Patents by Inventor James P. Scopis
James P. Scopis has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10812460Abstract: Embodiments are described herein for improved verification utilizing dynamic authentication information. Dynamic authentication may include utilizing dynamic authentication information, which is user information that is personal to the user and that changes over-time, such as over various time periods. This type of dynamic authentic information is readily known to the user, but would be difficult for others to determine. The present invention may be utilized to improve the security of the interactions made by the user due to the dynamic authentication information.Type: GrantFiled: January 2, 2018Date of Patent: October 20, 2020Assignee: BANK OF AMERICA CORPORATIONInventors: Manu Jacob Kurian, Joseph Benjamin Castinado, James P. Scopis
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Patent number: 10599824Abstract: According to certain embodiments, an authentication system comprises memory operable to store instructions and processing circuitry operable to execute the instructions, whereby the authentication system is operable to provide a prompt for a user to make a set of facial expressions according to an authentication pattern. The authentication system is further operable to receive user data depicting the set of facial expressions and determine a confidence level based on comparing the user data to validation data. The validation data depicts previously validated facial expressions associated with the user and arranged according to the authentication pattern. The authentication system is further operable to authenticate the user in response to a determination that the first confidence level exceeds a first pre-defined threshold.Type: GrantFiled: November 16, 2017Date of Patent: March 24, 2020Assignee: BANK OF AMERICA CORPORATIONInventors: James P. Scopis, Manu Kurian, Elizabeth S. Votaw
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Patent number: 10594690Abstract: According to certain embodiments, an authentication system comprises memory operable to store instructions and processing circuitry operable to execute the instructions, whereby the authentication system is operable to provide a stimulus that causes an involuntary facial movement of a user. The authentication system is further operable to receive user data in response to the stimulus. The user data depicts the involuntary facial movement of the user. The authentication system is further operable to perform authentication based on comparing the user data to validation data associated with the user. The validation data comprises a previously validated depiction of the involuntary facial movement caused by exposing the user to the stimulus.Type: GrantFiled: November 16, 2017Date of Patent: March 17, 2020Assignee: BANK OF AMERICA CORPORATIONInventors: James P. Scopis, Manu Kurian, Elizabeth S. Votaw
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Patent number: 10404675Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing elastic authentication based on a continuum of elastic authentication credentials. In particular, the invention provides a secure platform for authorization of a user activity at least partly based on validation of the continuum of elastic authentication credentials comprising cumulative tiered elastic authentication tokens captured during an extended time period prior to initiation of a user activity. The invention provides a novel method for capturing multiple elastic authentication tokens, for example, arbitrarily during an extended time period preceding a user activity, and validating the cumulative elastic authentication tokens at a time during or after initiation of the user activity.Type: GrantFiled: August 16, 2017Date of Patent: September 3, 2019Assignee: BANK OF AMERICA CORPORATIONInventors: Manu Jacob Kurian, Sorin N. Cismas, James P. Scopis, Paul Grayson Roscoe, Thomas J. Durkin
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Publication number: 20190207918Abstract: Embodiments are described herein for improved verification utilizing dynamic authentication information. Dynamic authentication may include utilizing dynamic authentication information, which is user information that is personal to the user and that changes over-time, such as over various time periods. This type of dynamic authentic information is readily known to the user, but would be difficult for others to determine. The present invention may be utilized to improve the security of the interactions made by the user due to the dynamic authentication information.Type: ApplicationFiled: January 2, 2018Publication date: July 4, 2019Inventors: Manu Jacob Kurian, Joseph Benjamin Castinado, James P. Scopis
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Publication number: 20190147151Abstract: According to certain embodiments, an authentication system comprises memory operable to store instructions and processing circuitry operable to execute the instructions, whereby the authentication system is operable to provide a prompt for a user to make a set of facial expressions according to an authentication pattern. The authentication system is further operable to receive user data depicting the set of facial expressions and determine a confidence level based on comparing the user data to validation data. The validation data depicts previously validated facial expressions associated with the user and arranged according to the authentication pattern. The authentication system is further operable to authenticate the user in response to a determination that the first confidence level exceeds a first pre-defined threshold.Type: ApplicationFiled: November 16, 2017Publication date: May 16, 2019Inventors: James P. Scopis, Manu Kurian, Elizabeth S. Votaw
