Patents by Inventor James J. Siekman

James J. Siekman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11949795
    Abstract: Systems, computer program products, and methods are described herein for tracking resources using non-fungible tokens. The present invention is configured to electronically receiving, over a distributed computing network from a computing device of a user, a request for a non-fungible token (NFT) for a resource; initiating a non-fungible token (NFT) generator on the resource in response to receiving the request; generating a unique digital signature for the resource; generating, using the NFT generator, the NFT, wherein the NFT comprises at least the unique digital signature for the resource; and record the NFT for the resource on a distributed ledger.
    Type: Grant
    Filed: August 27, 2021
    Date of Patent: April 2, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Michael Robert Young, James J. Siekman, Richard Seymour Scot
  • Publication number: 20230231832
    Abstract: A device configured to receive a data transfer initiation request from a first user and to identify a user profile that is associated with a first user identifier for the first user. The device is further configured to obtain an account number and a routing number for the first user from the user profile. The device is further configured to obtain routing instructions for a service provider based on a service provider identifier. The device is further configured to generate a data transfer request that includes the account number for the first user, the routing number for the first user, a second user identifier for a second user, a data type identifier, and a data transfer type identifier. The device is further configured to send the data transfer request to the service provider in accordance with the routing instructions for the service provider.
    Type: Application
    Filed: January 14, 2022
    Publication date: July 20, 2023
    Inventors: Richard S. Scot, James J. Siekman, Neal Aaron Slensker, Basil C. Doyle
  • Publication number: 20230080885
    Abstract: Systems, methods, and computer program products are provided for detecting a synthetic identity. The method includes receiving an identity verification request relating to an individual. The identity verification request includes one or more individual identifiers of the individual. The method also includes comparing at least one of the one or more individual identifiers to one or more known synthetic indicators. The one or more known synthetic indicators including at least one of a synthetic identifier type or a synthetic identifier value that correspond to one or more known synthetic identities. The method further includes determining a synthetic identity determination based on the comparison of the at least one of the one or more individual identifiers to the one or more known synthetic indicators. The synthetic identity determination indicates whether an identity verification request is a potential synthetic identity.
    Type: Application
    Filed: September 14, 2021
    Publication date: March 16, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Nathan Alexander Dalpini, Tomas M. Castrejon III, James J. Siekman
  • Publication number: 20230063245
    Abstract: Systems, computer program products, and methods are described herein for tracking resources using non-fungible tokens. The present invention is configured to electronically receiving, over a distributed computing network from a computing device of a user, a request for a non-fungible token (NFT) for a resource; initiating a non-fungible token (NFT) generator on the resource in response to receiving the request; generating a unique digital signature for the resource; generating, using the NFT generator, the NFT, wherein the NFT comprises at least the unique digital signature for the resource; and record the NFT for the resource on a distributed ledger.
    Type: Application
    Filed: August 27, 2021
    Publication date: March 2, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Michael Robert Young, James J. Siekman, Richard Seymour Scot
  • Patent number: 8510221
    Abstract: Systems and methods for recognizing a check deposit received in a self-service financial transaction device are described. A check is received from a customer associated with an entity for deposit into an account of the entity. Upon determining a that an amount of the check received for deposit cannot be determined from a scanned image of the check, deposit transaction data for the customer is collected and analyzed, including the frequency and timing of the customer's previous check deposits, the amount of the customer's previous check deposits, the payor of such deposits, and the like, to predict the amount of the currently received check.
    Type: Grant
    Filed: July 22, 2010
    Date of Patent: August 13, 2013
    Assignee: Bank of America
    Inventors: Elizabeth S. Votaw, James J. Siekman
  • Publication number: 20120023017
    Abstract: Systems and methods for recognizing a check deposit received in a self-service financial transaction device are described. A check is received from a customer associated with an entity for deposit into an account of the entity. Upon determining a that an amount of the check received for deposit cannot be determined from a scanned image of the check, deposit transaction data for the customer is collected and analyzed, including the frequency and timing of the customer's previous check deposits, the amount of the customer's previous check deposits, the payor of such deposits, etc., to predict the amount of the currently received check.
    Type: Application
    Filed: July 22, 2010
    Publication date: January 26, 2012
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Elizabeth S. Votaw, James J. Siekman