Patents by Inventor James Tyo

James Tyo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Real-time prescreening for credit offers
    Patent number: 8762259
    Abstract: Systems and methods for completing a real-time prescreen of the credit-worthiness of a current or prospective customer when the customer phones, engages in text-based online communication with, meets in person with, or in some way has contact with a customer service representative of a financial services institution, are provided, as are systems and methods for providing in real time to the customer, if the customer is determined through a real-time prescreen to be sufficiently credit worthy, an unsolicited credit card offer, or an unsolicited offer of another form of credit, from the financial services institution.
    Type: Grant
    Filed: September 21, 2007
    Date of Patent: June 24, 2014
    Assignee: United Services Automobile Association (USAA)
    Inventors: James Tyo, Elaine Blagg-Hicks, Dawn Toombs
  • Scar massaging roller
    Patent number: D304495
    Type: Grant
    Filed: February 6, 1987
    Date of Patent: November 7, 1989
    Inventors: James Tyo, Diane Tyo