Abstract: Apparatus, methods and media for providing a transaction between a customer and a merchant. The apparatus may include a processor that is configured to register in a machine readable memory a purchasing proxy that corresponds to the customer and the merchant; a receiver that is configured to receive from the merchant transaction information that includes the purchasing proxy; and a transmitter that is configured to transmit transaction authorization information to the merchant based on the transaction information and customer account information that is co-registered, in the machine readable memory, with the purchasing proxy.

Abstract: A mapping system uses aerial photographs to correct geocode data for street addresses. After entering an address, a street map is displayed along with an aerial photo, both of which indicate the street address location based on standard algorithms. The indicator on the aerial map can be moved to accurately align with the location of the entered street address, which corrects the geocode data, allowing further geographical analysis to be performed using the corrected geocode data. The corrected geocode data can be used to more accurately determine distances from the property at the street address to natural hazards such as, coastlines, earthquake faults and flood zones.