly or near instantly.Type: GrantFiled: June 3, 2019Date of Patent: January 10, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Theresa Ann Clements, Daniel David, Shane D. Eaton, Albert Hwu, Derek D. Mohr, James C. Noe, Jacob T. Orth, Michelle E. Ziolkowski
-
Publication number: 20220414636Abstract: A method, at a mobile device, of assigning a preferred payment application stored on the mobile device to a merchant, the method comprising the steps of: receiving a selection of a merchant at the mobile device; receiving a selection of a preferred payment application; and mapping the payment application to the merchant by creating a record containing an application identifier and a merchant identifier.Type: ApplicationFiled: September 2, 2022Publication date: December 29, 2022Inventors: James C. Noe, Ian D. A. Maddocks, Sowmya R. Lakka
-
Patent number: 11455612Abstract: A method, at a mobile device, of assigning a preferred payment application stored on the mobile device to a merchant, the method comprising the steps of: receiving a selection of a merchant at the mobile device; receiving a selection of a preferred payment application; and mapping the payment application to the merchant by creating a record containing an application identifier and a merchant identifier.Type: GrantFiled: September 18, 2015Date of Patent: September 27, 2022Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: James C Noe, Ian D A Maddocks, Sowmya R Lakka
-
Patent number: 10062077Abstract: A first request for a transfer of data is transmitted in response to the use of a user device; it is determined that the first request for the transfer of data has been declined; an event is detected that indicates that the transfer of data in response to the use of the user device can be accepted; and a second request for the transfer of data is transmitted in dependence on detecting that the event has occurred.Type: GrantFiled: July 16, 2017Date of Patent: August 28, 2018Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Edward W. Judge, Anouska Ladds, Michael J. Cowen, James C. Noe
-
Patent number: 9916696Abstract: A method of inspecting a user device of a user of a transport system includes obtaining, by a portable inspection device, identification data of a user device of a user of a transport system; generating an inspection result of the user device, by an inspection system, in dependence on the read identification data and an item in a record within a database, wherein the record comprises a plurality of items each relating to entry data of a respective user device of a respective of users of the transport system; and conveying, by the portable inspection device, the result of the inspection.Type: GrantFiled: December 12, 2016Date of Patent: March 13, 2018Assignee: MASTERCARD INTERNATIONAL INCORPORATED PURCHASEInventors: Michael J. Cowen, James C. Noe
-
Publication number: 20170316413Abstract: A first request for a transfer of data is transmitted in response to the use of a user device; it is determined that the first request for the transfer of data has been declined; an event is detected that indicates that the transfer of data in response to the use of the user device can be accepted; and a second request for the transfer of data is transmitted in dependence on detecting that the event has occurred.Type: ApplicationFiled: July 16, 2017Publication date: November 2, 2017Inventors: Edward W. Judge, Anouska Ladds, Michael J. Cowen, James C. Noe
-
Patent number: 9727865Abstract: A first request for a transfer of data is transmitted in response to the use of a user device; it is determined that the first request for the transfer of data has been declined; an event is detected that indicates that the transfer of data in response to the use of the user device can be accepted; and a second request for the transfer of data is transmitted in dependence on detecting that the event has occurred.Type: GrantFiled: March 18, 2015Date of Patent: August 8, 2017Assignee: Mastercard International Incorporated PurchaseInventors: Edward W. Judge, Anouska Ladds, Michael J. Cowen, James C. Noe
-
Publication number: 20170092016Abstract: A method of inspecting a user device of a user of a transport system includes obtaining, by a portable inspection device, identification data of a user device of a user of a transport system; generating an inspection result of the user device, by an inspection system, in dependence on the read identification data and an item in a record within a database, wherein the record comprises a plurality of items each relating to entry data of a respective user device of a respective of users of the transport system; and conveying, by the portable inspection device, the result of the inspection.Type: ApplicationFiled: December 12, 2016Publication date: March 30, 2017Inventors: Michael J. Cowen, James C. Noe
-
Patent number: 9520003Abstract: A method of inspecting a user device of a user of a transport system includes obtaining, by a portable inspection device, identification data of a user device of a user of a transport system; generating an inspection result of the user device, by an inspection system, in dependence on the read identification data and an item in a record within a database, wherein the record comprises a plurality of items each relating to entry data of a respective user device of a respective of users of the transport system; and conveying, by the portable inspection device, the result of the inspection.Type: GrantFiled: March 18, 2015Date of Patent: December 13, 2016Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Michael J. Cowen, James C. Noe
-
Publication number: 20160140535Abstract: A method, at a mobile device, of assigning a preferred payment application stored on the mobile device to a merchant, the method comprising the steps of: receiving a selection of a merchant at the mobile device; receiving a selection of a preferred payment application; and mapping the payment application to the merchant by creating a record containing an application identifier and a merchant identifier.Type: ApplicationFiled: September 18, 2015Publication date: May 19, 2016Inventors: James C. Noe, Ian D. A. Maddocks, Sowmya R. Lakka
-
Publication number: 20160071100Abstract: Methods and systems for processing transactions initiated at unattended terminals using user devices without visible credentials, and providing services concerning such transactions, are disclosed. A first party issues a set of pseudo credentials for a user device responsive to authorisation request data concerning a transaction initiated with a second party using the user device and provides the pseudo credentials to the second party, who maps such pseudo credentials to real credentials of the user device acquired from the user device during the transaction. The pseudo credentials are also provided to a user of the user device who submits such pseudo credentials to the second party during a subsequent enquiry concerning the transaction. To authenticate the user device, the second party requests authorisation from the first party using the pseudo credentials.Type: ApplicationFiled: September 4, 2015Publication date: March 10, 2016Inventors: James C. Noe, Michael J. Cowen, Sagitha George, David A. Roberts, Anouska Ladds
