Patents by Inventor James Dimmick
James Dimmick has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 9160741Abstract: One embodiment of the invention is directed to a method including receiving an alias identifier associated with an account associated with a presenter, determining an associated trusted party using the alias identifier, sending a verification request message to the trusted party after determining the associated trusted party, and receiving a verification response message.Type: GrantFiled: October 23, 2014Date of Patent: October 13, 2015Assignee: Visa U.S.A. Inc.Inventors: David Wentker, Michael Lindelsee, Olivier Brand, James Dimmick, Tribhuwan A. Singh Grewal
-
Publication number: 20150143106Abstract: One embodiment of the invention is directed to a method including receiving an alias identifier associated with an account associated with a presenter, determining an associated trusted party using the alias identifier, sending a verification request message to the trusted party after determining the associated trusted party, and receiving a verification response messageType: ApplicationFiled: October 23, 2014Publication date: May 21, 2015Inventors: David Wentker, Michael Lindelsee, Olivier Brand, James Dimmick, Tribhuwan A. Singh Grewal
-
Patent number: 8924301Abstract: A token based transaction authentication system is disclosed. Issuer, merchants, and a payment processing network generate unique tokens or keys to authenticate messages between themselves and to authenticate a sending entity or consumer as they are redirected between entities. The tokens are also used to identify the particular authentication thread a message or sending entity is associated with. The sending entity authentication occurs over a web-based channel or a mobile based channel.Type: GrantFiled: November 27, 2012Date of Patent: December 30, 2014Assignee: Visa International Service AssociationInventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
-
Patent number: 8918637Abstract: One embodiment of the invention is directed to a method including receiving an alias identifier associated with an account associated with a presenter, determining an associated trusted party using the alias identifier, sending a verification request message to the trusted party after determining the associated trusted party, and receiving a verification response message.Type: GrantFiled: June 3, 2013Date of Patent: December 23, 2014Assignee: Visa U.S.A. Inc.Inventors: David Wentker, Michael Lindelsee, Olivier Brand, James Dimmick, Tribhuwan A. Singh Grewal
-
Patent number: 8631231Abstract: One embodiment of the invention is directed to a method including receiving an alias identifier associated with an account associated with a presenter, determining an associated trusted party using the alias identifier, sending a verification request message to the trusted party after determining the associated trusted party, and receiving a verification response message.Type: GrantFiled: March 1, 2010Date of Patent: January 14, 2014Assignee: Visa U.S.A. Inc.Inventors: David Wentker, Michael Lindelsee, Olivier Brand, James Dimmick, Tribhuwan A. Singh Grewal
-
Publication number: 20130269003Abstract: One embodiment of the invention is directed to a method including receiving an alias identifier associated with an account associated with a presenter, determining an associated trusted party using the alias identifier, sending a verification request message to the trusted party after determining the associated trusted party, and receiving a verification response messageType: ApplicationFiled: June 3, 2013Publication date: October 10, 2013Inventors: David Wentker, Michael Lindelsee, Olivier Brand, James Dimmick, Tribhuwan A. Singh Grewal
-
Publication number: 20130232079Abstract: A token based transaction authentication system is disclosed. Issuer, merchants, and a payment processing network generate unique tokens or keys to authenticate messages between themselves and to authenticate a sending entity or consumer as they are redirected between entities. The tokens are also used to identify the particular authentication thread a message or sending entity is associated with. The sending entity authentication occurs over a web-based channel or a mobile based channel.Type: ApplicationFiled: April 10, 2013Publication date: September 5, 2013Inventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
-
Publication number: 20130212018Abstract: Systems and methods for intelligently authenticating payment transactions are disclosed. A user initiates a payment transaction to purchases goods or services from a merchant. The merchant sends a payment initiation request to a server computer in communication with a payment processing network and an issuer. The server computer queries various databases to determine one or more available communication channels that may be used as authentication channels by the issuer. The server computer also determines one or more communication channels, available for use by a mobile device of the user, that may be used as authentication channels to authenticate the payment transaction. The user is provided with a list of available/eligible authentication channels. User selects one of the authentication channels and the issuer is notified of the selection. The issuer uses the selected authentication channel to communicate with the user and authenticate the payment transaction.Type: ApplicationFiled: December 18, 2012Publication date: August 15, 2013Inventors: Greg Trifiletti, Olivier Brand, Mike Lindelsee, James Dimmick, Dave Wentker
-
Publication number: 20130191282Abstract: A token based transaction authentication system is disclosed. Issuer, merchants, and a payment processing network generate unique tokens or keys to authenticate messages between themselves and to authenticate a sending entity or consumer as they are redirected between entities. The tokens are also used to identify the particular authentication thread a message or sending entity is associated with. The sending entity authentication occurs over a web-based channel or a mobile based channel.Type: ApplicationFiled: November 27, 2012Publication date: July 25, 2013Inventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
-
Publication number: 20130073463Abstract: Embodiments of the invention are directed to an authentication platform capable of storing authentication data received from an issuer access control server. The authentication platform can authenticate users and portable devices, on behalf of the issuer access control server, using the stored authentication data. Messaging extensions are included in transaction messaging indicating the authentication platform's status as an issuer trusted party, allowing the issuer access control server computer to rely on the authentication platform to conduct authentication processing.Type: ApplicationFiled: September 19, 2012Publication date: March 21, 2013Inventors: James Dimmick, Ben Dominguez
-
