Patents by Inventor James C. Noe

James C. Noe has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11948134
    Abstract: Point of sale (POS) devices, systems, and methods disclosed herein enable payments by merchants to non-customers, such as to employees of the merchant. A point of sale system of the merchant determines an amount of a payment to be made by the merchant to the employee. The point of sale system transmits payment instructions for executing the payment to a payment system provider computing system. The funds are made available in a bank account of the employee instantly or near instantly.
    Type: Grant
    Filed: January 9, 2023
    Date of Patent: April 2, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Theresa Ann Clements, Daniel David, Shane D. Eaton, Albert Hwu, Derek D. Mohr, James C. Noe, Jacob T. Orth, Michelle E. Ziolkowski
  • Patent number: 11551190
    Abstract: Point of sale (POS) devices, systems, and methods disclosed herein enable payments by merchants to non-customers, such as to employees of the merchant. A point of sale system of the merchant determines an amount of a payment to be made by the merchant to the employee. The point of sale system transmits payment instructions for executing the payment to a payment system provider computing system. The funds are made available in a bank account of the employee instantly or near instantly.
    Type: Grant
    Filed: June 3, 2019
    Date of Patent: January 10, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Theresa Ann Clements, Daniel David, Shane D. Eaton, Albert Hwu, Derek D. Mohr, James C. Noe, Jacob T. Orth, Michelle E. Ziolkowski
  • Publication number: 20220414636
    Abstract: A method, at a mobile device, of assigning a preferred payment application stored on the mobile device to a merchant, the method comprising the steps of: receiving a selection of a merchant at the mobile device; receiving a selection of a preferred payment application; and mapping the payment application to the merchant by creating a record containing an application identifier and a merchant identifier.
    Type: Application
    Filed: September 2, 2022
    Publication date: December 29, 2022
    Inventors: James C. Noe, Ian D. A. Maddocks, Sowmya R. Lakka
  • Patent number: 11455612
    Abstract: A method, at a mobile device, of assigning a preferred payment application stored on the mobile device to a merchant, the method comprising the steps of: receiving a selection of a merchant at the mobile device; receiving a selection of a preferred payment application; and mapping the payment application to the merchant by creating a record containing an application identifier and a merchant identifier.
    Type: Grant
    Filed: September 18, 2015
    Date of Patent: September 27, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: James C Noe, Ian D A Maddocks, Sowmya R Lakka
  • Patent number: 10062077
    Abstract: A first request for a transfer of data is transmitted in response to the use of a user device; it is determined that the first request for the transfer of data has been declined; an event is detected that indicates that the transfer of data in response to the use of the user device can be accepted; and a second request for the transfer of data is transmitted in dependence on detecting that the event has occurred.
    Type: Grant
    Filed: July 16, 2017
    Date of Patent: August 28, 2018
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Edward W. Judge, Anouska Ladds, Michael J. Cowen, James C. Noe
  • Patent number: 9916696
    Abstract: A method of inspecting a user device of a user of a transport system includes obtaining, by a portable inspection device, identification data of a user device of a user of a transport system; generating an inspection result of the user device, by an inspection system, in dependence on the read identification data and an item in a record within a database, wherein the record comprises a plurality of items each relating to entry data of a respective user device of a respective of users of the transport system; and conveying, by the portable inspection device, the result of the inspection.
    Type: Grant
    Filed: December 12, 2016
    Date of Patent: March 13, 2018
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED PURCHASE
    Inventors: Michael J. Cowen, James C. Noe
  • Publication number: 20170316413
    Abstract: A first request for a transfer of data is transmitted in response to the use of a user device; it is determined that the first request for the transfer of data has been declined; an event is detected that indicates that the transfer of data in response to the use of the user device can be accepted; and a second request for the transfer of data is transmitted in dependence on detecting that the event has occurred.
    Type: Application
    Filed: July 16, 2017
    Publication date: November 2, 2017
    Inventors: Edward W. Judge, Anouska Ladds, Michael J. Cowen, James C. Noe
  • Patent number: 9727865
    Abstract: A first request for a transfer of data is transmitted in response to the use of a user device; it is determined that the first request for the transfer of data has been declined; an event is detected that indicates that the transfer of data in response to the use of the user device can be accepted; and a second request for the transfer of data is transmitted in dependence on detecting that the event has occurred.
