Patents by Inventor James Joseph Clementi

James Joseph Clementi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Cross border image exchange
    Patent number: 10937008
    Abstract: In some embodiments, one or more processors receive a financial instrument via an interface. The financial instrument indicates attributes of a financial transaction. The processors determine, based on one or more of the attributes, whether the financial transaction involves a cross border exchange. If the financial transaction involves a cross border exchange, the processors flag the financial instrument accordingly, perform a currency conversion, and communicate an electronic image associated with the financial instrument to computing resources configured to complete the financial transaction electronically without having to transport a paper copy of the financial instrument between financial institutions.
    Type: Grant
    Filed: January 3, 2020
    Date of Patent: March 2, 2021
    Assignee: Bank of America Corporation
    Inventors: James Joseph Clementi, Clarence Edward Lee, II, Michael Greig Stoll, Verlon Safold Watson, III, Melanie Woodworth, Mary Jo Stuart, Ronald E. Meharg
  • CROSS BORDER IMAGE EXCHANGE
    Publication number: 20200143335
    Abstract: In some embodiments, one or more processors receive a financial instrument via an interface. The financial instrument indicates attributes of a financial transaction. The processors determine, based on one or more of the attributes, whether the financial transaction involves a cross border exchange. If the financial transaction involves a cross border exchange, the processors flag the financial instrument accordingly, perform a currency conversion, and communicate an electronic image associated with the financial instrument to computing resources configured to complete the financial transaction electronically without having to transport a paper copy of the financial instrument between financial institutions.
    Type: Application
    Filed: January 3, 2020
    Publication date: May 7, 2020
    Inventors: James Joseph Clementi, Clarence Edward Lee, Michael Greig Stoll, Verlon Safold Watson, Melanie Woodworth, Mary Jo Stuart, Ronald E. Meharg
  • Cross border image exchange
    Patent number: 10579972
    Abstract: In some embodiments, one or more processors receive a financial instrument via an interface. The financial instrument indicates attributes of a financial transaction. The processors determine, based on one or more of the attributes, whether the financial transaction involves a cross border exchange. If the financial transaction involves a cross border exchange, the processors flag the financial instrument accordingly, perform a currency conversion, and communicate an electronic image associated with the financial instrument to computing resources configured to complete the financial transaction electronically without having to transport a paper copy of the financial instrument between financial institutions.
    Type: Grant
    Filed: May 9, 2014
    Date of Patent: March 3, 2020
    Assignee: Bank of America Corporation
    Inventors: James Joseph Clementi, Clarence Edward Lee, II, Michael Greig Stoll, Verlon Safold Watson, III, Melanie Woodworth, Mary Jo Stuart, Ronald E. Meharg
  • CROSS BORDER IMAGE EXCHANGE
    Publication number: 20150262136
    Abstract: In some embodiments, one or more processors receive a financial instrument via an interface. The financial instrument indicates attributes of a financial transaction. The processors determine, based on one or more of the attributes, whether the financial transaction involves a cross border exchange. If the financial transaction involves a cross border exchange, the processors flag the financial instrument accordingly, perform a currency conversion, and communicate an electronic image associated with the financial instrument to computing resources configured to complete the financial transaction electronically without having to transport a paper copy of the financial instrument between financial institutions.
    Type: Application
    Filed: May 9, 2014
    Publication date: September 17, 2015
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: James Joseph Clementi, Clarence Edward Lee, II, Michael Greig Stoll, Verlon Safold Watson, III, Melanie Woodworth, Mary Jo Stuart, Ronald E. Meharg