Patents by Inventor James Nicholas MORTIMER

James Nicholas MORTIMER has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • TRANSACTION METHOD AND SYSTEM
    Publication number: 20250037105
    Abstract: A method of processing a transaction between a first user associated with a first user device and a second user, associated with a second user device within a transaction system. The method may include establishing a communication channel between the first and second user devices; sending, from the first user device to the second user device over the communication channel, a transaction message to initiate the transaction between the first and second users, the transaction message including transaction data; receiving the transaction message at the second user device; validating the transaction data within the received transaction message; sending, from the second user device to the first user device over the communication channel, a confirmation transaction message, the confirmation transaction message confirming that the transaction has been approved by the first user and second user; sending the confirmation transaction message to the transaction system.
    Type: Application
    Filed: July 10, 2024
    Publication date: January 30, 2025
    Inventors: Clifford Norman Russell, James Nicholas Mortimer
  • Method and system for facilitating invoice data, payment credit transfers, real-time package tracking, and account-to-account payment on delivery
    Patent number: 12112359
    Abstract: A method for real-time invoice updating and account-to-account payment includes: receiving invoice data based on presentation of an invoice by a distributor to a recipient at a delivery location, modification of the invoice by the recipient, and acceptance of the invoice by the recipient; generating a request for payment (RFP) message based on the invoice data; transmitting the RFP message to a financial institution associated with the recipient via a financial institution of the distributor; receiving, from the financial institution associated with the distributor, a payment confirmation for the invoice based on a real-time payment from the financial institution associated with the recipient; generating reconciliation data based on the payment confirmation and the invoice data; and transmitting the reconciliation data to a computing device of the distributor and a computing device of the recipient.
    Type: Grant
    Filed: May 8, 2023
    Date of Patent: October 8, 2024
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Viviane Sabat, Andrea Christine Gilman, Jennifer Wang, Abhinav Bhatt, Chhomthyda Chhuan, Daniel Bae, Alonso Araujo, James Nicholas Mortimer, Monica Taylor, Eitan Ahimor, Christopher Murray, Mark N. Savoye, Robert Pacifico, Ashfaq Kamal, Karan Sharma
  • METHOD AND SYSTEM FOR FACILITATING INVOICE DATA, PAYMENT CREDIT TRANSFERS, REAL-TIME PACKAGE TRACKING, AND ACCOUNT-TO-ACCOUNT PAYMENT ON DELIVERY
    Publication number: 20230274325
    Abstract: A method for real-time invoice updating and account-to-account payment includes: receiving invoice data based on presentation of an invoice by a distributor to a recipient at a delivery location, modification of the invoice by the recipient, and acceptance of the invoice by the recipient; generating a request for payment (RFP) message based on the invoice data; transmitting the RFP message to a financial institution associated with the recipient via a financial institution of the distributor; receiving, from the financial institution associated with the distributor, a payment confirmation for the invoice based on a real-time payment from the financial institution associated with the recipient; generating reconciliation data based on the payment confirmation and the invoice data; and transmitting the reconciliation data to a computing device of the distributor and a computing device of the recipient.
    Type: Application
    Filed: May 8, 2023
    Publication date: August 31, 2023
    Inventors: Viviane SABAT, Andrea Christine GILMAN, Jennifer WANG, Abhinav BHATT, Chhomthyda CHHUAN, Daniel BAE, Alonso ARAUJO, James Nicholas MORTIMER, Monica TAYLOR, Eitan AHIMOR, Christopher MURRAY, Mark N. SAVOYE, Robert PACIFICO, Ashfaq KAMAL, Karan SHARMA
  • Method and system for facilitating invoice data, payment credit transfers, real-time package tracking, and account-to-account payment on delivery
    Patent number: 11687986
    Abstract: A method for real-time invoice updating and account-to-account payment includes: receiving invoice data based on presentation of an invoice by a distributor to a recipient at a delivery location, modification of the invoice by the recipient, and acceptance of the invoice by the recipient; generating a request for payment (RFP) message based on the invoice data; transmitting the RFP message to a financial institution associated with the recipient via a financial institution of the distributor; receiving, from the financial institution associated with the distributor, a payment confirmation for the invoice based on a real-time payment from the financial institution associated with the recipient; generating reconciliation data based on the payment confirmation and the invoice data; and transmitting the reconciliation data to a computing device of the distributor and a computing device of the recipient.
    Type: Grant
    Filed: May 15, 2020
    Date of Patent: June 27, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Viviane Sabat, Andrea Christine Gilman, Jennifer Wang, Abhinav Bhatt, Chhomthyda Chhuan, Daniel Bae, Alonso Araujo, James Nicholas Mortimer, Monica Taylor, Eitan Ahimor, Christopher Murray, Mark N. Savoye, Robert Pacifico, Ashfaq Kamal, Karan Sharma
  • METHOD AND SYSTEM FOR FACILITATING INVOICE DATA, PAYMENT CREDIT TRANSFERS, REAL-TIME PACKAGE TRACKING, AND ACCOUNT-TO-ACCOUNT PAYMENT ON DELIVERY
    Publication number: 20200364760
    Abstract: A method for real-time invoice updating and account-to-account payment includes: receiving invoice data based on presentation of an invoice by a distributor to a recipient at a delivery location, modification of the invoice by the recipient, and acceptance of the invoice by the recipient; generating a request for payment (RFP) message based on the invoice data; transmitting the RFP message to a financial institution associated with the recipient via a financial institution of the distributor; receiving, from the financial institution associated with the distributor, a payment confirmation for the invoice based on a real-time payment from the financial institution associated with the recipient; generating reconciliation data based on the payment confirmation and the invoice data; and transmitting the reconciliation data to a computing device of the distributor and a computing device of the recipient.
    Type: Application
    Filed: May 15, 2020
    Publication date: November 19, 2020
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Viviane SABAT, Andrea Christine GILMAN, Jennifer WANG, Abhinav BHATT, Chhomthyda CHHUAN, Daniel BAE, Alonso ARAUJO, James Nicholas MORTIMER, Monica TAYLOR, Eitan AHIMOR, Christopher MURRAY, Mark N. SAVOYE, Robert PACIFICO, Ashfaq KAMAL, Karan SHARMA