Abstract: Systems and methods are provided herein for selecting and soliciting a plurality of lenders. In one exemplary embodiment, a loan originator obtains lending criteria of a plurality of lenders, which can include lender desking criteria, product criteria, and finance and insurance criteria. The originator then obtains applicant lending data of an applicant, which can comprise the applicant's personal data, bureau data, desking data, product data, and finance and insurance data. The applicant lending data is compared to the lending criteria of each of the plurality of lenders and lenders that are likely grant the applicant a loan are presented. The loan originator can then select one or more lender and submit a loan application to the selected lenders.