Patent number: 8364593Abstract: Systems and methods for intelligently authenticating payment transactions are disclosed. A user initiates a payment transaction to purchases goods or services from a merchant. The merchant sends a payment initiation request to a server computer in communication with a payment processing network and an issuer. The server computer queries various databases to determine one or more available communication channels that may be used as authentication channels by the issuer. The server computer also determines one or more communication channels, available for use by a mobile device of the user, that may be used as authentication channels to authenticate the payment transaction. The user is provided with a list of available/eligible authentication channels. User selects one of the authentication channels and the issuer is notified of the selection. The issuer uses the selected authentication channel to communicate with the user and authenticate the payment transaction.Type: GrantFiled: June 29, 2010Date of Patent: January 29, 2013Assignee: Visa International Service AssociationInventors: Greg Trifiletti, Olivier Brand, Mike Lindelsee, James Dimmick, Dave Wentker
-
Patent number: 8346666Abstract: A token based transaction authentication system is disclosed. Issuer, merchants, and a payment processing network generate unique tokens or keys to authenticate messages between themselves and to authenticate a sending entity or consumer as they are redirected between entities. The tokens are also used to identify the particular authentication thread a message or sending entity is associated with. The sending entity authentication occurs over a web-based channel or a mobile based channel.Type: GrantFiled: January 19, 2011Date of Patent: January 1, 2013Assignee: Visa Intellectual Service AssociationInventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
-
Patent number: 8156543Abstract: One embodiment of the invention is directed to a method including receiving an alias identifier associated with an account associated with a presenter, determining an associated trusted party using the alias identifier, sending a verification request message to the trusted party after determining the associated trusted party, and receiving a verification response message.Type: GrantFiled: April 16, 2008Date of Patent: April 10, 2012Assignee: Visa U.S.A.Inventors: David Wentker, Michael Lindelsee, Olivier Brand, James Dimmick, Tribhuwan A. Singh Grewal
-
Publication number: 20110251910Abstract: Embodiments of the streamlined payment system described herein are directed to a consumer mobile device (e.g., a mobile phone) that sends transaction details for authorization, instead of the merchant sending the transaction details for authorization. This eliminates the need to present the consumer's payment account information to the merchant. The transaction details may include an amount and merchant payment initiation information. In one embodiment, the consumer mobile device may directly contact an issuer without using a traditional payment processing network. The issuer may then approve or deny the transaction and communicate directly with the issuer, merchant, or merchant's acquirer. In one embodiment, transaction details may need to be communicated from a computing device (e.g., a PC) operated by the consumer that is not collocated with the merchant. In this embodiment, the transaction details may be encoded into a particular format that can be received and read by the consumer's mobile device.Type: ApplicationFiled: April 13, 2011Publication date: October 13, 2011Inventor: James Dimmick
-
Publication number: 20110178927Abstract: Systems, apparatuses, and methods for receiving a verification message with information that includes a first portion but not a second portion of an account identifier associated with an account of a consumer. Upon receiving the verification message, searching for the account using the information of the verification message.Type: ApplicationFiled: January 19, 2011Publication date: July 21, 2011Inventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
-
Publication number: 20110178926Abstract: A remote variable authentication processing system is disclosed. A sending entity initiates a remote payment using an alias over an initiation channel. The alias may be associated with one or more nicknames that identify portable consumer devices and metadata. The metadata describes which channels are available for authentication. The sending entity selects a nickname and an associated authentication channel. The sending entity authenticates with an issuer over the selected authentication channel.Type: ApplicationFiled: January 19, 2011Publication date: July 21, 2011Inventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
-
Publication number: 20110178925Abstract: A token based transaction authentication system is disclosed. Issuer, merchants, and a payment processing network generate unique tokens or keys to authenticate messages between themselves and to authenticate a sending entity or consumer as they are redirected between entities. The tokens are also used to identify the particular authentication thread a message or sending entity is associated with. The sending entity authentication occurs over a web-based channel or a mobile based channel.Type: ApplicationFiled: January 19, 2011Publication date: July 21, 2011Inventors: Mike Lindelsee, Olivier Brand, James Dimmick, Benedicto Dominguez
-
Publication number: 20110016051Abstract: Systems and methods for intelligently authenticating payment transactions are disclosed. A user initiates a payment transaction to purchases goods or services from a merchant. The merchant sends a payment initiation request to a server computer in communication with a payment processing network and an issuer. The server computer queries various databases to determine one or more available communication channels that may be used as authentication channels by the issuer. The server computer also determines one or more communication channels, available for use by a mobile device of the user, that may be used as authentication channels to authenticate the payment transaction. The user is provided with a list of available/eligible authentication channels. User selects one of the authentication channels and the issuer is notified of the selection. The issuer uses the selected authentication channel to communicate with the user and authenticate the payment transaction.Type: ApplicationFiled: June 29, 2010Publication date: January 20, 2011Inventors: Greg Trifiletti, Olivier Brand, Mike Lindelsee, James Dimmick, Dave Wentker
-
Publication number: 20100153272Abstract: One embodiment of the invention is directed to a method including receiving an alias identifier associated with an account associated with a presenter, determining an associated trusted party using the alias identifier, sending a verification request message to the trusted party after determining the associated trusted party, and receiving a verification response messageType: ApplicationFiled: March 1, 2010Publication date: June 17, 2010Inventors: David Wentker, Michael Lindelsee, Olivier Brand, James Dimmick, Tribhuwan A. Singh Grewal
-
Publication number: 20090325542Abstract: One embodiment of the invention is directed to a method including receiving an alias identifier associated with an account associated with a presenter, determining an associated trusted party using the alias identifier, sending a verification request message to the trusted party after determining the associated trusted party, and receiving a verification response messageType: ApplicationFiled: April 17, 2008Publication date: December 31, 2009Inventors: David Wentker, Michael Lindelsee, Olivier Brand, James Dimmick, Tribhuwan A. Singh Grewal