Patents by Inventor James Michael Kinney

James Michael Kinney has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for originating turbocharged ("Turbo TM") loans
    Publication number: 20030028478
    Abstract: A method and data processing apparatus for lending money, utilizing the benefits of an interest rate yield curve to provide additional benefits to borrowers without increasing borrower debt levels or cash flow costs. By bundling additional benefits with simplicity and convenience, the present invention delivers significant extra value to a borrower. In other words, the benefits to a borrower are “turbocharged.
    Type: Application
    Filed: July 31, 2002
    Publication date: February 6, 2003
    Inventors: James Michael Kinney, Kenneth R. Kurtz