Patents by Inventor James Edward Lister
James Edward Lister has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11972417Abstract: An encrypted payment message is received from a buyer relating to a transaction with a merchant. The payment message is parsed using a first parsing algorithm to obtain merchant identifying information. The merchant identifying information is associated with at least a second parsing algorithm or at least one settlement algorithm. The payment message is parsed using the second parsing algorithm to obtain payment information for the transaction. A first settlement algorithm is applied to the payment information to determine an adjusted interchange rate. The payment information including the adjusted interchange rate is submitted to a third party settlement processor on behalf of the merchant, using a payment algorithm. A second settlement algorithm applied to the payment information determines a buyer rebate which can be submitted to the settlement processor. A transaction result is reported to at least one of the merchant or the buyer.Type: GrantFiled: November 21, 2022Date of Patent: April 30, 2024Assignee: Boost Payment Solutions, Inc.Inventors: Dean Michael Leavitt, James Edward Lister
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Publication number: 20230077411Abstract: An encrypted payment message is received from a buyer relating to a transaction with a merchant. The payment message is parsed using a first parsing algorithm to obtain merchant identifying information. The merchant identifying information is associated with at least a second parsing algorithm or at least one settlement algorithm. The payment message is parsed using the second parsing algorithm to obtain payment information for the transaction. A first settlement algorithm is applied to the payment information to determine an adjusted interchange rate. The payment information including the adjusted interchange rate is submitted to a third party settlement processor on behalf of the merchant, using a payment algorithm. A second settlement algorithm applied to the payment information determines a buyer rebate which can be submitted to the settlement processor. A transaction result is reported to at least one of the merchant or the buyer.Type: ApplicationFiled: November 21, 2022Publication date: March 16, 2023Applicant: Boost Payment Solutions, Inc.Inventors: Dean Michael Leavitt, James Edward Lister
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Patent number: 11514435Abstract: An encrypted payment message is received from a buyer relating to a transaction with a merchant. The payment message is parsed using a first parsing algorithm to obtain merchant identifying information. The merchant identifying information is associated with at least a second parsing algorithm or at least one settlement algorithm. The payment message is parsed using the second parsing algorithm to obtain payment information for the transaction. A first settlement algorithm is applied to the payment information to determine an adjusted interchange rate. The payment information including the adjusted interchange rate is submitted to a third party settlement processor on behalf of the merchant, using a payment algorithm. A second settlement algorithm applied to the payment information determines a buyer rebate which can be submitted to the settlement processor. A transaction result is reported to at least one of the merchant or the buyer.Type: GrantFiled: December 23, 2019Date of Patent: November 29, 2022Assignee: Boost Payment Solutions, Inc.Inventors: Dean Michael Leavitt, James Edward Lister
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Patent number: 11488142Abstract: An encrypted payment message is received from a buyer relating to a transaction with a merchant. The encrypted payment message is parsed using a first parsing algorithm to obtain merchant identifying information. The encrypted payment message is further parsed using a second parsing algorithm associated with the merchant identifying information, to obtain at least some payment information for the transaction. The payment information is submitted to a third party settlement processor on behalf of the merchant, using a payment algorithm. The result of the transaction is reported to at least one of the merchant and the buyer.Type: GrantFiled: June 29, 2018Date of Patent: November 1, 2022Assignee: Boost Payment Solutions, Inc.Inventors: Dean Michael Leavitt, James Edward Lister
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Publication number: 20200134609Abstract: An encrypted payment message is received from a buyer relating to a transaction with a merchant. The payment message is parsed using a first parsing algorithm to obtain merchant identifying information. The merchant identifying information is associated with at least a second parsing algorithm or at least one settlement algorithm. The payment message is parsed using the second parsing algorithm to obtain payment information for the transaction. A first settlement algorithm is applied to the payment information to determine an adjusted interchange rate. The payment information including the adjusted interchange rate is submitted to a third party settlement processor on behalf of the merchant, using a payment algorithm. A second settlement algorithm applied to the payment information determines a buyer rebate which can be submitted to the settlement processor. A transaction result is reported to at least one of the merchant or the buyer.Type: ApplicationFiled: December 23, 2019Publication date: April 30, 2020Applicant: Boost Payment Solutions, Inc.Inventors: Dean Michael Leavitt, James Edward Lister
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Publication number: 20180308090Abstract: An encrypted payment message is received from a buyer relating to a transaction with a merchant. The encrypted payment message is parsed using a first parsing algorithm to obtain merchant identifying information. The encrypted payment message is further parsed using a second parsing algorithm associated with the merchant identifying information, to obtain at least some payment information for the transaction. The payment information is submitted to a third party settlement processor on behalf of the merchant, using a payment algorithm. The result of the transaction is reported to at least one of the merchant and the buyer.Type: ApplicationFiled: June 29, 2018Publication date: October 25, 2018Applicant: Boost Payment Solutions, Inc.Inventors: Dean Michael Leavitt, James Edwards Lister
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Publication number: 20130268428Abstract: The ‘Universal Economy Enhancement System’ is a business method or process that can be established and used by a single country or a group of countries to significantly improve the economy of the user country or user countries principally by significantly reducing unemployment and funding worthy projects. This is accomplished by having a new national or international institution or the like collect new business ideas or ideas for new businesses from Inventors. These new business ‘inventions’ may or may not be patentable. The UEES institution is given the right by UEES nations to determine whether the Inventor's invention is ‘new’. If it is the UEES register the new invention and the UEES receives a permanent intellectual property ownership right from UEES using countries. The ‘inventions’ are made available for use in UEES-using countries. The Inventor is compensated by the UEES based on the economic impact of his/her/its invention.Type: ApplicationFiled: March 9, 2013Publication date: October 10, 2013Inventor: James Edward Lister Broadfoot