Patents by Inventor James Vagim

James Vagim has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and systems for deal structuring for automobile dealers
    Publication number: 20080071676
    Abstract: A method for deal structuring by a dealer, using a network based system including a server system coupled to a centralized database and at least one client system is disclosed. The method comprises receiving a loan application from a buyer regarding the deal, running a credit report based on the loan application, analyzing and scoring the credit report to evaluate the buyer's creditworthiness in relationship to the deal, and structuring the deal based on the buyer's creditworthiness. In an exemplary embodiment, the method provides guidance to the dealer utilizing a cartoon character based on pre-determined credit criteria to adjust various parameters to successfully structure the deal.
    Type: Application
    Filed: July 6, 2007
    Publication date: March 20, 2008
    Inventors: James Vagim, Michael Duke, Kenton Hagan, Bruce Newmark
  • Methods and systems for deal structuring for automobile dealers
    Publication number: 20070276749
    Abstract: A method for deal structuring by a dealer, using a network based system including a server system coupled to a centralized database and at least one client system is disclosed. The method comprises receiving a loan application from a buyer regarding the deal, running a credit report based on the loan application, analyzing and scoring the credit report to evaluate the buyer's creditworthiness in relationship to the deal, and structuring the deal based on the buyer's creditworthiness. In an exemplary embodiment, the method provides guidance to the dealer utilizing a cartoon character based on pre-determined credit criteria to adjust various parameters to successfully structure the deal.
    Type: Application
    Filed: January 13, 2006
    Publication date: November 29, 2007
    Inventors: James Vagim, Michael Duke, Kenton Hagan, Bruce Newmark
  • Methods and systems for deal structuring for automobile dealers
    Publication number: 20070255649
    Abstract: A method for deal structuring by a dealer, using a network based system including a server system coupled to a centralized database and at least one client system is disclosed. The method comprises receiving a loan application from a buyer regarding the deal, running a credit report based on the loan application, analyzing and scoring the credit report to evaluate the buyer's creditworthiness in relationship to the deal, and structuring the deal based on the buyer's creditworthiness. In an exemplary embodiment, the method provides guidance to the dealer utilizing a cartoon character based on predetermined credit criteria to adjust various parameters to successfully structure the deal.
    Type: Application
    Filed: May 11, 2007
    Publication date: November 1, 2007
    Inventors: James Vagim, Michael Duke, Kenton Hagan, Bruce Newmark