Patents by Inventor James P. Eubank

James P. Eubank has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for evaluating preferred risk definitions
    Patent number: 7849002
    Abstract: A method of characterizing relative risks associated with a plurality of financial products comprises the steps of identifying one or more risk classes associated with the products, determining for each risk class an expected occurrence rate, dividing the expected occurrence rates by an average rate to determine relative risk ratios, and comparing the relative risk ratios to characterize the relative risks associated with the products. In certain embodiments, one or more of the risk classes are associated with one or more criteria. The criteria may be modified and the method repeated to determine an impact of the modification on the relative risks associated with the products. The relative risk ratio may be used to redefine one or more of the risk classes. Certain embodiments may include the step of determining a separate relative risk ratio for subgroups of risks.
    Type: Grant
    Filed: April 1, 2004
    Date of Patent: December 7, 2010
    Assignee: Swiss Reinsurance Company
    Inventors: Dieter S. Gaubatz, Edward J. Wright, Tracy A. Choka, James P. Eubank
  • Computerized Protection System and Method for Automatically Identifying and/or Characterizing Risk Parameters
    Publication number: 20080281645
    Abstract: The invention concerns a computerized protection system and method for automatically identifying and/or characterizing risk parameters.
    Type: Application
    Filed: August 18, 2004
    Publication date: November 13, 2008
    Applicant: Swiss Reinsurance Company
    Inventors: Dieter S. Gaubatz, Edward J. Wright, Tracy A. Choka, James P. Eubank