Patents by Inventor James N. Magnarelli

James N. Magnarelli has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and apparatus for creating a savings plan for a user
    Patent number: 9842371
    Abstract: One embodiment of the present invention provides a system for creating a savings plan for a user. During operation, the system receives demographic data associated with the user. Next, the system determines average spending for pre-selected spending categories for a set of users with similar demographic data to the user. The system then receives financial data associated with the user. After that, the system analyzes the financial data to create a comparison of how spending by the user in the pre-selected categories compares to average spending for the set of users with similar demographic data. Finally, the system uses the comparison to facilitate a savings plan for the user.
    Type: Grant
    Filed: June 19, 2014
    Date of Patent: December 12, 2017
    Assignee: INTUIT INC.
    Inventors: James N. Magnarelli, Elise Marie Fung, Harshavardhan Srinivasan, Qitong Xu, Soham Samir Mody, Gina M. Ruscio