Abstract: A method for identifying an origin of fraudulent activity including receiving a first affirmative fraud flag from a first user for a financial transaction associated with a first user account and obtaining financial transaction information for the first user account, which includes a first financial transaction entry listing a payee and a first time. The method further includes receiving a second affirmative fraudulent flag from a second user corresponding to a financial transaction and a second user account and obtaining financial transaction information for the second user account, which includes a second financial transaction entry listing the payee and a second time. The method further includes determining an intersection between the first and the second financial transaction entries, identifying a potential origin of fraud from the intersection, and alerting the first and the second user of the potential origin of fraud.

Abstract: A method for managing inventory information that includes displaying the inventory information in a graphical user interface of a mobile device, and adding an item as part of the inventory information, using the mobile device, where adding the item includes adding descriptive metadata about the item to the inventory information.

Abstract: A method for managing inventory information that includes displaying the inventory information in a graphical user interface of a mobile device, and adding an item as part of the inventory information, using the mobile device, where adding the item includes adding descriptive metadata about the item to the inventory information.

Abstract: A method for managing financial data involves parsing a digital file to obtain metadata describing the digital file, where the digital file includes financial data. The method further involves importing the digital file to a financial management application, identifying a record in the financial management application that is associated with the digital file, based on metadata describing the digital file, and linking the digital file to the record in the financial management application.

Abstract: In general, the invention relates to a method for transferring funds. The method includes receiving a request to initiate a secure fund transfer, where the request specifies a sender, a recipient, and an amount of funds to transfer from the sender to the recipient. The method further includes sending a request to verify that an account associated with the sender comprises at least the amount of funds to be transferred, receiving notification that the account comprises at least the amount of funds to be transferred, requesting a reservation of funds in the account corresponding to the amount of funds to be transferred, receiving notification of the reservation, notifying the recipient that the amount of funds to be transferred is reserved, initiating a transfer of funds, to the recipient, in the amount of the reserved funds, and receiving acknowledgment that the transfer of the funds is complete.

Abstract: The invention relates to a method for managing a financial account. The method involves directing a primary transaction request to a holding account controlled by an account owner, evaluating the primary transaction request based on a selected rule to obtain an evaluation, routing the primary transaction request, based on the evaluation, from the holding account to the financial account of a plurality of financial accounts.

Abstract: A method for account tracking that includes receiving a request to generate a report for a business entity, wherein the request specifies a tag associated with the business entity, identifying a plurality of transaction records based on the tag to obtain a plurality of identified transaction records for the business entity, assigning a business category from a plurality of business categories to at least one of the plurality of identified transaction records not associated with one of the plurality of business categories, and generating the report for the business entity by grouping the plurality of identified transaction records according to the plurality of business categories.

Abstract: A method for approving of a financial transaction, that includes receiving transaction information related to the financial transaction, wherein the transaction information comprises identification of a financial account controlled by a consumer and an amount of the financial transaction, accessing a policy for the financial account based on a context of the financial transaction, wherein the policy is defined by the consumer, triggering an approval request based on a determination that the amount is above a limit set by the policy, sending the approval request to a mobile device of the consumer, receiving an approval response based on the approval request from the mobile device of the consumer, and approving the transaction based on the approval response.

Abstract: The invention relates to a method for managing a financial account. The method involves directing a primary transaction request to a holding account controlled by an account owner, evaluating the primary transaction request based on a selected rule to obtain an evaluation, routing the primary transaction request, based on the evaluation, from the holding account to the financial account of a plurality of financial accounts.

Abstract: In general, the invention relates to a method for facilitating usage of a product. The method includes obtaining a usage level of a first edition of the product by the user, determining an inactivity level of the user based on the usage level, suggesting a second edition of the product to the user based on the inactivity level and facilitating use of the second edition of the product by the user, where the first edition of the product includes at least one additional feature as compared to the second edition of the product.