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Publication number: 20190149542Abstract: According to certain embodiments, an authentication system comprises memory operable to store instructions and processing circuitry operable to execute the instructions, whereby the authentication system is operable to provide a stimulus that causes an involuntary facial movement of a user. The authentication system is further operable to receive user data in response to the stimulus. The user data depicts the involuntary facial movement of the user. The authentication system is further operable to perform authentication based on comparing the user data to validation data associated with the user. The validation data comprises a previously validated depiction of the involuntary facial movement caused by exposing the user to the stimulus.Type: ApplicationFiled: November 16, 2017Publication date: May 16, 2019Inventors: James P. Scopis, Manu Kurian, Elizabeth S. Votaw
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Publication number: 20190058700Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing elastic authentication based on a continuum of elastic authentication credentials. In particular, the invention provides a secure platform for authorization of a user activity at least partly based on validation of the continuum of elastic authentication credentials comprising cumulative tiered elastic authentication tokens captured during an extended time period prior to initiation of a user activity. The invention provides a novel method for capturing multiple elastic authentication tokens, for example, arbitrarily during an extended time period preceding a user activity, and validating the cumulative elastic authentication tokens at a time during or after initiation of the user activity.Type: ApplicationFiled: August 16, 2017Publication date: February 21, 2019Inventors: Manu Jacob Kurian, Sorin N. Cismas, James P. Scopis, Paul Grayson Roscoe, Thomas J. Durkin
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Patent number: 9992606Abstract: Disclosed is a personal device container system. The personal device container system typically includes a processor, a memory, and an access management module stored in the memory. The personal device container system is typically configured to establish network communication between a personal computing device and a provisioning system that validates the identity of the personal computing device and provides a certificate to the personal computing device. Thereafter, the personal computing device requests access to a secured network segment and provides the certificate to the personal device container system. The personal device container system then authenticates the personal computing device's certificate before allowing the personal computing device to communicate with the secured network segment. User credentials associated with a user are authenticated before user-specific content associated with the user is provided to the personal computing device.Type: GrantFiled: February 27, 2015Date of Patent: June 5, 2018Assignee: Bank of America CorporationInventors: Jisoo Lee, Yair Frankel, Eins K. Joseph, Todd Michael Goodyear, Francis George Farro, II, James P. Scopis, Brian Joseph Smith
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Patent number: 9635034Abstract: A platform for providing authorization of electronic communication of secure data to external entities, e.g., vendors, third parties or the like based on an assessment of the data risk associated with communicating the data to the external entity. The secure data that is to be communicated, in the form of specific data items, are identified as well as the associated security standards. The external identity is assessed to ensure their capabilities to properly meet the enterprise/sender's information security, business privacy and continuity standards, along with applicable industry standards. Based on the results of the assessment, remediation action may be required to address critical vulnerabilities or recommendations may be presented to a decision-making entity to grant authorization to electronically communicate the data in question to the external entity. In response to granting authorization, secure communication channels are allocated and established to allow for communication of the data.Type: GrantFiled: January 1, 2015Date of Patent: April 25, 2017Assignee: BANK OF AMERICA CORPORATIONInventors: Sean Jamison, Diane Bomba, Sorin N. Cismas, Michelle Kaiser, Manu Jacob Kurian, Katherine McDonald, David Orr, Marc Sandlhauser, James P. Scopis, Tom Van Beek, David Weaver
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Patent number: 9571483Abstract: Disclosed is a personal device container system. The personal device container system typically includes a processor, a memory, and an access management module stored in the memory. The personal device container system is typically configured to establish network communication between a personal computing device and a provisioning system that validates the identity of the personal computing device and provides a certificate to the personal computing device. Thereafter, the personal computing device requests access to a secured network segment and provides the certificate to the personal device container system. The personal device container system then authenticates the personal computing device's certificate before allowing the personal computing device to communicate with the secured network segment. User credentials associated with a user are authenticated before user-specific content associated with the user is provided to the personal computing device.Type: GrantFiled: February 27, 2015Date of Patent: February 14, 2017Assignee: Bank of America CorporationInventors: Jisoo Lee, Brian Joseph Smith, Yair Frankel, James P. Scopis, Eins K. Joseph, Todd Michael Goodyear, Francis George Farro, II
