Abstract: Systems and methods for providing authentication using an arrangement of dynamic graphical images. The graphical images can be arranged as a grid or matrix for presentation on a device display for authentication of a user. The kinds of graphical images can be derived from a designated authentication category and non-authenticating categories. A series of password elements corresponding to the graphical images can be displayed with the graphical images. The user may enter the series of one or more password elements corresponding to graphical images from the authentication category which combine to form a password entry. An authentication server can compare the password entry to an authentication password corresponding to the particular arrangement of dynamic graphical images. The selection of graphical images, their arrangement and their corresponding password elements, may dynamically change in between authentication processes.

Abstract: A method and system for protection of and secure access to a computer system or computer network. The method includes the steps of receiving a first login account identifier, such as a user name from a user in communication with the computer system or network. A determination is made if the user is recognized and enrolled from the first login account from the first login account identifier. If the user is recognized, a grid of randomly generated visual images is displayed including one visual image from an image category which has been preselected by the user upon enrollment. An image category identifier is randomly assigned to each visual image in the grid. An image category identifier, second login account identifier, such as a password, is entered and received. If the login account identifier and the image category is validated, access is permitted to the computer system or network.

Abstract: A method and system for protection of and secure access to a computer system or computer network from a portable device. The method includes the steps of receiving a first login account identifier, such as a user name from a user in communication with the computer system or network. A determination is made if the user is recognized and enrolled from the first login account identifier. If the user is recognized, a series of randomly generated visual images is displayed including one visual image from an image category which has been pre-selected by the user upon enrollment. An image category identifier is randomly assigned to each visual image in the series. An image category identifier is entered and received. If the login account identifier and the image category are validated, access is permitted to the computer system or network from the portable device.

Abstract: Systems and methods for providing authentication using an arrangement of dynamic graphical images, which may display a popup element while a pointing device indicator is over a graphical image. The graphical images can be arranged as a grid or matrix for presentation on a device display for authentication of a user. The kinds of graphical images can be derived from a designated authentication category and non-authenticating categories. A series of password elements corresponding to the graphical images can be displayed with the graphical images. The user may enter the series of one or more password elements corresponding to graphical images from the authentication category which combine to form a password entry. An authentication server can compare the password entry to an authentication password corresponding to the particular arrangement of dynamic graphical images.

Abstract: A method and system for protection of and secure access to a computer system or computer network. The method includes the steps of receiving a first login account identifier, such as a user name from a user in communication with the computer system or network. A determination is made if the user is recognized and enrolled from the first login account from the first login account identifier. If the user is recognized, a grid of randomly generated visual images is displayed including one visual image from an image category which has been preselected by the user upon enrollment. An image category identifier is randomly assigned to each visual image in the grid. An image category identifier, second login account identifier, such as a password, is entered and received. If the login account identifier and the image category is validated, access is permitted to the computer system or network.

Abstract: Systems and methods for providing authentication using an arrangement of dynamic graphical images. The graphical images can be arranged as a grid or matrix for presentation on a device display for authentication of a user. The kinds of graphical images can be derived from a designated authentication category and non-authenticating categories. A series of password elements corresponding to the graphical images can be displayed with the graphical images. The user may enter the series of one or more password elements corresponding to graphical images from the authentication category which combine to form a password entry. An authentication server can compare the password entry to an authentication password corresponding to the particular arrangement of dynamic graphical images. The selection of graphical images, their arrangement and their corresponding password elements, may dynamically change in between authentication processes.

Abstract: A system and method for queuing a user's selection of a good or service. In a preferred embodiment a user is presented with a dynamic matrix of images during a user identity authentication session. At least one image advertising the good or service is presented within the matrix. The user's performs an action to select the good or service and generates a request to select the good or service. The request to select the good or service is queued at either the user's computer or by an authentication server. Upon authentication of the user's identity, the user's request and identity credential are transmitted to the merchant from the authenticating identity provider and the purchase or rental transaction is completed without requiring the user to authenticate to or directly access the merchant server system.

Abstract: A system and method for verifying the identity of a user to a secure website. The user provides a server associated with the secure website with an account identifier, a biometric authentication element comprising a voice print and secret pass phrase, and contact information for a user communication device during the enrollment process. Upon subsequent attempts to access the secure website the user is prompted to provide an account identifier. Upon receipt of the account identifier, the server transmits a request for voice print and pass phrase samples to the user's communication device. The server receives the samples, compares them to the user's stored voice print and pass phrase and authenticates the user to the secure website if the sample voice print and sample pass phrase match the stored voice print and pass phrase sample. The server request may comprise a sponsored message.

Abstract: Methods and systems for delivering advertising content to selected users in combination with out-of-band passwords or access code information delivered over a selected communication medium.

Abstract: A method and system for protection of and secure access to a computer system or computer network from a portable device. The method includes the steps of receiving a first login account identifier, such as a user name from a user in communication with the computer system or network. A determination is made if the user is recognized and enrolled from the first login account identifier. If the user is recognized, a series of randomly generated visual images is displayed including one visual image from an image category which has been pre-selected by the user upon enrollment. An image category identifier is randomly assigned to each visual image in the series. An image category identifier is entered and received. If the login account identifier and the image category are validated, access is permitted to the computer system or network from the portable device.

Abstract: Systems and methods for providing authentication using an arrangement of dynamic graphical images, which may display a popup element while a pointing device indicator is over a graphical image. The graphical images can be arranged as a grid or matrix for presentation on a device display for authentication of a user. The kinds of graphical images can be derived from a designated authentication category and non-authenticating categories. A series of password elements corresponding to the graphical images can be displayed with the graphical images. The user may enter the series of one or more password elements corresponding to graphical images from the authentication category which combine to form a password entry. An authentication server can compare the password entry to an authentication password corresponding to the particular arrangement of dynamic graphical images.

Abstract: Systems and methods for providing authentication using an arrangement of dynamic graphical images. The graphical images can be arranged as a grid or matrix for presentation on a device display for authentication of a user. The kinds of graphical images can be derived from a designated authentication category and non-authenticating categories. A series of password elements corresponding to the graphical images can be displayed with the graphical images. The user may enter the series of one or more password elements corresponding to graphical images from the authentication category which combine to form a password entry. An authentication server can compare the password entry to an authentication password corresponding to the particular arrangement of dynamic graphical images. The selection of graphical images, their arrangement and their corresponding password elements, may dynamically change in between authentication processes.