Patents by Inventor James S. Judd

James S. Judd has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and systems for transferring funds
    Publication number: 20030233317
    Abstract: Methods and systems are provided that permit a transfer of funds in real time, including among accounts held at different financial institutions and among accounts of different types, such as credit accounts and noncredit accounts. A network links multiple financial institutions and routes information related to requested transfers through the network. Protocols ensure that the account from which funds are being drawn in the transfer is able to support the withdrawal and that the account to which funds are being deposited is a valid account without derogatory marks.
    Type: Application
    Filed: August 2, 2002
    Publication date: December 18, 2003
    Applicant: NYCE Corporation
    Inventor: James S. Judd