Patents by Inventor James R. Holland, IV

James R. Holland, IV has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7319986
    Abstract: Dynamic payment cards and related dynamic payment card management systems and associated methods are disclosed that allow for the efficient management of corporate purchasing needs. The dynamic payment cards can be traditional payment cards with card control settings that are dynamically managed. In addition, a dynamic card management system can automatically interface with card processor systems to dynamically modify these card control settings, and a purchasing management system or other request and approval workflow engine can provide an interface between a company and the dynamic card management system. More generally, an advantageous solution for purchasing management is disclosed that utilizes dynamically or actively managed approval parameters to help control transaction authorization determinations associated with purchasing mechanisms.
    Type: Grant
    Filed: October 19, 2001
    Date of Patent: January 15, 2008
    Assignee: Bank of America Corporation
    Inventors: C. Todd Praisner, James R. Holland, IV, Roy H. Kipp, Jr., Melissa T. Balbach, William R. Leiserowitz