    Type: Grant
    Filed: March 18, 2015
    Date of Patent: August 8, 2017
    Assignee: Mastercard International Incorporated Purchase
    Inventors: Edward W. Judge, Anouska Ladds, Michael J. Cowen, James C. Noe
  • Publication number: 20170092016
    Abstract: A method of inspecting a user device of a user of a transport system includes obtaining, by a portable inspection device, identification data of a user device of a user of a transport system; generating an inspection result of the user device, by an inspection system, in dependence on the read identification data and an item in a record within a database, wherein the record comprises a plurality of items each relating to entry data of a respective user device of a respective of users of the transport system; and conveying, by the portable inspection device, the result of the inspection.
    Type: Application
    Filed: December 12, 2016
    Publication date: March 30, 2017
    Inventors: Michael J. Cowen, James C. Noe
  • Patent number: 9520003
    Abstract: A method of inspecting a user device of a user of a transport system includes obtaining, by a portable inspection device, identification data of a user device of a user of a transport system; generating an inspection result of the user device, by an inspection system, in dependence on the read identification data and an item in a record within a database, wherein the record comprises a plurality of items each relating to entry data of a respective user device of a respective of users of the transport system; and conveying, by the portable inspection device, the result of the inspection.
    Type: Grant
    Filed: March 18, 2015
    Date of Patent: December 13, 2016
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Michael J. Cowen, James C. Noe
  • Publication number: 20160140535
    Abstract: A method, at a mobile device, of assigning a preferred payment application stored on the mobile device to a merchant, the method comprising the steps of: receiving a selection of a merchant at the mobile device; receiving a selection of a preferred payment application; and mapping the payment application to the merchant by creating a record containing an application identifier and a merchant identifier.
    Type: Application
    Filed: September 18, 2015
    Publication date: May 19, 2016
    Inventors: James C. Noe, Ian D. A. Maddocks, Sowmya R. Lakka
  • Publication number: 20160071100
    Abstract: Methods and systems for processing transactions initiated at unattended terminals using user devices without visible credentials, and providing services concerning such transactions, are disclosed. A first party issues a set of pseudo credentials for a user device responsive to authorisation request data concerning a transaction initiated with a second party using the user device and provides the pseudo credentials to the second party, who maps such pseudo credentials to real credentials of the user device acquired from the user device during the transaction. The pseudo credentials are also provided to a user of the user device who submits such pseudo credentials to the second party during a subsequent enquiry concerning the transaction. To authenticate the user device, the second party requests authorisation from the first party using the pseudo credentials.
    Type: Application
    Filed: September 4, 2015
    Publication date: March 10, 2016
    Inventors: James C. Noe, Michael J. Cowen, Sagitha George, David A. Roberts, Anouska Ladds
  • Publication number: 20150269572
    Abstract: A first request for a transfer of data is transmitted in response to the use of a user device; it is determined that the first request for the transfer of data has been declined; an event is detected that indicates that the transfer of data in response to the use of the user device can be accepted; and a second request for the transfer of data is transmitted in dependence on detecting that the event has occurred.
    Type: Application
    Filed: March 18, 2015
    Publication date: September 24, 2015
    Inventors: Edward W. Judge, Anouska Ladds, Michael J. Cowen, James C. Noe
  • Publication number: 20150269786
    Abstract: A method of inspecting a user device of a user of a transport system includes obtaining, by a portable inspection device, identification data of a user device of a user of a transport system; generating an inspection result of the user device, by an inspection system, in dependence on the read identification data and an item in a record within a database, wherein the record comprises a plurality of items each relating to entry data of a respective user device of a respective of users of the transport system; and conveying, by the portable inspection device, the result of the inspection.
    Type: Application
    Filed: March 18, 2015
    Publication date: September 24, 2015
    Inventors: Michael J. Cowen, James C. Noe
  • Publication number: 20150206110
    Abstract: A computer-implemented method of automatically transferring data to each of one or more data receivers includes, for each data receiver: automatically determining if the current data within the data receiver meets a requirement for an automatic transfer of data to the data receiver to be performed; and, in dependence on the requirement being met: automatically attempting to transfer data from a first data source to the data receiver in dependence on the data within the first data source; and, if the attempt to transfer data is not successful, automatically transferring data from one of one or more further data sources, in dependence on the data within the one of the one or more data sources, to the data receiver. Advantageously, a user's experience is improved both due to the increased amount of control that a user has and the improved functionality of the system.
