Abstract: This document discloses fully-integrated consumer credit management and identity theft detection, protection and resolution systems, methods, and computer program products. These solutions enable consumers to manage the entire lifecycle of their credit profile and personal identity through a simple integrated application that combines credit management, credit monitoring, identity theft detection, and identity restoration. The credit management and identity theft protection system integrates the complexities of credit reports and identity theft protection into a single solution giving consumers more control over their financial future than conventional systems.

Abstract: A drug complex for delivery of a drug or other agent to a target cell, comprising a targeting carrier molecule which is selectively distributed to a specific cell type or tissue containing the specific cell type; a linker which is acted upon by a molecule which is present at an effective concentration in the environs of the specific cell type; and a drug or an agent to be delivered to the specific cell type. In particular, a drug complex for delivering a cytotoxic drug to prostate cancer cells, comprising a targeting carrier molecule which is selectively delivered to prostate tissue, bone or both; a peptide which is a substrate for prostate specific antigen; and a cytotoxic drug which is toxic to androgen independent prostate cancer cells.