Abstract: A system on a payment network can facilitate a method including receiving a first request to transfer a first funding amount from a first financial institution to a second financial institution, the first request comprising a mapping indicator; requesting approval, from the first financial institution, of the first funding amount for the second financial institution; receiving the approval from the first financial institution; storing a first transaction record including the mapping indicator; receiving a second request to transfer the first funding amount from the second financial institution to a third financial institution, the second request comprising the mapping indicator; storing a second transaction record including the mapping indicator; and settling funds between the first financial institution and the payment network, the payment network and the second financial institution, the second financial institution and the payment network and the payment network and the third financial institution on the s

Abstract: Systems and methods are provided for depositing funds to a deposit account associated with a consumer. On exemplary method includes initially receiving, at a computing device, a deposit request from a merchant via a payment network and/or an acquirer. The deposit request includes a request to deposit funds to a deposit account associated with the consumer, where the funds to be deposited are received by the merchant, and from the consumer. The method then includes causing, by the computing device, a balance of the deposit account to be increased by an amount associated with the funds, whereby the consumer is able to deposit the funds to the deposit account by presenting the funds to the merchant without interacting with a banking institution and/or automated teller machine (ATM) associated with the deposit debit account.