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Patent number: 9521139Abstract: Disclosed is a system for providing multi-user management for personal computing devices over an entity network. The system is typically configured to (i) receive a first request from the personal computing device to receive first user-specific information, (ii) authenticate the user identifier associated with the first user, (iii) associate the user identifier associated with the first user with the device identifier, (iv) communicate a first response to the personal computing device based on authenticating the user identifier, (v) receiving a second request from the personal computing device to receive second user-specific information associated with the first user for a second application, (vi) determining that the device identifier is associated with the user identifier associated with the first user, (vii) and communicating a second response to the personal computing device based on determining that the device identifier is associated with the user identifier associated with the first user.Type: GrantFiled: February 27, 2015Date of Patent: December 13, 2016Assignee: Bank of America CorporationInventors: Jisoo Lee, Brian Joseph Smith, Yair Frankel, James P. Scopis, Eins K. Joseph, Todd Michael Goodyear, Francis George Farro, II
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Publication number: 20160255076Abstract: Disclosed is a personal device container system. The personal device container system typically includes a processor, a memory, and an access management module stored in the memory. The personal device container system is typically configured to establish network communication between a personal computing device and a provisioning system that validates the identity of the personal computing device and provides a certificate to the personal computing device. Thereafter, the personal computing device requests access to a secured network segment and provides the certificate to the personal device container system. The personal device container system then authenticates the personal computing device's certificate before allowing the personal computing device to communicate with the secured network segment. User credentials associated with a user are authenticated before user-specific content associated with the user is provided to the personal computing device.Type: ApplicationFiled: February 27, 2015Publication date: September 1, 2016Inventors: Jisoo Lee, Brian Joseph Smith, Yair Frankel, James P. Scopis, Eins K. Joseph, Todd Michael Goodyear, Francis George Farro, II
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Publication number: 20160255077Abstract: Disclosed is a system for providing multi-user management for personal computing devices over an entity network. The system is typically configured to (i) receive a first request from the personal computing device to receive first user-specific information, (ii) authenticate the user identifier associated with the first user, (iii) associate the user identifier associated with the first user with the device identifier, (iv) communicate a first response to the personal computing device based on authenticating the user identifier, (v) receiving a second request from the personal computing device to receive second user-specific information associated with the first user for a second application, (vi) determining that the device identifier is associated with the user identifier associated with the first user, (vii) and communicating a second response to the personal computing device based on determining that the device identifier is associated with the user identifier associated with the first user.Type: ApplicationFiled: February 27, 2015Publication date: September 1, 2016Inventors: Jisoo Lee, Brian Joseph Smith, Yair Frankel, James P. Scopis, Eins K. Joseph, Todd Michael Goodyear, Francis George Farro, II
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Publication number: 20160255456Abstract: Disclosed is a personal device container system. The personal device container system typically includes a processor, a memory, and an access management module stored in the memory. The personal device container system is typically configured to establish network communication between a personal computing device and a provisioning system that validates the identity of the personal computing device and provides a certificate to the personal computing device. Thereafter, the personal computing device requests access to a secured network segment and provides the certificate to the personal device container system. The personal device container system then authenticates the personal computing device's certificate before allowing the personal computing device to communicate with the secured network segment. User credentials associated with a user are authenticated before user-specific content associated with the user is provided to the personal computing device.Type: ApplicationFiled: February 27, 2015Publication date: September 1, 2016Inventors: Jisoo Lee, Yair Frankel, Eins K. Joseph, Todd Michael Goodyear, Francis George Farro, II, James P. Scopis, Brian Joseph Smith
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Publication number: 20160197935Abstract: A platform for providing authorization of electronic communication of secure data to external entities, e.g., vendors, third parties or the like based on an assessment of the data risk associated with communicating the data to the external entity. The secure data that is to be communicated, in the form of specific data items, are identified as well as the associated security standards. The external identity is assessed to ensure their capabilities to properly meet the enterprise/sender's information security, business privacy and continuity standards, along with applicable industry standards. Based on the results of the assessment, remediation action may be required to address critical vulnerabilities or recommendations may be presented to a decision-making entity to grant authorization to electronically communicate the data in question to the external entity. In response to granting authorization, secure communication channels are allocated and established to allow for communication of the data.Type: ApplicationFiled: January 1, 2015Publication date: July 7, 2016Inventors: Sean Jamison, Diane Bomba, Sorin N. Cismas, Michelle Kaiser, Manu Jacob Kurian, Katherine McDonald, David Orr, Marc Sandlhauser, James P. Scopis, Tom Van Beek, David Weaver