    Type: Application
    Filed: December 17, 2014
    Publication date: July 23, 2015
    Inventors: James C. Noe, Michael J. Cowen, Jason Field
  • Publication number: 20150124965
    Abstract: Disclosed herein is a method of generating a document comprising verification data, the method comprising: obtaining data for inclusion on a document, wherein the obtained data includes verification data; encrypting the verification data; generating a machine readable code comprising the encrypted verification data; and generating a document comprising both the obtained data in a non-encrypted form and the machine readable code. Advantageously, an entity that is required to verify the document can decrypt the machine readable code to obtain the verification data. The encrypted nature of the data within the machine readable code ensures that the data is secure and the verification reliable.
    Type: Application
    Filed: November 4, 2014
    Publication date: May 7, 2015
    Inventors: James C. Noe, Michael J. Cowen
  • Patent number: 5497615
    Abstract: A small gas turbine generator set comprising a rotating group and combustor contained within a circumferential recuperator. The rotating group comprises an alternator rotor on a common shaft with a turbine wheel and compressor impeller, supported by double acting complaint foil thrust bearings and a radial compliant foil bearing. The circumferential recuperator consists of a plurality of apertured boundary foils having embossments for structurally spacing the foils apart, arranged to provide the flow channels, manifolds, and structure to permit the existence of differential pressure between each surface of the foil. The circumferential recuperator is unitarily constructed surrounding the rotating group and combustor wherein the inflowing air is heated by the recuperator before entering the combustor.
    Type: Grant
    Filed: March 21, 1994
    Date of Patent: March 12, 1996
    Inventors: James C. Noe, Robert D. McKeirnan, Jr.
  • Patent number: 4445639
    Abstract: An air conditioning system of the air cycle heat pump type for selectively heating and cooling a residence or similar space environment. In one embodiment, a combustor and associated Brayton cycle turbine provide the primary drive to a compressor constituting the heat pump. In a second embodiment, the Brayton turbine is replaced by an electric motor coupled to drive the compressor shaft. An auxiliary turbine is also coupled to the drive shaft to provide auxiliary drive derived from the operation of a portion of the system at sub-atmospheric pressure. In this portion, during the cooling mode, water is evaporated into the system to further assist in cooling by removing the latent heat of vaporization.
    Type: Grant
    Filed: September 2, 1982
    Date of Patent: May 1, 1984
    Assignee: The Garrett Corporation
    Inventors: Robert C. Kinsell, James C. Noe
  • Patent number: 4444021
    Abstract: An air conditioning system of the air cycle heat pump type for selectively heating and cooling a residence or similar space environment. In one embodiment, a combustor and associated Brayton cycle turbine provide the primary drive to a compressor constituting the heat pump. In a second embodiment, the Brayton turbine is replaced by an electric motor coupled to drive the compressor shaft. An auxiliary turbine is also coupled to the drive shaft to provide auxiliary drive derived from the operation of a portion of the system at sub-atmospheric pressure. In this portion, during the cooling mode, water is evaporated into the system to further assist in cooling by removing the latent heat of vaporization.
    Type: Grant
    Filed: September 2, 1982
    Date of Patent: April 24, 1984
    Assignee: The Garrett Corporation
    Inventors: Robert C. Kinsell, James C. Noe
  • Patent number: 4444018
    Abstract: An air conditioning system of the air cycle heat pump type for selectively heating and cooling a residence or similar space environment. In one embodiment, a combustor and associated Brayton cycle turbine provide the primary drive to a compressor constituting the heat pump. In a second embodiment, the Brayton turbine is replaced by an electric motor coupled to drive the compressor shaft. An auxiliary turbine is also coupled to the drive shaft to provide auxiliary drive derived from the operation of a portion of the system at sub-atmospheric pressure. In this portion, during the cooling mode, water is evaporated into the system to further assist in cooling by removing the latent heat of vaporization.
    Type: Grant
    Filed: September 2, 1982
    Date of Patent: April 24, 1984
    Assignee: The Garrett Corporation
    Inventors: Robert C. Kinsell, James C. Noe