Patents by Inventor James Malcom Spears

James Malcom Spears has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8712909
    Abstract: Systems and methods are described for managing fleet services. In an example, a vehicle selected from a plurality of vehicles presented in the user interface is received. A selected vehicle insurance for the vehicle is then received. A total cost for a lease of the vehicle and vehicle insurance associated with the selected vehicle insurance is determined. A lease of the vehicle and corresponding vehicle insurance is provided by the lessor. Other systems and methods are described.
    Type: Grant
    Filed: February 23, 2012
    Date of Patent: April 29, 2014
    Assignee: United Services Automobile Association
    Inventors: Peter D. Raubenheimer, James Malcom Spears, Crystal Jones Taylor