Abstract: Embodiments relate to a cart assembly having a lower deck, an upper deck, and a gantry. The lower deck has designated areas for empty containers and for filled containers. The gantry includes a gripper system configured to grab at least one container from the empty-container staging area and transport it to a receiving site, where a crop harvesting apparatus deposits a crop in the container. Once the container is filled, the gantry moves the filled container so as to position it within a filled-container staging area of the lower deck. The gripper system then releases the container. The process is continued while the cart assembly is transported throughout a crop harvesting facility to harvest crops.

Abstract: Embodiments relate to a cart assembly having a lower deck, an upper deck, and a gantry. The lower deck has designated areas for empty containers and for filled containers. The gantry includes a gripper system configured to grab at least one container from the empty-container staging area and transport it to a receiving site, where a crop harvesting apparatus deposits a crop in the container. Once the container is filled, the gantry moves the filled container so as to position it within a filled-container staging area of the lower deck. The gripper system then releases the container. The process is continued while the cart assembly is transported throughout a crop harvesting facility to harvest crops.

Abstract: A method of structuring a life insurance product includes: selecting one or more insureds from a pool of applicants; collecting at least one premium payment, the at least one premium payment comprising a charge for cost of insurance; issuing at least one policy covering the one or more insureds, the at least one policy having a cash value and a death benefit; placing the at least one premium payment into an account, thereby populating the account with assets; investing the assets thereby generating a rate of return; tying the cash value and death benefit amounts to the rate of return; creating a mortality fluctuation reserve, adding the mortality fluctuation reserve to the account, and investing the reserve; and calculating a mortality experience credit upon satisfying certain criteria. Associated data processing methods and systems are also described.