Abstract: A vehicle transfer system provides a transaction interface that is displayed as part of a web page for a vehicle on a vehicle dealer's website. The transaction interface allows a customer to perform a vehicle transfer transaction on the dealer's website. The system can facilitate multiple financing methods for the transaction. If the transaction is financed with a loan, the system can request loan offers for a plurality of different loan terms and down payment amounts, and then provide a loan selection interface, which allows the customer to select a loan term and down payment amount and then displays the loan offers matching the customer's selections. If the transaction is financed with a lease, the system can perform a leasing calculation that solves for a balancing point between the total upfront capital that is available to the customer and the total expenses due at lease signing.

Abstract: Systems, methods and products for one embodiment comprises a method including providing a demand model which generates a payment in response to receiving input identifying a consumer profile and a vehicle type. A cashflow model is provided, and in response to receiving the payment output by the demand model and a desired return on a converted vehicle transaction, the cashflow model generates an acquisition price as an output. A comparison engine is provided which, in response to receiving the acquisition price output by the cashflow model, retrieves vehicle inventory records and compares a corresponding purchase price to the acquisition price to determine whether the corresponding vehicle is qualified. A list of qualified vehicles for a given consumer profile and vehicle type is stored and used to generate real time displays of qualified vehicles (with no unqualified vehicles) in response to a request from a specific consumer having this profile.

Abstract: A vehicle transfer system provides a transaction interface that is displayed as part of a web page for a vehicle on a vehicle dealer's website. The transaction interface allows a customer to perform a vehicle transfer transaction on the dealer's website. The system can facilitate multiple financing methods for the transaction. If the transaction is financed with a loan, the system can request loan offers for a plurality of different loan terms and down payment amounts, and then provide a loan selection interface, which allows the customer to select a loan term and down payment amount and then displays the loan offers matching the customer's selections. If the transaction is financed with a lease, the system can perform a leasing calculation that solves for a balancing point between the total upfront capital that is available to the customer and the total expenses due at lease signing.

Abstract: A vehicle transfer system provides a transaction interface that is displayed as part of a web page for a vehicle on a vehicle dealer's website. The transaction interface allows a customer to perform a vehicle transfer transaction on the dealer's website. The system can facilitate multiple financing methods for the transaction. If the transaction is financed with a loan, the system can request loan offers for a plurality of different loan terms and down payment amounts, and then provide a loan selection interface, which allows the customer to select a loan term and down payment amount and then displays the loan offers matching the customer's selections. If the transaction is financed with a lease, the system can perform a leasing calculation that solves for a balancing point between the total upfront capital that is available to the customer and the total expenses due at lease signing.