Abstract: A method of delivering a discount on a purchasable item includes capturing a message of the item by a device. The device processes the message and sends a message artifact. A discount service computer receives and parses the message. The message is matched to a record of an eligibility database, if any exist in the eligibility database, or else a corresponding record for the message is generated. A discount database is accessed for a discount coupon relevant to the record and the purchasable item identity. The discount coupon is sent to the device. The item is discounted at point of purchase, and the applicable record of the discount database is updated.

Abstract: A method of delivering a discount on a purchasable item includes capturing a message of the item by a device. The device processes the message and sends a message artifact. A discount service computer receives and parses the message. The message is matched to a record of an eligibility database, if any exist in the eligibility database, or else a corresponding record for the message is generated. A discount database is accessed for a discount coupon relevant to the record and the purchasable item identity. The discount coupon is sent to the device. The item is discounted at point of purchase, and the applicable record of the discount database is updated.

Abstract: A method of delivering a discount on a purchasable item via a cellular message includes capturing a token of the item by a cellular device. The cellular device processes the token and sends a message artifact as a cellular message, such as SMS message. A discount service computer receives and parses the message artifact, and reconstructs the token. The token is matched to a record of an eligibility database, if any exist, or else a corresponding record for the token is generated. A discount database is accessed for a discount coupon relevant to the record and the purchasable item identity. The discount coupon is sent to the cellular device as a text message. A benefit processor may adjudicate an insured coverage, if applicable. The item is discounted at point of purchase, accounting for any insurance coverage, and the applicable record of the discount database is updated.

Abstract: A method of delivering a discount on a purchasable item via a cellular message includes capturing a token of the item by a cellular device. The cellular device processes the token and sends a message artifact as a cellular message, such as SMS message. A discount service computer receives and parses the message artifact, and reconstructs the token. The token is matched to a record of an eligibility database, if any exist, or else a corresponding record for the token is generated. A discount database is accessed for a discount coupon relevant to the record and the purchasable item identity. The discount coupon is sent to the cellular device as a text message. A benefit processor may adjudicate an insured coverage, if applicable. The item is discounted at point of purchase, accounting for any insurance coverage, and the applicable record of the discount database is updated.

Abstract: A method of delivering a prescription drug discount via a cellular message on a cellular carrier network includes capturing a prescription token in a memory of a cellular device. The cellular device processes the prescription token to sending a message artifact as a cellular message, such as SMS message, over a carrier network to a discount service computer. The discount service computer receives and parses the message artifact, and reconstructs the prescription token. The discount service computer includes an eligibility database of prescription drug patients, cell numbers, and prescription drug identities. The prescription token is matched to a record, and otherwise a corresponding record is generated for the prescription token. The discount service computer accesses a discount database to retrieve a discount coupon relevant to the record of the eligibility database and the prescription drug identity. The discount coupon is sent by response text message to the cellular device.

Abstract: A method of delivering a prescription drug discount via a cellular message on a cellular carrier network includes capturing a prescription token in a memory of a cellular device. The cellular device processes the prescription token to sending a message artifact as a cellular message, such as SMS message, over a carrier network to a discount service computer. The discount service computer receives and parses the message artifact, and reconstructs the prescription token. The discount service computer includes an eligibility database of prescription drug patients, cell numbers, and prescription drug identities. The prescription token is matched to a record of the eligibility database, if any exist, and otherwise a corresponding record is generated for the prescription token. The discount service computer accesses a discount database to retrieve a discount coupon relevant to the record of the eligibility database and the prescription drug identity from the prescription token.