-
Publication number: 20150269572Abstract: A first request for a transfer of data is transmitted in response to the use of a user device; it is determined that the first request for the transfer of data has been declined; an event is detected that indicates that the transfer of data in response to the use of the user device can be accepted; and a second request for the transfer of data is transmitted in dependence on detecting that the event has occurred.Type: ApplicationFiled: March 18, 2015Publication date: September 24, 2015Inventors: Edward W. Judge, Anouska Ladds, Michael J. Cowen, James C. Noe
-
Publication number: 20150269786Abstract: A method of inspecting a user device of a user of a transport system includes obtaining, by a portable inspection device, identification data of a user device of a user of a transport system; generating an inspection result of the user device, by an inspection system, in dependence on the read identification data and an item in a record within a database, wherein the record comprises a plurality of items each relating to entry data of a respective user device of a respective of users of the transport system; and conveying, by the portable inspection device, the result of the inspection.Type: ApplicationFiled: March 18, 2015Publication date: September 24, 2015Inventors: Michael J. Cowen, James C. Noe
-
Publication number: 20150206110Abstract: A computer-implemented method of automatically transferring data to each of one or more data receivers includes, for each data receiver: automatically determining if the current data within the data receiver meets a requirement for an automatic transfer of data to the data receiver to be performed; and, in dependence on the requirement being met: automatically attempting to transfer data from a first data source to the data receiver in dependence on the data within the first data source; and, if the attempt to transfer data is not successful, automatically transferring data from one of one or more further data sources, in dependence on the data within the one of the one or more data sources, to the data receiver. Advantageously, a user's experience is improved both due to the increased amount of control that a user has and the improved functionality of the system.Type: ApplicationFiled: December 17, 2014Publication date: July 23, 2015Inventors: James C. Noe, Michael J. Cowen, Jason Field
-
Publication number: 20150124965Abstract: Disclosed herein is a method of generating a document comprising verification data, the method comprising: obtaining data for inclusion on a document, wherein the obtained data includes verification data; encrypting the verification data; generating a machine readable code comprising the encrypted verification data; and generating a document comprising both the obtained data in a non-encrypted form and the machine readable code. Advantageously, an entity that is required to verify the document can decrypt the machine readable code to obtain the verification data. The encrypted nature of the data within the machine readable code ensures that the data is secure and the verification reliable.Type: ApplicationFiled: November 4, 2014Publication date: May 7, 2015Inventors: James C. Noe, Michael J. Cowen
-
Patent number: 5497615Abstract: A small gas turbine generator set comprising a rotating group and combustor contained within a circumferential recuperator. The rotating group comprises an alternator rotor on a common shaft with a turbine wheel and compressor impeller, supported by double acting complaint foil thrust bearings and a radial compliant foil bearing. The circumferential recuperator consists of a plurality of apertured boundary foils having embossments for structurally spacing the foils apart, arranged to provide the flow channels, manifolds, and structure to permit the existence of differential pressure between each surface of the foil. The circumferential recuperator is unitarily constructed surrounding the rotating group and combustor wherein the inflowing air is heated by the recuperator before entering the combustor.Type: GrantFiled: March 21, 1994Date of Patent: March 12, 1996Inventors: James C. Noe, Robert D. McKeirnan, Jr.
-
Patent number: 4445639Abstract: An air conditioning system of the air cycle heat pump type for selectively heating and cooling a residence or similar space environment. In one embodiment, a combustor and associated Brayton cycle turbine provide the primary drive to a compressor constituting the heat pump. In a second embodiment, the Brayton turbine is replaced by an electric motor coupled to drive the compressor shaft. An auxiliary turbine is also coupled to the drive shaft to provide auxiliary drive derived from the operation of a portion of the system at sub-atmospheric pressure. In this portion, during the cooling mode, water is evaporated into the system to further assist in cooling by removing the latent heat of vaporization.Type: GrantFiled: September 2, 1982Date of Patent: May 1, 1984Assignee: The Garrett CorporationInventors: Robert C. Kinsell, James C. Noe
-
Patent number: 4444021Abstract: An air conditioning system of the air cycle heat pump type for selectively heating and cooling a residence or similar space environment. In one embodiment, a combustor and associated Brayton cycle turbine provide the primary drive to a compressor constituting the heat pump. In a second embodiment, the Brayton turbine is replaced by an electric motor coupled to drive the compressor shaft. An auxiliary turbine is also coupled to the drive shaft to provide auxiliary drive derived from the operation of a portion of the system at sub-atmospheric pressure. In this portion, during the cooling mode, water is evaporated into the system to further assist in cooling by removing the latent heat of vaporization.Type: GrantFiled: September 2, 1982Date of Patent: April 24, 1984Assignee: The Garrett CorporationInventors: Robert C. Kinsell, James C. Noe
-
Patent number: 4444018Abstract: An air conditioning system of the air cycle heat pump type for selectively heating and cooling a residence or similar space environment. In one embodiment, a combustor and associated Brayton cycle turbine provide the primary drive to a compressor constituting the heat pump. In a second embodiment, the Brayton turbine is replaced by an electric motor coupled to drive the compressor shaft. An auxiliary turbine is also coupled to the drive shaft to provide auxiliary drive derived from the operation of a portion of the system at sub-atmospheric pressure. In this portion, during the cooling mode, water is evaporated into the system to further assist in cooling by removing the latent heat of vaporization.Type: GrantFiled: September 2, 1982Date of Patent: April 24, 1984Assignee: The Garrett CorporationInventors: Robert C. Kinsell, James C. Noe