Abstract: An Internet® or world wide web-based system that provides visitors access to databases that offer information and resources for support in coping with a mental or physical disability or an associated or similar condition. The visitor can access the status of a claim for Social Security Disability Insurance benefits, a personalized report on Medicare options or a personalized report on available financial resources and life plan products for persons with a disability. A Service Provider employs a computer and software technology to establish and maintain a website that allows the visitor to access, join, and participate in a virtual community of individuals having shared experiences and needs.

Abstract: A method of recovering overpayment of long-term disability benefits paid to a claimant by a client after the receipt of Social Security disability insurance payment with client interaction. The overpayment recovery service is seamless and provides for preauthorized, automated recovery of overpayments from a claimant's account and increases the percentage collected and reduces collection time over conventional methods. The system allows the client selected computer access to participate in and monitor the progress in the award and recovery of the overpayment.

Abstract: A comprehensive system for providing quality of life enhancing services to disabled individuals or qualifying participants comprising a plurality of services including life planning services, financial services, tax services, lump sum payment management services, Medicare Advisor Service, Social Security Disability Insurance representation, healthcare discount card and stored value card services.

Abstract: A method of providing post-award services and savings to claimants upon recovery overpaid, long-term disability benefits after the receipt of Social Security disability insurance payment. The overpayment recovery service is seamless and provides for automatic recovery of overpayments from the claimant account with the post-award services and savings being an integrated service.

Abstract: A method of obtaining Social Security disability benefits for uninsured individuals and providing medical services and medical products during the pendency of a claim for the Social Security disability benefits. The method provides for filing a claim for Social Security disability insurance payments and securing needed medical services and products for the individual, without full payment, during the pendency of the claim. The individual establishes a direct deposit account for deposit of the Social Security disability insurance payment and authorizes an electronic removal of funds from the account upon deposit of retroactive or future Social Security disability insurance payments to pay for the medical services and medical products.

Abstract: A method of recovering overpayment of long-term disability benefits after the receipt of Social Security disability insurance payment, providing post-award services and savings to claimants, and providing financial assistance to disabled claimants. The overpayment recovery service is seamless and provides for automatic recovery of overpayments from the claimant account and increases the percentage collected and reduces collection time over conventional methods. The methods of overpayment recovery post-award services and savings and the financial assistance may be utilized as integrated services.