Patents by Inventor James M. Stead

James M. Stead has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9787689
    Abstract: A network authentication system and method is described for authenticating multiple profile accesses from a single remote device. A device remote from a web server, yet connected to the web server via, for example, the Internet, can allow multiple users to register their profiles within the device. The profiles are registered using a pre-existing user ID and password corresponding to, for example, the user's financial accounts. Multiple profiles and, specifically, the indicia of those profiles, can appear on the display of the remote device allowing each user the ability to select their own registered profile. Access to a profile is granted when the user enters their private PIN. Once the PIN is entered, the private information such as financial account information will be securely forwarded from the web server to the remote device.
    Type: Grant
    Filed: July 8, 2016
    Date of Patent: October 10, 2017
    Assignee: Cullen/Frost Bankers, Inc.
    Inventors: James M. Stead, Arun Muthukrishnan, Michael R. Johnson, Laurie A. Rivera, Selina D. Bilyeu
  • Publication number: 20170288873
    Abstract: A network authentication system and method is described for authenticating multiple profile accesses from a single remote device. A device remote from a web server, yet connected to the web server via, for example, the Internet, can allow multiple users to register their profiles within the device. The profiles are registered using a pre-existing user ID and password corresponding to, for example, the user's financial accounts. Multiple profiles and, specifically, the indicia of those profiles, can appear on the display of the remote device allowing each user the ability to select their own registered profile. Access to a profile is granted when the user enters their private PIN. Once the PIN is entered, the private information such as financial account information will be securely forwarded from the web server to the remote device.
    Type: Application
    Filed: June 23, 2017
    Publication date: October 5, 2017
    Applicant: CULLEN/FROST BANKERS, INC.
    Inventors: James M. Stead, Arun Muthukrishnan, Michael R. Johnson, Laurie A. Rivera, Selina D. Bilyeu
  • Publication number: 20160323290
    Abstract: A network authentication system and method is described for authenticating multiple profile accesses from a single remote device. A device remote from a web server, yet connected to the web server via, for example, the Internet, can allow multiple users to register their profiles within the device. The profiles are registered using a pre-existing user ID and password corresponding to, for example, the user's financial accounts. Multiple profiles and, specifically, the indicia of those profiles, can appear on the display of the remote device allowing each user the ability to select their own registered profile. Access to a profile is granted when the user enters their private PIN. Once the PIN is entered, the private information such as financial account information will be securely forwarded from the web server to the remote device.
    Type: Application
    Filed: July 8, 2016
    Publication date: November 3, 2016
    Applicant: CULLEN/FROST BANKERS, INC.
    Inventors: James M. Stead, Arun Muthukrishnan, Michael R. Johnson, Laurie A. Rivera, Selina D. Bilyeu
  • Patent number: 9391982
    Abstract: A network authentication system and method is described for authenticating multiple profile accesses from a single remote device. A device remote from a web server, yet connected to the web server via, for example, the Internet, can allow multiple users to register their profiles within the device. The profiles are registered using a pre-existing user ID and password corresponding to, for example, the user's financial accounts. Multiple profiles and, specifically, the indicia of those profiles, can appear on the display of the remote device allowing each user the ability to select their own registered profile. Access to a profile is granted when the user enters their private PIN. Once the PIN is entered, the private information such as financial account information will be securely forwarded from the web server to the remote device.
    Type: Grant
    Filed: February 27, 2014
    Date of Patent: July 12, 2016
    Assignee: Cullen/Frost Bankers, Inc.
    Inventors: James M. Stead, Arun Muthukrishnan, Michael R. Johnson, Laurie A. Rivera, Selina D. Bilyeu